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Posts by set4sail
Posting date Subject
Posted: Tue Aug 29 19:52:45 2006 Yes, that's part of federal banking code called ..
Posted: Tue Aug 29 19:50:30 2006 There have been similar statements in my local ..
Posted: Tue Aug 29 19:12:00 2006 I would definitely close the account, and only ..
Posted: Tue Aug 29 19:07:35 2006 Have you contacted the condo association about ..
Posted: Tue Aug 29 18:15:35 2006 I missed your original post. What state do you ..
Posted: Sun May 28 19:31:45 2006 Aww I'm sorry Liz. I really empathize because we ..
Posted: Sun May 28 19:19:40 2006 The Cat thread we have all been waiting for ..
Posted: Thu May 25 21:05:17 2006 I wouldn't call them. If you don't mind me asking ..
Posted: Thu May 25 21:03:21 2006 Not a problem. I know I would be peeved about ..
Posted: Thu May 25 20:52:32 2006 Personally I would drop it, since you've already ..
Posted: Thu May 25 20:46:17 2006 I would keep sending the letter, and even mail it ..
Posted: Thu May 25 11:58:42 2006 I know this was very tough personal decision for ..
Posted: Thu May 25 11:57:28 2006 It's not necessary, but it would definitely make ..
Posted: Thu May 25 11:03:34 2006 Happy Anniversary Ari! That was very sweet of ..
Posted: Wed May 24 21:35:55 2006 LessIsMore, hubby once kept a salesperson on the ..
Posted: Wed May 24 21:34:01 2006 I don't want to scare people that are very ..
Posted: Wed May 24 21:24:32 2006 have to find a pic of the cats so I can post ..
Posted: Wed May 24 21:23:27 2006 Tammy, like you and others here I get so ..
Posted: Wed May 24 21:15:37 2006 For NC, the best link I can recommend ..
Posted: Wed May 24 10:23:24 2006 I'm glad to read that you are starting to be able ..
Posted: Wed May 24 10:21:16 2006 Linda, I see it the same way as well. To me it ..
Posted: Wed May 24 10:17:12 2006 jcrab1, the collection agency can have two ..
Posted: Wed May 24 8:33:43 2006 I agree, closing your acct is the first and best ..
Posted: Wed May 24 8:31:18 2006 Third party agencies can and will take it to ..
Posted: Wed May 24 8:28:03 2006 Sounds like they wised up. I didn't receive a ..
Posted: Tue May 23 12:03:52 2006 Tammy, That is great news! I'm glad you ..
Posted: Wed May 17 17:50:10 2006 PDL article from my local paper ..
Posted: Mon May 15 14:53:43 2006 WOOHOO!! I'm so glad it finally worked so you can ..
Posted: Mon May 15 14:30:34 2006 Thank you Denny. The first firms that I ..
Posted: Mon May 15 14:06:22 2006 Hey everyone, I wanted to let you know I am still ..
Posted: Thu May 11 14:42:28 2006 Lisa, I don't have a phone number right now, but ..
Posted: Thu May 11 14:01:47 2006 Tammy, are you saying that UCL is claiming to be ..
Posted: Thu May 11 13:57:42 2006 That's really interesting Mishele. It makes me ..
Posted: Thu May 11 13:56:25 2006 Congrats! One less thing to worry ..
Posted: Wed May 10 11:18:30 2006 Actually what I think c_stephanie is trying to do ..
Posted: Wed May 10 11:10:22 2006 Guest, thank you. I've been trying to find out ..
Posted: Tue May 9 17:58:06 2006 Yeah Lisa! Congrats on one pdl ..
Posted: Tue May 9 16:22:47 2006 Tammy, I see great minds think alike! ..
Posted: Tue May 9 12:14:28 2006 Ahh drats, they don't lend in VA either. Guess ..
Posted: Tue May 9 9:29:10 2006 I'm so glad you have another company down! I know ..
Posted: Mon May 8 21:42:24 2006 Wisconsin laws ..
Posted: Mon May 8 20:56:33 2006 oh no! I'm sorry. Do you have a gas water heater, ..
Posted: Mon May 8 19:51:44 2006 Magnum is listed as a licensed lender/ small loan ..
Posted: Mon May 8 19:49:39 2006 Lorri, I'm so glad you found the site, and I ..
Posted: Mon May 8 13:57:46 2006 lgall which company do you need a fax number ..
Posted: Mon May 8 13:14:47 2006 joyfordream, jo something I forgot to mention ..
Posted: Mon May 8 13:11:33 2006 I found this on ripoffreport: Also ..
Posted: Mon May 8 13:01:54 2006 I think I did read that somewhere. Julie had ..
Posted: Mon May 8 12:56:52 2006 jo, you haven't missed anything yet. I'm have ..
Posted: Mon May 8 12:54:41 2006 I'll definitely be in the chat later. I didn't ..
Posted: Mon May 8 12:52:32 2006 Oh thanks Tammy! I want to get as many names ..
Posted: Mon May 8 12:40:45 2006 Michelle, I found that here on the forum, when I ..
Posted: Mon May 8 12:38:52 2006 Thanks Sue. Here's the deal- I'm trying to ..
Posted: Mon May 8 12:33:55 2006 Thanks Michelle. Isn't there also something like ..
Posted: Mon May 8 12:32:02 2006 Thank you curlycarl. I'm aware of their ..
Posted: Mon May 8 12:15:05 2006 I'm trying to collect all of the names that Rio/ ..
Posted: Mon May 8 11:50:48 2006 It's my understanding from Ohio law that they ..
Posted: Mon May 8 6:36:57 2006 First, I would recommend sending a letter of ..
Posted: Sun May 7 16:48:17 2006 Jo, the address for Quikpayday is 87 East 1400 ..
Posted: Sun May 7 15:34:46 2006 Jo, They probably have most of the addresses. ..
Posted: Sun May 7 12:51:26 2006 5-8 pm Pacific time for ..
Posted: Sun May 7 12:50:04 2006 DeeDee, Karen is right, there are many of us ..
Posted: Sun May 7 12:43:51 2006 Is it through a storefront lender, or an ..
Posted: Sat May 6 22:24:48 2006 Oh yeah, the credit union gave me a bunch of ..
Posted: Sat May 6 19:09:25 2006 Because to settle it usually means that you paid ..
Posted: Sat May 6 16:39:26 2006 Karen, oh my that is beautiful. I wonder if ..
Posted: Sat May 6 15:33:03 2006 Carl, Thank you for your response. The company ..
Posted: Sat May 6 13:56:11 2006 I'll be there same time, same station tonight. ..
Posted: Sat May 6 13:23:17 2006 Happy anniversary Shirley! ..
Posted: Sat May 6 13:22:11 2006 In my situation I found it was better to do all ..
Posted: Sat May 6 13:17:21 2006 DeeDee, It is very hard to walk away from it. ..
Posted: Sat May 6 13:06:27 2006 DeeDee, as others wrote, they will not put you ..
Posted: Sat May 6 13:04:06 2006 carl, that is true, but people need to be ..
Posted: Sat May 6 13:00:48 2006 If the crooks would channel that energy and ..
Posted: Sat May 6 12:57:43 2006 I would recommend asking for a freeze, which ..
Posted: Sat May 6 12:55:16 2006 Clay, weeks ago I posted a link to the Bankers ..
Posted: Sat May 6 8:14:38 2006 I know many people here have had problems getting ..
Posted: Fri May 5 21:41:58 2006 I know. I think that is probably what happened to ..
Posted: Fri May 5 21:36:48 2006 yes, you can send them the famous letter asking ..
Posted: Fri May 5 21:25:06 2006 I sent a pm with more info. And no, you don't ..
Posted: Fri May 5 21:23:36 2006 Have you contacted them to see who can make the ..
Posted: Fri May 5 20:16:19 2006 You've been given great advice, I just want to ..
Posted: Fri May 5 20:13:57 2006 I had the same thing happening with Providian. ..
Posted: Fri May 5 20:08:47 2006 I don't know if it is or not. It could be. We had ..
Posted: Fri May 5 20:03:49 2006 lol that is an original answer from a company. ..
Posted: Fri May 5 19:51:26 2006 DeeDee, I think some other users here have ..
Posted: Fri May 5 12:28:25 2006 Tammy, That is good news that Aspire kept ..
Posted: Fri May 5 12:25:44 2006 Shirley, I'm so glad that they removed that ..
Posted: Fri May 5 12:20:40 2006 Tammy, there is a similar organization in the ..
Posted: Thu May 4 18:07:49 2006 Sounds very similar to the runaround I got at the ..
Posted: Thu May 4 18:03:08 2006 I think the debtcc points are just an added ..
Posted: Thu May 4 17:58:09 2006 I'm also available for chat on weeknights and ..
Posted: Thu May 4 14:28:55 2006 I think the issue of refunds comes in according ..
Posted: Thu May 4 13:07:37 2006 I'm glad you got a response back from the ..
Posted: Thu May 4 12:22:26 2006 Ari, That is a great idea, and something that ..
Posted: Thu May 4 11:34:16 2006 well I'll probably be there Saturday. Same ..
Posted: Thu May 4 11:33:30 2006 That is wonderful! I'm glad you were able to find ..
Posted: Wed May 3 23:32:56 2006 Hi Vicki, if you have already registered with the ..
Posted: Wed May 3 21:43:54 2006 It varies according to each state's laws, but the ..
Posted: Wed May 3 21:41:56 2006 Yeah!! I'm glad that they are realizing they need ..
Posted: Wed May 3 21:40:40 2006 Payday loans violate Maryland code under title ..
Posted: Wed May 3 20:47:57 2006 Ah you ran out of chips and salsa before I got ..
Posted: Wed May 3 20:43:39 2006 The phone number is Licensed Financial ..
Posted: Wed May 3 20:33:18 2006 I think you mean filing suit against a pdl ..
Posted: Wed May 3 18:58:27 2006 Is this the company 253 N 1ST ST STURGEON BAY, ..
Posted: Wed May 3 18:33:35 2006 pierson32 has Magnum violated any of this in ..
Posted: Wed May 3 18:22:45 2006 OH MY!! Thank you for posting that letter. I just ..
Posted: Mon May 1 20:20:37 2006 No, you do not. If you haven't already filled out ..
Posted: Mon May 1 20:17:51 2006 Hi, Have you thought about typing up a letter ..
Posted: Mon May 1 14:11:21 2006 Hey and we can add it to our community photo ..
Posted: Mon May 1 13:58:58 2006 (I see posts are appearing out of order again- I ..
Posted: Mon May 1 13:57:45 2006 oh I want to see pictures of them being arrested. ..
Posted: Mon May 1 13:54:51 2006 They are required to be licensed with the state. ..
Posted: Mon May 1 12:22:12 2006 Yeah, that sounds like HSBC. Turn a $525 balance ..
Posted: Mon May 1 10:50:31 2006 Tammy, is it HSBC directly, or a collection ..
Posted: Mon May 1 8:53:50 2006 At the most you should owe the $400. I can't ..
Posted: Mon May 1 8:28:46 2006 Did they give you an address that they could be ..
Posted: Mon May 1 8:27:27 2006 Tammy, Three of the companies have refused the ..
Posted: Mon May 1 8:19:03 2006 I was told the same thing, that all of the ..
Posted: Sun Apr 30 18:54:54 2006 I see posts are appearing out of order again, or ..
Posted: Sun Apr 30 18:52:44 2006 lorri, yes, usually stop payments are for a set ..
Posted: Sun Apr 30 18:21:29 2006 a stop payment might cost as much as $20 per ..
Posted: Sun Apr 30 16:35:39 2006 Have you tried going to another bank or credit ..
Posted: Sun Apr 30 16:24:49 2006 welcome da_mous. ..
Posted: Sun Apr 30 16:03:48 2006 I second what finsfan wrote. If you haven't ..
Posted: Sun Apr 30 15:59:39 2006 Woohoo Tammy! I wonder how much the class action ..
Posted: Sun Apr 30 15:57:22 2006 Lorri, I recommend sending the companies a letter ..
Posted: Sun Apr 30 15:25:25 2006 I'll see ya ..
Posted: Sat Apr 29 15:10:59 2006 kalevide, Did you receive the pm I sent you ..
Posted: Sat Apr 29 8:40:38 2006 LOL that is unbelievable. I think someone else ..
Posted: Sat Apr 29 8:38:03 2006 It depends on what state you live in, because ..
Posted: Fri Apr 28 21:57:21 2006 mom of 3, You couldn't file as an innocent ..
Posted: Fri Apr 28 21:53:31 2006 Tammy, No way, they deposited money to ..
Posted: Fri Apr 28 21:40:32 2006 Good question. From my understanding, ..
Posted: Fri Apr 28 20:43:41 2006 pierson32 No, but the phone number is a 1-800 ..
Posted: Fri Apr 28 20:42:14 2006 we were wondering where you were! lol Maybe we ..
Posted: Fri Apr 28 20:22:15 2006 I think that within so many days of notice of ..
Posted: Fri Apr 28 18:58:21 2006 No kidding. Though there have been reports of ..
Posted: Fri Apr 28 18:49:59 2006 I didn't realize Teletrack sells the info from ..
Posted: Fri Apr 28 18:13:13 2006 By Gordon Lubold NavyTimes staff writer 28 April ..
Posted: Fri Apr 28 18:04:04 2006 Mishele, that sucks. I hope you can get them ..
Posted: Fri Apr 28 17:30:01 2006 Congrats on getting three loans forgiven. I'm ..
Posted: Fri Apr 28 17:15:08 2006 No, I haven't set up a blog. Didn't think about ..
Posted: Fri Apr 28 10:04:04 2006 all of you need to stop reading my mind, and ..
Posted: Fri Apr 28 9:58:21 2006 I finished the chart, any recommendation where ..
Posted: Fri Apr 28 9:54:42 2006 Mine as an Adobe file also. I printed it out and ..
Posted: Fri Apr 28 9:53:02 2006 Maybe it's because the letter I sent them was 7 ..
Posted: Fri Apr 28 9:51:50 2006 Crystal, Are you also a Texas resident ..
Posted: Fri Apr 28 9:46:23 2006 I think a few other people here had loans with ..
Posted: Fri Apr 28 9:44:48 2006 mom of 3 kids, I'm having the same problem with ..
Posted: Fri Apr 28 9:41:56 2006 Tammy, so they are using a standard letter for ..
Posted: Fri Apr 28 9:35:52 2006 Sue, UCL forgave my loans (UCL and One Click) ..
Posted: Fri Apr 28 9:31:18 2006 lol jj you read my mind! I would bet they ..
Posted: Fri Apr 28 9:28:14 2006 I think that after filing complaints as jj ..
Posted: Fri Apr 28 9:21:20 2006 I received an email from Quikpayday today. The ..
Posted: Fri Apr 28 5:53:14 2006 I wouldn't underestimate your hubby. I know mine ..
Posted: Fri Apr 28 5:27:04 2006 Special rules for the IRS. I'm glad you were able ..
Posted: Fri Apr 28 5:21:04 2006 It's my understanding that once discharged, the ..
Posted: Thu Apr 27 22:48:44 2006 lorri, T&C is a debt consolidation ..
Posted: Thu Apr 27 22:46:13 2006 YEAH!! I'm so glad that you were able to get all ..
Posted: Thu Apr 27 22:44:16 2006 Yeah, I'm so glad that most of the pdl companies ..
Posted: Thu Apr 27 22:41:17 2006 I think you are taking the right step in ..
Posted: Thu Apr 27 22:24:36 2006 Sandy, thank you, I can't tell you how much ..
Posted: Thu Apr 27 22:23:06 2006 I found them listed on the Vermont banking ..
Posted: Thu Apr 27 18:30:21 2006 Mishele, Wow they just won't give up. It's ..
Posted: Thu Apr 27 14:42:21 2006 I would send the pdl companies a letter asking ..
Posted: Thu Apr 27 14:39:29 2006 Thanks Sue. (I guess the forum is still having ..
Posted: Thu Apr 27 14:05:04 2006 That's exactly what we were trying to figure out. ..
Posted: Thu Apr 27 13:19:45 2006 Jessi, I do. The arrangements were made via ..
Posted: Thu Apr 27 13:10:53 2006 Yeah!! Congrats Sue and Tammy. I'll keep ..
Posted: Thu Apr 27 13:03:11 2006 Why do some of them lie and try to be more ..
Posted: Wed Apr 26 19:45:34 2006 have you called your counselor to let them know ..
Posted: Wed Apr 26 17:47:38 2006 If you are in the U.S., you can get a free credit ..
Posted: Wed Apr 26 17:46:25 2006 Have you contacted the creditor to see if they ..
Posted: Wed Apr 26 16:04:33 2006 Stanny, I'm so glad that the judge ruled in ..
Posted: Wed Apr 26 15:09:06 2006 shouldn't the papers have been served by someone ..
Posted: Wed Apr 26 15:05:56 2006 I would be mad too, with him calling every single ..
Posted: Wed Apr 26 15:03:48 2006 I sent you a pm. It doesn't hurt to talk to ..
Posted: Wed Apr 26 12:44:18 2006 I thought First Bank of Marin is now Credit One ..
Posted: Wed Apr 26 12:37:36 2006 Downloaded to the state That sounds like a shady ..
Posted: Wed Apr 26 12:33:00 2006 We had an acct with Credit One, and they already ..
Posted: Wed Apr 26 11:06:40 2006 Yeah!! I'm so glad you were able to get them to ..
Posted: Tue Apr 25 19:40:42 2006 Sue, not only that but sometimes the power of ..
Posted: Tue Apr 25 18:57:43 2006 It is hard to not be impatient at the beginning, ..
Posted: Tue Apr 25 18:49:38 2006 oops I forgot to log in. I posted the info and ..
Posted: Tue Apr 25 16:35:38 2006 Yeah I'm among the Queens of Paranoia here, but ..
Posted: Tue Apr 25 15:52:52 2006 Ah, T&C asked for a retainer fee of $155, but ..
Posted: Tue Apr 25 15:50:32 2006 Please follow the advice the other posters wrote. ..
Posted: Tue Apr 25 15:48:54 2006 Oh my I would be mad! At the least it's a good ..
Posted: Tue Apr 25 15:45:13 2006 Yeah, I've read about that. They have changed ..
Posted: Tue Apr 25 15:02:21 2006 Lessismore, That's one of the reasons we went ..
Posted: Tue Apr 25 12:38:33 2006 If you haven't already disputed anything on your ..
Posted: Tue Apr 25 12:28:38 2006 I've seen that service offered, and it is usually ..
Posted: Tue Apr 25 11:23:27 2006 Yeah ..
Posted: Tue Apr 25 11:20:40 2006 Tammy, no the bank can't give out info. That is a ..
Posted: Tue Apr 25 11:04:41 2006 While the actual acct number may not be ..
Posted: Tue Apr 25 11:01:23 2006 Tammy I don't think it would hurt to do what you ..
Posted: Tue Apr 25 10:58:00 2006 polly, I'm sorry that they laid you off. I hope ..
Posted: Tue Apr 25 10:54:44 2006 Tammy, If they were somehow able to get a copy ..
Posted: Tue Apr 25 10:50:47 2006 pollyandsay, That's exactly what I was thinking. ..
Posted: Tue Apr 25 10:24:01 2006 I know that for the most part we are all hoping ..
Posted: Mon Apr 24 21:28:28 2006 YEAH, congrats on another one down. And ..
Posted: Mon Apr 24 19:11:19 2006 There is more and more info that is just showing ..
Posted: Mon Apr 24 8:48:02 2006 clay and jj, Tammy and I have been working on ..
Posted: Mon Apr 24 6:32:18 2006 That is very true. It's tough because you feel ..
Posted: Mon Apr 24 6:27:25 2006 Anonymous, You will need to send WFNNB a cease ..
Posted: Sun Apr 23 18:49:49 2006 There are a few different ways. Have you already ..
Posted: Sun Apr 23 18:46:58 2006 Bossy, it varies according to your state's law. ..
Posted: Sun Apr 23 18:38:42 2006 I've had One Click/ United Cash Loans send me a ..
Posted: Sun Apr 23 18:35:58 2006 lol it figures she had even replied to me. I must ..
Posted: Sun Apr 23 18:32:57 2006 I agree with what Mary said, if the bank won't ..
Posted: Sun Apr 23 18:20:57 2006 Thanks for the extra info Tammy! I didn't know ..
Posted: Sun Apr 23 18:19:06 2006 If the replacement card number, that was sent ..
Posted: Sun Apr 23 18:09:48 2006 Mary, I'm sure the collection agency already ..
Posted: Sun Apr 23 16:36:09 2006 I've had luck with One Click Cash and United Cash ..
Posted: Sun Apr 23 15:50:50 2006 Tammy and jj, hmmm that is some very ..
Posted: Sun Apr 23 15:47:08 2006 Gloria, welcome to the board. You will need to ..
Posted: Sun Apr 23 15:44:32 2006 I agree, Sandy, and I am very sorry for the ..
Posted: Sun Apr 23 15:37:59 2006 ccgirl, definitely go with putting a stop payment ..
Posted: Sun Apr 23 14:10:34 2006 iknow, According to NC law, payday loans are ..
Posted: Sun Apr 23 14:08:51 2006 That is not necessarily true, and if your bank ..
Posted: Sun Apr 23 13:47:07 2006 Also, a sample debit validation letter can be ..
Posted: Sun Apr 23 13:41:54 2006 truwoman, you asked if the company is licensed in ..
Posted: Sun Apr 23 13:27:22 2006 wendy, I don't know about Texas but in many ..
Posted: Sun Apr 23 13:19:08 2006 They SHOULD have sent the notices by certified ..
Posted: Sun Apr 23 13:02:17 2006 Texas provides more information on remedies. VA ..
Posted: Sun Apr 23 12:20:59 2006 Sandy, If it was too late to file the ..
Posted: Sun Apr 23 12:04:16 2006 Michelle, When I logged in it showed 70 posts ..
Posted: Sun Apr 23 11:49:19 2006 I've given out the cell phone number because I ..
Posted: Sun Apr 23 10:39:04 2006 That would be nice wouldn't it! I don't want ..
Posted: Sun Apr 23 10:37:04 2006 wendy, don't feel bad there are many of us here ..
Posted: Sun Apr 23 10:32:26 2006 truwoman According to Indiana law, payday ..
Posted: Sun Apr 23 10:17:42 2006 ccgirl, some members are using the debt ..
Posted: Sun Apr 23 10:08:14 2006 BLH, when I was looking up state laws, I found ..
Posted: Sun Apr 23 1:56:39 2006 Sorry, I should have added, so basically NO the ..
Posted: Sun Apr 23 1:54:58 2006 Sandy, So they were able to process a ..
Posted: Sun Apr 23 1:39:37 2006 wendy, does Texas require a license to lend or ..
Posted: Sun Apr 23 1:37:34 2006 truwoman, to garnish your wages they would have ..
Posted: Sun Apr 23 1:32:07 2006 truwoman, which state do you live in, if you ..
Posted: Sun Apr 23 0:08:53 2006 Personally I didn't send letters of validation or ..
Posted: Sat Apr 22 15:45:04 2006 joy, the VA Bureau of Fin. Inst. complaint ..
Posted: Sat Apr 22 15:26:22 2006 Mishele, yes we are still with them. I sent you a ..
Posted: Sat Apr 22 15:16:43 2006 Tammy, they forgave your loan and are now stating ..
Posted: Sat Apr 22 10:26:57 2006 That's a good question. I found that there are a ..
Posted: Sat Apr 22 10:14:32 2006 truwoman31, has someone already sent you the ..
Posted: Sat Apr 22 9:55:57 2006 Good point AZ, and that is a similar article to ..
Posted: Sat Apr 22 9:51:53 2006 Sounds like a great time Jessi. Hope you ..
Posted: Sat Apr 22 9:48:53 2006 truwoman31, according to the state you live in, ..
Posted: Sat Apr 22 9:23:02 2006 Mishele, I'm glad that no one was hurt. I hope ..
Posted: Sat Apr 22 9:21:32 2006 owners, I read that about the FDIC warning banks. ..
Posted: Sat Apr 22 9:19:06 2006 I'm so glad they sent you a separate written ..
Posted: Sat Apr 22 9:17:44 2006 Thanks John. I had tried talking to about ..
Posted: Fri Apr 21 18:50:25 2006 It is hard, and unless someone has been in the ..
Posted: Fri Apr 21 18:43:27 2006 That's true, that after a time the payday loan ..
Posted: Fri Apr 21 18:38:54 2006 Karen, I'm so glad that you are recovering as ..
Posted: Fri Apr 21 18:00:39 2006 Thanks Roxette. Actually, through all of it we ..
Posted: Fri Apr 21 17:48:48 2006 And I apologize for having the active hyperlinks. ..
Posted: Fri Apr 21 17:45:19 2006 Mikey, I wonder if part of the reason a paper ..
Posted: Fri Apr 21 17:38:18 2006 katlin, if you register with the site, someone ..
Posted: Fri Apr 21 17:35:53 2006 Angie, T&C is a debt consolidation company, ..
Posted: Fri Apr 21 17:32:15 2006 lol that's what I thought as well. We know that ..
Posted: Fri Apr 21 17:30:04 2006 drats, I must have missed ..
Posted: Fri Apr 21 17:28:22 2006 We were told, in 1998, that we didn't have to ..
Posted: Fri Apr 21 17:25:07 2006 I guess I'll stick my neck out, and share my ..
Posted: Fri Apr 21 16:52:13 2006 Michelle, I'm sorry for the loss of your father. ..
Posted: Fri Apr 21 16:47:58 2006 You have already done so much to help others, I ..
Posted: Fri Apr 21 16:44:16 2006 Good luck to everyone! I can see how it's going ..
Posted: Fri Apr 21 16:40:32 2006 Oh wow. I'm glad you able to see your way out of ..
Posted: Fri Apr 21 16:33:41 2006 radec, I remember seeing other posts, about other ..
Posted: Fri Apr 21 15:41:04 2006 Thanks stella. I don't know if the bk lawyer is ..
Posted: Fri Apr 21 15:37:09 2006 Good to see more states attacking the payday loan ..
Posted: Fri Apr 21 15:33:02 2006 lol I had a brain fart the other night, and ..
Posted: Fri Apr 21 15:28:29 2006 stella, first I apologize for not proof-reading ..
Posted: Fri Apr 21 15:25:17 2006 I agree 10 yrs is a safe idea. I remember ..
Posted: Fri Apr 21 15:14:49 2006 joyfordream, and anyone else that is a resident ..
Posted: Fri Apr 21 15:06:58 2006 Clay, I hadn't thought of that, but that is a ..
Posted: Fri Apr 21 15:04:34 2006 You can try writing a version of the letters that ..
Posted: Fri Apr 21 14:54:48 2006 If the cards are past the SOL, then I thought ..
Posted: Fri Apr 21 14:53:36 2006 Can you ask your bank to block the ACH attempts ..
Posted: Fri Apr 21 13:12:30 2006 Thanks. I just finished looking at the Experian ..
Posted: Fri Apr 21 12:59:58 2006 I have two accts on my credit report that were ..
Posted: Fri Apr 21 12:57:35 2006 Good for you! I'm glad you were able to get those ..
Posted: Fri Apr 21 12:56:31 2006 kareem, First, have you made a log of your ..
Posted: Fri Apr 21 12:35:37 2006 Wow, from Sept the doctor's bills have already ..
Posted: Fri Apr 21 12:26:51 2006 I'm glad you were able to open a new account. ..
Posted: Fri Apr 21 11:31:36 2006 kbraveboy, there isn't a searchable database ..
Posted: Fri Apr 21 11:09:02 2006 If the AG files suit, I would say they would ..
Posted: Fri Apr 21 11:06:30 2006 I received a similar letter in the mail. They ..
Posted: Fri Apr 21 11:02:28 2006 Yes, I called the Office of Consumer Affairs, the ..
Posted: Fri Apr 21 10:52:19 2006 First, call the company and nicely ask how many ..
Posted: Fri Apr 21 10:37:04 2006 kbraveboy, I posted the law in another response ..
Posted: Fri Apr 21 10:34:46 2006 Well, I can pretty much guarantee that none of ..
Posted: Fri Apr 21 10:16:35 2006 Sue, those are federal banking laws under the ..
Posted: Fri Apr 21 9:52:27 2006 Can you read Adobe files It's interesting ..
Posted: Fri Apr 21 9:47:07 2006 Woohoo! That's one less worry for ..
Posted: Fri Apr 21 9:38:48 2006 I wonder if a better idea might be for you to ..
Posted: Fri Apr 21 9:23:56 2006 I hadn't realized there was a difference either. ..
Posted: Fri Apr 21 9:14:21 2006 Tammy, I looked up VA law, and the state doesn't ..
Posted: Fri Apr 21 9:06:29 2006 it was more of a rhetorical question, trying to ..
Posted: Thu Apr 20 18:43:46 2006 Yes, anyone else that gets a refund, please let ..
Posted: Thu Apr 20 18:27:50 2006 I was doing some research, and found that there ..
Posted: Thu Apr 20 16:13:33 2006 Ari, oh no, I hope you didn't take my post as ..
Posted: Thu Apr 20 15:50:40 2006 It figures. Thanks for looking jj. At least it ..
Posted: Thu Apr 20 14:21:01 2006 hmm why don't we do a search to find out if it ..
Posted: Thu Apr 20 11:07:04 2006 That's a good idea!! Having that visual ..
Posted: Thu Apr 20 11:05:23 2006 They do still collect, but I think they are ..
Posted: Thu Apr 20 11:04:24 2006 I changed the subject heading for this topic. I ..
Posted: Thu Apr 20 10:45:59 2006 polly, yes I did, Military Financial. I kept ..
Posted: Thu Apr 20 10:35:00 2006 I thought there were other members here, that are ..
Posted: Thu Apr 20 10:31:36 2006 jj, I'm in Virginia, and I did tell them I filed ..
Posted: Thu Apr 20 9:19:43 2006 YEAH! I'm so glad you have another one down. I ..
Posted: Thu Apr 20 9:16:46 2006 angel, I'm very sorry for the loss of your ..
Posted: Thu Apr 20 9:13:51 2006 *knock on wood* I've had pretty good luck with ..
Posted: Thu Apr 20 9:10:24 2006 if they take you to court, the judge can force ..
Posted: Wed Apr 19 22:56:19 2006 From what I've seen, some store-front lenders are ..
Posted: Wed Apr 19 22:51:18 2006 oops, I forgot to log in. I'm sure there are more ..
Posted: Wed Apr 19 22:50:17 2006 ohhh reading stuff like that makes me so ..
Posted: Wed Apr 19 21:58:02 2006 I had heard that about a few companies, that they ..
Posted: Wed Apr 19 21:14:29 2006 I'm sure it's self-explanatory. ..
Posted: Wed Apr 19 21:06:39 2006 Thanks mwtx. Do they have to have a true 3rd ..
Posted: Wed Apr 19 20:58:06 2006 technically the creditor stays on your credit ..
Posted: Wed Apr 19 20:51:49 2006 lol I hope the financial farce is over at 36 Ari, ..
Posted: Wed Apr 19 20:48:58 2006 so when Allied was using an auto-dialer to call ..
Posted: Wed Apr 19 19:50:29 2006 It's debt consolidation company. According to ..
Posted: Wed Apr 19 19:32:53 2006 That's great news! I know I've finally felt like ..
Posted: Wed Apr 19 19:31:27 2006 heehee I feel so special. Stan added a post on ..
Posted: Wed Apr 19 19:22:12 2006 No problem. The company advertises as a mortgage ..
Posted: Wed Apr 19 18:54:44 2006 I searched the MD database for a licensed lender ..
Posted: Wed Apr 19 18:48:45 2006 I did a Google search to find them, and on the ..
Posted: Wed Apr 19 18:41:03 2006 No kidding Ari. Did you know that US taxpayers ..
Posted: Wed Apr 19 18:36:50 2006 Yeah sure, as soon as the per-minute charge for ..
Posted: Wed Apr 19 18:35:48 2006 If they are asking for you to wire 3 payments ..
Posted: Wed Apr 19 18:07:20 2006 I didn't know that you could do that. Do you ..
Posted: Wed Apr 19 16:28:21 2006 Polly, I can't believe they left VA off. It's ..
Posted: Wed Apr 19 15:39:04 2006 Oh, I never thought about asking for things to be ..
Posted: Wed Apr 19 15:35:43 2006 Really Tammy Shoot I hadn't checked per barrel ..
Posted: Wed Apr 19 15:28:55 2006 that's true, then they will call your references. ..
Posted: Wed Apr 19 15:25:50 2006 I've only tried *67 on a few 1-800 numbers, and ..
Posted: Wed Apr 19 15:22:45 2006 polly, I put in 14 gallons last Saturday, at ..
Posted: Wed Apr 19 12:55:58 2006 Sorry, I completely misread the original post. ..
Posted: Wed Apr 19 12:34:29 2006 Is GC a debt collector I ask because I haven't ..
Posted: Wed Apr 19 12:28:19 2006 I would say that if you continue to make payments ..
Posted: Wed Apr 19 12:25:52 2006 I think the letter jj posted is excellent. I ..
Posted: Wed Apr 19 12:21:26 2006 SEE, that is what I've always heard and read, ..
Posted: Wed Apr 19 12:11:39 2006 Have you written them letters stating that they ..
Posted: Wed Apr 19 12:08:40 2006 They should be illegal, but for some reasons ..
Posted: Wed Apr 19 12:00:53 2006 I think the highest price we paid in my area was ..
Posted: Wed Apr 19 11:54:37 2006 I know. The latest excuse is that they are ..
Posted: Wed Apr 19 11:47:21 2006 I just need to rant about this. Gas prices are ..
Posted: Tue Apr 18 16:34:52 2006 Yes, to follow up what Jessi posted, if you ..
Posted: Tue Apr 18 16:31:43 2006 There is a lot of rumbling about payday loans, ..
Posted: Tue Apr 18 16:21:56 2006 oh no, I would still send the letter. Most posts ..
Posted: Tue Apr 18 16:04:42 2006 dream_big, drats I forgot we are talking about ..
Posted: Tue Apr 18 15:43:53 2006 carl, I would bet that guest is pretty close ..
Posted: Tue Apr 18 15:40:43 2006 It's not that it isn't valid, it's that without a ..
Posted: Tue Apr 18 15:05:05 2006 Wow. I don't have any experience with those ..
Posted: Tue Apr 18 15:00:59 2006 Guest, thanks. It's weird, because I think ..
Posted: Tue Apr 18 14:56:55 2006 Each one that I've dealt with has charged usury ..
Posted: Tue Apr 18 14:55:39 2006 Bank issues - had to close my account b/c of identity theft ..
Posted: Tue Apr 18 13:36:44 2006 Aww a thread to rant about Allied, just what I ..
Posted: Tue Apr 18 12:37:36 2006 You've been waiting since January 12th If you ..
Posted: Tue Apr 18 12:17:31 2006 I'm sorry for all the stress this is causing you. ..
Posted: Tue Apr 18 12:11:46 2006 Thanks Stan. I don't want the account to be ..
Posted: Tue Apr 18 11:05:59 2006 Companies that won't work with T&C? ..
Posted: Tue Apr 18 10:44:59 2006 When I'm sending a validation letter, should I ..
Posted: Mon Apr 17 23:55:37 2006 celticlass_4, If possible, I would recommend ..
Posted: Mon Apr 17 23:45:59 2006 LessIsMore, If you do a Google search for ..
Posted: Mon Apr 17 22:21:25 2006 LessIsMore, That is what the collector at ..
Posted: Mon Apr 17 21:43:44 2006 Just wondering if there are other military here, ..
Posted: Mon Apr 17 21:39:12 2006 Thanks Shirley, I needed some glimmer of good ..
Posted: Mon Apr 17 21:34:57 2006 So far we have two creditors that state they ..
Posted: Mon Apr 17 18:59:33 2006 Sorry, this is going to be kind of long. Last ..
Posted: Mon Apr 17 16:51:24 2006 I forgot to add, the other big one to watch out ..
Posted: Mon Apr 17 16:27:43 2006 I would advise opening another account now. Some ..
Posted: Mon Apr 17 12:23:47 2006 I think what was meant is that the ads Google ..
Posted: Mon Apr 17 12:21:41 2006 Yeah!! I'm still waiting for a reply from them ..
Posted: Mon Apr 10 12:11:07 2006 celticlass_4 If you don't mind PMing me the ..
Posted: Sat Apr 8 20:56:13 2006 I have had problems with our credit union about ..
Posted: Sat Apr 8 11:34:31 2006 I have received email snail mail letters from ..
Posted: Wed Apr 5 16:38:18 2006 Thanks Polly, and JJ. JJ, I read another post ..
Posted: Wed Apr 5 15:11:43 2006 I received an email from Quikpayday about the ..
Posted: Wed Apr 5 13:59:21 2006 JJ, So if the company attempts to debit after ..
Posted: Fri Mar 24 18:38:23 2006 Great letter, and I hope you are able to get this ..
Posted: Fri Mar 24 12:50:43 2006 I received an email from United Cash loans that, ..
Posted: Thu Mar 23 19:18:46 2006 I think it depends on the company. I've had some ..
Posted: Thu Mar 23 12:03:07 2006 I think certified mail is 70 cents or so, and ..
Posted: Wed Mar 22 19:31:15 2006 two, I figured everyone here probably received ..
Posted: Wed Mar 22 19:22:52 2006 Now if I could just figure out which of these ..
Posted: Wed Mar 22 17:30:24 2006 Good for you! I hope they reduce the amount owed ..
Posted: Wed Mar 22 16:01:54 2006 Thanks Myshelle (did I spell your name ..
Posted: Wed Mar 22 15:34:28 2006 I'm with you. It's not that I am trying to get ..
Posted: Wed Mar 22 15:03:37 2006 twokidtwocat, the phone number is 804/371-9657 ..
Posted: Wed Mar 22 14:53:25 2006 I ran across a ruling from a court case where the ..
Posted: Wed Mar 22 14:50:20 2006 Yeah, what JJ said. They are under as much ..
Posted: Wed Mar 22 14:31:06 2006 According to the state of CA, no one can lend ..
Posted: Wed Mar 22 14:15:10 2006 rkai- thanks to folks here, and some Google ..
Posted: Wed Mar 22 13:48:12 2006 Jessi: "How do you sing a contract Oh I'm sorry, ..
Posted: Wed Mar 22 13:18:57 2006 Have you called someone (attorney general, ..
Posted: Wed Mar 22 12:10:17 2006 ironically, I finally found someone that was ..
Posted: Wed Mar 22 10:25:37 2006 The number I have ..
Posted: Wed Mar 22 9:31:02 2006 There is one payday lender I am dealing with that ..
Posted: Tue Mar 21 10:57:43 2006 Shirley, Thank you. I called the collection ..
Posted: Tue Mar 21 6:51:38 2006 No, NCO is collecting on behalf of the credit ..
Posted: Tue Mar 21 6:22:11 2006 There is a creditor that we had included with the ..
Posted: Mon Mar 20 18:36:30 2006 Has anyone had an account being collected via NCO ..
Posted: Fri Mar 17 20:03:55 2006 finsfan, A rep answered pretty quickly when I ..
Posted: Fri Mar 17 19:54:40 2006 Thanks, I searched and found one in my area that ..
Posted: Fri Mar 17 17:55:19 2006 Does anyone have a list of financial institutions ..
Posted: Fri Mar 17 16:37:03 2006 I looked up the Virginia law (6.1-445), and it ..
Posted: Fri Mar 17 16:10:50 2006 On the application it asks for co-applicant info. ..
Posted: Fri Mar 17 15:47:39 2006 We received one of these letters last week, and ..
Posted: Fri Mar 17 15:02:09 2006 Thank you thank you for that link! Virginia reps ..
Posted: Fri Mar 17 13:57:26 2006 Thanks, that was the address I had already ..
Posted: Fri Mar 17 13:51:13 2006 Are these two companies one and the same All of ..
Posted: Fri Mar 17 12:40:05 2006 Thank you ..
Posted: Fri Mar 17 11:58:43 2006 I keep seeing T&C brought up as a good ..
Posted: Mon Mar 13 18:21:51 2006 drats, sorry I forgot to log back in. And I ..
Posted: Mon Mar 13 13:38:48 2006 oops, couldn't remember my password to log in ..
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