| Posts by set4sail |
| Posting date
| Subject
|
| Posted: Tue Aug 29 19:52:45 2006 |
Yes, that's part of federal banking code called .. |
| Posted: Tue Aug 29 19:50:30 2006 |
There have been similar statements in my local .. |
| Posted: Tue Aug 29 19:12:00 2006 |
I would definitely close the account, and only .. |
| Posted: Tue Aug 29 19:07:35 2006 |
Have you contacted the condo association about .. |
| Posted: Tue Aug 29 18:15:35 2006 |
I missed your original post. What state do you .. |
| Posted: Sun May 28 19:31:45 2006 |
Aww I'm sorry Liz. I really empathize because we .. |
| Posted: Sun May 28 19:19:40 2006 |
The Cat thread we have all been waiting for .. |
| Posted: Thu May 25 21:05:17 2006 |
I wouldn't call them. If you don't mind me asking .. |
| Posted: Thu May 25 21:03:21 2006 |
Not a problem. I know I would be peeved about .. |
| Posted: Thu May 25 20:52:32 2006 |
Personally I would drop it, since you've already .. |
| Posted: Thu May 25 20:46:17 2006 |
I would keep sending the letter, and even mail it .. |
| Posted: Thu May 25 11:58:42 2006 |
I know this was very tough personal decision for .. |
| Posted: Thu May 25 11:57:28 2006 |
It's not necessary, but it would definitely make .. |
| Posted: Thu May 25 11:03:34 2006 |
Happy Anniversary Ari! That was very sweet of .. |
| Posted: Wed May 24 21:35:55 2006 |
LessIsMore, hubby once kept a salesperson on the .. |
| Posted: Wed May 24 21:34:01 2006 |
I don't want to scare people that are very .. |
| Posted: Wed May 24 21:24:32 2006 |
have to find a pic of the cats so I can post .. |
| Posted: Wed May 24 21:23:27 2006 |
Tammy, like you and others here I get so .. |
| Posted: Wed May 24 21:15:37 2006 |
For NC, the best link I can recommend .. |
| Posted: Wed May 24 10:23:24 2006 |
I'm glad to read that you are starting to be able .. |
| Posted: Wed May 24 10:21:16 2006 |
Linda,
I see it the same way as well. To me it .. |
| Posted: Wed May 24 10:17:12 2006 |
jcrab1, the collection agency can have two .. |
| Posted: Wed May 24 8:33:43 2006 |
I agree, closing your acct is the first and best .. |
| Posted: Wed May 24 8:31:18 2006 |
Third party agencies can and will take it to .. |
| Posted: Wed May 24 8:28:03 2006 |
Sounds like they wised up. I didn't receive a .. |
| Posted: Tue May 23 12:03:52 2006 |
Tammy,
That is great news! I'm glad you .. |
| Posted: Wed May 17 17:50:10 2006 |
PDL article from my local paper .. |
| Posted: Mon May 15 14:53:43 2006 |
WOOHOO!! I'm so glad it finally worked so you can .. |
| Posted: Mon May 15 14:30:34 2006 |
Thank you Denny.
The first firms that I .. |
| Posted: Mon May 15 14:06:22 2006 |
Hey everyone, I wanted to let you know I am still .. |
| Posted: Thu May 11 14:42:28 2006 |
Lisa, I don't have a phone number right now, but .. |
| Posted: Thu May 11 14:01:47 2006 |
Tammy,
are you saying that UCL is claiming to be .. |
| Posted: Thu May 11 13:57:42 2006 |
That's really interesting Mishele. It makes me .. |
| Posted: Thu May 11 13:56:25 2006 |
Congrats! One less thing to worry .. |
| Posted: Wed May 10 11:18:30 2006 |
Actually what I think c_stephanie is trying to do .. |
| Posted: Wed May 10 11:10:22 2006 |
Guest,
thank you. I've been trying to find out .. |
| Posted: Tue May 9 17:58:06 2006 |
Yeah Lisa! Congrats on one pdl .. |
| Posted: Tue May 9 16:22:47 2006 |
Tammy,
I see great minds think alike! .. |
| Posted: Tue May 9 12:14:28 2006 |
Ahh drats, they don't lend in VA either. Guess .. |
| Posted: Tue May 9 9:29:10 2006 |
I'm so glad you have another company down! I know .. |
| Posted: Mon May 8 21:42:24 2006 |
Wisconsin laws .. |
| Posted: Mon May 8 20:56:33 2006 |
oh no! I'm sorry. Do you have a gas water heater, .. |
| Posted: Mon May 8 19:51:44 2006 |
Magnum is listed as a licensed lender/ small loan .. |
| Posted: Mon May 8 19:49:39 2006 |
Lorri,
I'm so glad you found the site, and I .. |
| Posted: Mon May 8 13:57:46 2006 |
lgall
which company do you need a fax number .. |
| Posted: Mon May 8 13:14:47 2006 |
joyfordream, jo
something I forgot to mention .. |
| Posted: Mon May 8 13:11:33 2006 |
I found this on ripoffreport:
Also .. |
| Posted: Mon May 8 13:01:54 2006 |
I think I did read that somewhere.
Julie had .. |
| Posted: Mon May 8 12:56:52 2006 |
jo, you haven't missed anything yet. I'm have .. |
| Posted: Mon May 8 12:54:41 2006 |
I'll definitely be in the chat later.
I didn't .. |
| Posted: Mon May 8 12:52:32 2006 |
Oh thanks Tammy!
I want to get as many names .. |
| Posted: Mon May 8 12:40:45 2006 |
Michelle, I found that here on the forum, when I .. |
| Posted: Mon May 8 12:38:52 2006 |
Thanks Sue.
Here's the deal- I'm trying to .. |
| Posted: Mon May 8 12:33:55 2006 |
Thanks Michelle. Isn't there also something like .. |
| Posted: Mon May 8 12:32:02 2006 |
Thank you curlycarl.
I'm aware of their .. |
| Posted: Mon May 8 12:15:05 2006 |
I'm trying to collect all of the names that Rio/ .. |
| Posted: Mon May 8 11:50:48 2006 |
It's my understanding from Ohio law that they .. |
| Posted: Mon May 8 6:36:57 2006 |
First, I would recommend sending a letter of .. |
| Posted: Sun May 7 16:48:17 2006 |
Jo,
the address for Quikpayday is
87 East 1400 .. |
| Posted: Sun May 7 15:34:46 2006 |
Jo,
They probably have most of the addresses. .. |
| Posted: Sun May 7 12:51:26 2006 |
5-8 pm Pacific time for .. |
| Posted: Sun May 7 12:50:04 2006 |
DeeDee,
Karen is right, there are many of us .. |
| Posted: Sun May 7 12:43:51 2006 |
Is it through a storefront lender, or an .. |
| Posted: Sat May 6 22:24:48 2006 |
Oh yeah, the credit union gave me a bunch of .. |
| Posted: Sat May 6 19:09:25 2006 |
Because to settle it usually means that you paid .. |
| Posted: Sat May 6 16:39:26 2006 |
Karen,
oh my that is beautiful. I wonder if .. |
| Posted: Sat May 6 15:33:03 2006 |
Carl,
Thank you for your response. The company .. |
| Posted: Sat May 6 13:56:11 2006 |
I'll be there same time, same station tonight. .. |
| Posted: Sat May 6 13:23:17 2006 |
Happy anniversary Shirley! .. |
| Posted: Sat May 6 13:22:11 2006 |
In my situation I found it was better to do all .. |
| Posted: Sat May 6 13:17:21 2006 |
DeeDee,
It is very hard to walk away from it. .. |
| Posted: Sat May 6 13:06:27 2006 |
DeeDee,
as others wrote, they will not put you .. |
| Posted: Sat May 6 13:04:06 2006 |
carl,
that is true, but people need to be .. |
| Posted: Sat May 6 13:00:48 2006 |
If the crooks would channel that energy and .. |
| Posted: Sat May 6 12:57:43 2006 |
I would recommend asking for a freeze, which .. |
| Posted: Sat May 6 12:55:16 2006 |
Clay,
weeks ago I posted a link to the Bankers .. |
| Posted: Sat May 6 8:14:38 2006 |
I know many people here have had problems getting .. |
| Posted: Fri May 5 21:41:58 2006 |
I know. I think that is probably what happened to .. |
| Posted: Fri May 5 21:36:48 2006 |
yes, you can send them the famous letter asking .. |
| Posted: Fri May 5 21:25:06 2006 |
I sent a pm with more info. And no, you don't .. |
| Posted: Fri May 5 21:23:36 2006 |
Have you contacted them to see who can make the .. |
| Posted: Fri May 5 20:16:19 2006 |
You've been given great advice, I just want to .. |
| Posted: Fri May 5 20:13:57 2006 |
I had the same thing happening with Providian. .. |
| Posted: Fri May 5 20:08:47 2006 |
I don't know if it is or not. It could be. We had .. |
| Posted: Fri May 5 20:03:49 2006 |
lol that is an original answer from a company. .. |
| Posted: Fri May 5 19:51:26 2006 |
DeeDee,
I think some other users here have .. |
| Posted: Fri May 5 12:28:25 2006 |
Tammy,
That is good news that Aspire kept .. |
| Posted: Fri May 5 12:25:44 2006 |
Shirley,
I'm so glad that they removed that .. |
| Posted: Fri May 5 12:20:40 2006 |
Tammy, there is a similar organization in the .. |
| Posted: Thu May 4 18:07:49 2006 |
Sounds very similar to the runaround I got at the .. |
| Posted: Thu May 4 18:03:08 2006 |
I think the debtcc points are just an added .. |
| Posted: Thu May 4 17:58:09 2006 |
I'm also available for chat on weeknights and .. |
| Posted: Thu May 4 14:28:55 2006 |
I think the issue of refunds comes in according .. |
| Posted: Thu May 4 13:07:37 2006 |
I'm glad you got a response back from the .. |
| Posted: Thu May 4 12:22:26 2006 |
Ari,
That is a great idea, and something that .. |
| Posted: Thu May 4 11:34:16 2006 |
well I'll probably be there Saturday. Same .. |
| Posted: Thu May 4 11:33:30 2006 |
That is wonderful! I'm glad you were able to find .. |
| Posted: Wed May 3 23:32:56 2006 |
Hi Vicki, if you have already registered with the .. |
| Posted: Wed May 3 21:43:54 2006 |
It varies according to each state's laws, but the .. |
| Posted: Wed May 3 21:41:56 2006 |
Yeah!! I'm glad that they are realizing they need .. |
| Posted: Wed May 3 21:40:40 2006 |
Payday loans violate Maryland code under title .. |
| Posted: Wed May 3 20:47:57 2006 |
Ah you ran out of chips and salsa before I got .. |
| Posted: Wed May 3 20:43:39 2006 |
The phone number is
Licensed Financial .. |
| Posted: Wed May 3 20:33:18 2006 |
I think you mean filing suit against a pdl .. |
| Posted: Wed May 3 18:58:27 2006 |
Is this the company
253 N 1ST ST
STURGEON BAY, .. |
| Posted: Wed May 3 18:33:35 2006 |
pierson32
has Magnum violated any of this in .. |
| Posted: Wed May 3 18:22:45 2006 |
OH MY!! Thank you for posting that letter. I just .. |
| Posted: Mon May 1 20:20:37 2006 |
No, you do not. If you haven't already filled out .. |
| Posted: Mon May 1 20:17:51 2006 |
Hi,
Have you thought about typing up a letter .. |
| Posted: Mon May 1 14:11:21 2006 |
Hey and we can add it to our community photo .. |
| Posted: Mon May 1 13:58:58 2006 |
(I see posts are appearing out of order again- I .. |
| Posted: Mon May 1 13:57:45 2006 |
oh I want to see pictures of them being arrested. .. |
| Posted: Mon May 1 13:54:51 2006 |
They are required to be licensed with the state. .. |
| Posted: Mon May 1 12:22:12 2006 |
Yeah, that sounds like HSBC. Turn a $525 balance .. |
| Posted: Mon May 1 10:50:31 2006 |
Tammy, is it HSBC directly, or a collection .. |
| Posted: Mon May 1 8:53:50 2006 |
At the most you should owe the $400. I can't .. |
| Posted: Mon May 1 8:28:46 2006 |
Did they give you an address that they could be .. |
| Posted: Mon May 1 8:27:27 2006 |
Tammy,
Three of the companies have refused the .. |
| Posted: Mon May 1 8:19:03 2006 |
I was told the same thing, that all of the .. |
| Posted: Sun Apr 30 18:54:54 2006 |
I see posts are appearing out of order again, or .. |
| Posted: Sun Apr 30 18:52:44 2006 |
lorri,
yes, usually stop payments are for a set .. |
| Posted: Sun Apr 30 18:21:29 2006 |
a stop payment might cost as much as $20 per .. |
| Posted: Sun Apr 30 16:35:39 2006 |
Have you tried going to another bank or credit .. |
| Posted: Sun Apr 30 16:24:49 2006 |
welcome da_mous. .. |
| Posted: Sun Apr 30 16:03:48 2006 |
I second what finsfan wrote. If you haven't .. |
| Posted: Sun Apr 30 15:59:39 2006 |
Woohoo Tammy! I wonder how much the class action .. |
| Posted: Sun Apr 30 15:57:22 2006 |
Lorri, I recommend sending the companies a letter .. |
| Posted: Sun Apr 30 15:25:25 2006 |
I'll see ya .. |
| Posted: Sat Apr 29 15:10:59 2006 |
kalevide,
Did you receive the pm I sent you .. |
| Posted: Sat Apr 29 8:40:38 2006 |
LOL that is unbelievable. I think someone else .. |
| Posted: Sat Apr 29 8:38:03 2006 |
It depends on what state you live in, because .. |
| Posted: Fri Apr 28 21:57:21 2006 |
mom of 3,
You couldn't file as an innocent .. |
| Posted: Fri Apr 28 21:53:31 2006 |
Tammy,
No way, they deposited money to .. |
| Posted: Fri Apr 28 21:40:32 2006 |
Good question.
From my understanding, .. |
| Posted: Fri Apr 28 20:43:41 2006 |
pierson32
No, but the phone number is a 1-800 .. |
| Posted: Fri Apr 28 20:42:14 2006 |
we were wondering where you were! lol
Maybe we .. |
| Posted: Fri Apr 28 20:22:15 2006 |
I think that within so many days of notice of .. |
| Posted: Fri Apr 28 18:58:21 2006 |
No kidding. Though there have been reports of .. |
| Posted: Fri Apr 28 18:49:59 2006 |
I didn't realize Teletrack sells the info from .. |
| Posted: Fri Apr 28 18:13:13 2006 |
By Gordon Lubold NavyTimes staff writer 28 April .. |
| Posted: Fri Apr 28 18:04:04 2006 |
Mishele,
that sucks. I hope you can get them .. |
| Posted: Fri Apr 28 17:30:01 2006 |
Congrats on getting three loans forgiven. I'm .. |
| Posted: Fri Apr 28 17:15:08 2006 |
No, I haven't set up a blog. Didn't think about .. |
| Posted: Fri Apr 28 10:04:04 2006 |
all of you need to stop reading my mind, and .. |
| Posted: Fri Apr 28 9:58:21 2006 |
I finished the chart, any recommendation where .. |
| Posted: Fri Apr 28 9:54:42 2006 |
Mine as an Adobe file also. I printed it out and .. |
| Posted: Fri Apr 28 9:53:02 2006 |
Maybe it's because the letter I sent them was 7 .. |
| Posted: Fri Apr 28 9:51:50 2006 |
Crystal,
Are you also a Texas resident .. |
| Posted: Fri Apr 28 9:46:23 2006 |
I think a few other people here had loans with .. |
| Posted: Fri Apr 28 9:44:48 2006 |
mom of 3 kids, I'm having the same problem with .. |
| Posted: Fri Apr 28 9:41:56 2006 |
Tammy, so they are using a standard letter for .. |
| Posted: Fri Apr 28 9:35:52 2006 |
Sue, UCL forgave my loans (UCL and One Click) .. |
| Posted: Fri Apr 28 9:31:18 2006 |
lol jj you read my mind!
I would bet they .. |
| Posted: Fri Apr 28 9:28:14 2006 |
I think that after filing complaints as jj .. |
| Posted: Fri Apr 28 9:21:20 2006 |
I received an email from Quikpayday today. The .. |
| Posted: Fri Apr 28 5:53:14 2006 |
I wouldn't underestimate your hubby. I know mine .. |
| Posted: Fri Apr 28 5:27:04 2006 |
Special rules for the IRS. I'm glad you were able .. |
| Posted: Fri Apr 28 5:21:04 2006 |
It's my understanding that once discharged, the .. |
| Posted: Thu Apr 27 22:48:44 2006 |
lorri,
T&C is a debt consolidation .. |
| Posted: Thu Apr 27 22:46:13 2006 |
YEAH!! I'm so glad that you were able to get all .. |
| Posted: Thu Apr 27 22:44:16 2006 |
Yeah, I'm so glad that most of the pdl companies .. |
| Posted: Thu Apr 27 22:41:17 2006 |
I think you are taking the right step in .. |
| Posted: Thu Apr 27 22:24:36 2006 |
Sandy,
thank you, I can't tell you how much .. |
| Posted: Thu Apr 27 22:23:06 2006 |
I found them listed on the Vermont banking .. |
| Posted: Thu Apr 27 18:30:21 2006 |
Mishele,
Wow they just won't give up. It's .. |
| Posted: Thu Apr 27 14:42:21 2006 |
I would send the pdl companies a letter asking .. |
| Posted: Thu Apr 27 14:39:29 2006 |
Thanks Sue.
(I guess the forum is still having .. |
| Posted: Thu Apr 27 14:05:04 2006 |
That's exactly what we were trying to figure out. .. |
| Posted: Thu Apr 27 13:19:45 2006 |
Jessi,
I do. The arrangements were made via .. |
| Posted: Thu Apr 27 13:10:53 2006 |
Yeah!! Congrats Sue and Tammy.
I'll keep .. |
| Posted: Thu Apr 27 13:03:11 2006 |
Why do some of them lie and try to be more .. |
| Posted: Wed Apr 26 19:45:34 2006 |
have you called your counselor to let them know .. |
| Posted: Wed Apr 26 17:47:38 2006 |
If you are in the U.S., you can get a free credit .. |
| Posted: Wed Apr 26 17:46:25 2006 |
Have you contacted the creditor to see if they .. |
| Posted: Wed Apr 26 16:04:33 2006 |
Stanny,
I'm so glad that the judge ruled in .. |
| Posted: Wed Apr 26 15:09:06 2006 |
shouldn't the papers have been served by someone .. |
| Posted: Wed Apr 26 15:05:56 2006 |
I would be mad too, with him calling every single .. |
| Posted: Wed Apr 26 15:03:48 2006 |
I sent you a pm. It doesn't hurt to talk to .. |
| Posted: Wed Apr 26 12:44:18 2006 |
I thought First Bank of Marin is now Credit One .. |
| Posted: Wed Apr 26 12:37:36 2006 |
Downloaded to the state That sounds like a shady .. |
| Posted: Wed Apr 26 12:33:00 2006 |
We had an acct with Credit One, and they already .. |
| Posted: Wed Apr 26 11:06:40 2006 |
Yeah!! I'm so glad you were able to get them to .. |
| Posted: Tue Apr 25 19:40:42 2006 |
Sue, not only that but sometimes the power of .. |
| Posted: Tue Apr 25 18:57:43 2006 |
It is hard to not be impatient at the beginning, .. |
| Posted: Tue Apr 25 18:49:38 2006 |
oops I forgot to log in. I posted the info and .. |
| Posted: Tue Apr 25 16:35:38 2006 |
Yeah I'm among the Queens of Paranoia here, but .. |
| Posted: Tue Apr 25 15:52:52 2006 |
Ah, T&C asked for a retainer fee of $155, but .. |
| Posted: Tue Apr 25 15:50:32 2006 |
Please follow the advice the other posters wrote. .. |
| Posted: Tue Apr 25 15:48:54 2006 |
Oh my I would be mad! At the least it's a good .. |
| Posted: Tue Apr 25 15:45:13 2006 |
Yeah, I've read about that. They have changed .. |
| Posted: Tue Apr 25 15:02:21 2006 |
Lessismore,
That's one of the reasons we went .. |
| Posted: Tue Apr 25 12:38:33 2006 |
If you haven't already disputed anything on your .. |
| Posted: Tue Apr 25 12:28:38 2006 |
I've seen that service offered, and it is usually .. |
| Posted: Tue Apr 25 11:23:27 2006 |
Yeah .. |
| Posted: Tue Apr 25 11:20:40 2006 |
Tammy, no the bank can't give out info. That is a .. |
| Posted: Tue Apr 25 11:04:41 2006 |
While the actual acct number may not be .. |
| Posted: Tue Apr 25 11:01:23 2006 |
Tammy I don't think it would hurt to do what you .. |
| Posted: Tue Apr 25 10:58:00 2006 |
polly, I'm sorry that they laid you off. I hope .. |
| Posted: Tue Apr 25 10:54:44 2006 |
Tammy,
If they were somehow able to get a copy .. |
| Posted: Tue Apr 25 10:50:47 2006 |
pollyandsay,
That's exactly what I was thinking. .. |
| Posted: Tue Apr 25 10:24:01 2006 |
I know that for the most part we are all hoping .. |
| Posted: Mon Apr 24 21:28:28 2006 |
YEAH, congrats on another one down.
And .. |
| Posted: Mon Apr 24 19:11:19 2006 |
There is more and more info that is just showing .. |
| Posted: Mon Apr 24 8:48:02 2006 |
clay and jj,
Tammy and I have been working on .. |
| Posted: Mon Apr 24 6:32:18 2006 |
That is very true. It's tough because you feel .. |
| Posted: Mon Apr 24 6:27:25 2006 |
Anonymous,
You will need to send WFNNB a cease .. |
| Posted: Sun Apr 23 18:49:49 2006 |
There are a few different ways. Have you already .. |
| Posted: Sun Apr 23 18:46:58 2006 |
Bossy, it varies according to your state's law. .. |
| Posted: Sun Apr 23 18:38:42 2006 |
I've had One Click/ United Cash Loans send me a .. |
| Posted: Sun Apr 23 18:35:58 2006 |
lol it figures she had even replied to me. I must .. |
| Posted: Sun Apr 23 18:32:57 2006 |
I agree with what Mary said, if the bank won't .. |
| Posted: Sun Apr 23 18:20:57 2006 |
Thanks for the extra info Tammy! I didn't know .. |
| Posted: Sun Apr 23 18:19:06 2006 |
If the replacement card number, that was sent .. |
| Posted: Sun Apr 23 18:09:48 2006 |
Mary,
I'm sure the collection agency already .. |
| Posted: Sun Apr 23 16:36:09 2006 |
I've had luck with One Click Cash and United Cash .. |
| Posted: Sun Apr 23 15:50:50 2006 |
Tammy and jj,
hmmm that is some very .. |
| Posted: Sun Apr 23 15:47:08 2006 |
Gloria, welcome to the board. You will need to .. |
| Posted: Sun Apr 23 15:44:32 2006 |
I agree, Sandy, and I am very sorry for the .. |
| Posted: Sun Apr 23 15:37:59 2006 |
ccgirl, definitely go with putting a stop payment .. |
| Posted: Sun Apr 23 14:10:34 2006 |
iknow,
According to NC law, payday loans are .. |
| Posted: Sun Apr 23 14:08:51 2006 |
That is not necessarily true, and if your bank .. |
| Posted: Sun Apr 23 13:47:07 2006 |
Also, a sample debit validation letter can be .. |
| Posted: Sun Apr 23 13:41:54 2006 |
truwoman, you asked if the company is licensed in .. |
| Posted: Sun Apr 23 13:27:22 2006 |
wendy, I don't know about Texas but in many .. |
| Posted: Sun Apr 23 13:19:08 2006 |
They SHOULD have sent the notices by certified .. |
| Posted: Sun Apr 23 13:02:17 2006 |
Texas provides more information on remedies. VA .. |
| Posted: Sun Apr 23 12:20:59 2006 |
Sandy,
If it was too late to file the .. |
| Posted: Sun Apr 23 12:04:16 2006 |
Michelle,
When I logged in it showed 70 posts .. |
| Posted: Sun Apr 23 11:49:19 2006 |
I've given out the cell phone number because I .. |
| Posted: Sun Apr 23 10:39:04 2006 |
That would be nice wouldn't it! I don't want .. |
| Posted: Sun Apr 23 10:37:04 2006 |
wendy, don't feel bad there are many of us here .. |
| Posted: Sun Apr 23 10:32:26 2006 |
truwoman
According to Indiana law, payday .. |
| Posted: Sun Apr 23 10:17:42 2006 |
ccgirl, some members are using the debt .. |
| Posted: Sun Apr 23 10:08:14 2006 |
BLH, when I was looking up state laws, I found .. |
| Posted: Sun Apr 23 1:56:39 2006 |
Sorry, I should have added, so basically NO the .. |
| Posted: Sun Apr 23 1:54:58 2006 |
Sandy,
So they were able to process a .. |
| Posted: Sun Apr 23 1:39:37 2006 |
wendy, does Texas require a license to lend or .. |
| Posted: Sun Apr 23 1:37:34 2006 |
truwoman, to garnish your wages they would have .. |
| Posted: Sun Apr 23 1:32:07 2006 |
truwoman, which state do you live in, if you .. |
| Posted: Sun Apr 23 0:08:53 2006 |
Personally I didn't send letters of validation or .. |
| Posted: Sat Apr 22 15:45:04 2006 |
joy,
the VA Bureau of Fin. Inst. complaint .. |
| Posted: Sat Apr 22 15:26:22 2006 |
Mishele, yes we are still with them. I sent you a .. |
| Posted: Sat Apr 22 15:16:43 2006 |
Tammy, they forgave your loan and are now stating .. |
| Posted: Sat Apr 22 10:26:57 2006 |
That's a good question. I found that there are a .. |
| Posted: Sat Apr 22 10:14:32 2006 |
truwoman31, has someone already sent you the .. |
| Posted: Sat Apr 22 9:55:57 2006 |
Good point AZ, and that is a similar article to .. |
| Posted: Sat Apr 22 9:51:53 2006 |
Sounds like a great time Jessi.
Hope you .. |
| Posted: Sat Apr 22 9:48:53 2006 |
truwoman31, according to the state you live in, .. |
| Posted: Sat Apr 22 9:23:02 2006 |
Mishele, I'm glad that no one was hurt. I hope .. |
| Posted: Sat Apr 22 9:21:32 2006 |
owners, I read that about the FDIC warning banks. .. |
| Posted: Sat Apr 22 9:19:06 2006 |
I'm so glad they sent you a separate written .. |
| Posted: Sat Apr 22 9:17:44 2006 |
Thanks John. I had tried talking to about .. |
| Posted: Fri Apr 21 18:50:25 2006 |
It is hard, and unless someone has been in the .. |
| Posted: Fri Apr 21 18:43:27 2006 |
That's true, that after a time the payday loan .. |
| Posted: Fri Apr 21 18:38:54 2006 |
Karen,
I'm so glad that you are recovering as .. |
| Posted: Fri Apr 21 18:00:39 2006 |
Thanks Roxette.
Actually, through all of it we .. |
| Posted: Fri Apr 21 17:48:48 2006 |
And I apologize for having the active hyperlinks. .. |
| Posted: Fri Apr 21 17:45:19 2006 |
Mikey,
I wonder if part of the reason a paper .. |
| Posted: Fri Apr 21 17:38:18 2006 |
katlin,
if you register with the site, someone .. |
| Posted: Fri Apr 21 17:35:53 2006 |
Angie,
T&C is a debt consolidation company, .. |
| Posted: Fri Apr 21 17:32:15 2006 |
lol that's what I thought as well. We know that .. |
| Posted: Fri Apr 21 17:30:04 2006 |
drats, I must have missed .. |
| Posted: Fri Apr 21 17:28:22 2006 |
We were told, in 1998, that we didn't have to .. |
| Posted: Fri Apr 21 17:25:07 2006 |
I guess I'll stick my neck out, and share my .. |
| Posted: Fri Apr 21 16:52:13 2006 |
Michelle, I'm sorry for the loss of your father. .. |
| Posted: Fri Apr 21 16:47:58 2006 |
You have already done so much to help others, I .. |
| Posted: Fri Apr 21 16:44:16 2006 |
Good luck to everyone! I can see how it's going .. |
| Posted: Fri Apr 21 16:40:32 2006 |
Oh wow. I'm glad you able to see your way out of .. |
| Posted: Fri Apr 21 16:33:41 2006 |
radec, I remember seeing other posts, about other .. |
| Posted: Fri Apr 21 15:41:04 2006 |
Thanks stella. I don't know if the bk lawyer is .. |
| Posted: Fri Apr 21 15:37:09 2006 |
Good to see more states attacking the payday loan .. |
| Posted: Fri Apr 21 15:33:02 2006 |
lol I had a brain fart the other night, and .. |
| Posted: Fri Apr 21 15:28:29 2006 |
stella, first I apologize for not proof-reading .. |
| Posted: Fri Apr 21 15:25:17 2006 |
I agree 10 yrs is a safe idea. I remember .. |
| Posted: Fri Apr 21 15:14:49 2006 |
joyfordream, and anyone else that is a resident .. |
| Posted: Fri Apr 21 15:06:58 2006 |
Clay,
I hadn't thought of that, but that is a .. |
| Posted: Fri Apr 21 15:04:34 2006 |
You can try writing a version of the letters that .. |
| Posted: Fri Apr 21 14:54:48 2006 |
If the cards are past the SOL, then I thought .. |
| Posted: Fri Apr 21 14:53:36 2006 |
Can you ask your bank to block the ACH attempts .. |
| Posted: Fri Apr 21 13:12:30 2006 |
Thanks. I just finished looking at the Experian .. |
| Posted: Fri Apr 21 12:59:58 2006 |
I have two accts on my credit report that were .. |
| Posted: Fri Apr 21 12:57:35 2006 |
Good for you! I'm glad you were able to get those .. |
| Posted: Fri Apr 21 12:56:31 2006 |
kareem,
First, have you made a log of your .. |
| Posted: Fri Apr 21 12:35:37 2006 |
Wow, from Sept the doctor's bills have already .. |
| Posted: Fri Apr 21 12:26:51 2006 |
I'm glad you were able to open a new account. .. |
| Posted: Fri Apr 21 11:31:36 2006 |
kbraveboy,
there isn't a searchable database .. |
| Posted: Fri Apr 21 11:09:02 2006 |
If the AG files suit, I would say they would .. |
| Posted: Fri Apr 21 11:06:30 2006 |
I received a similar letter in the mail. They .. |
| Posted: Fri Apr 21 11:02:28 2006 |
Yes, I called the Office of Consumer Affairs, the .. |
| Posted: Fri Apr 21 10:52:19 2006 |
First, call the company and nicely ask how many .. |
| Posted: Fri Apr 21 10:37:04 2006 |
kbraveboy, I posted the law in another response .. |
| Posted: Fri Apr 21 10:34:46 2006 |
Well, I can pretty much guarantee that none of .. |
| Posted: Fri Apr 21 10:16:35 2006 |
Sue, those are federal banking laws under the .. |
| Posted: Fri Apr 21 9:52:27 2006 |
Can you read Adobe files
It's interesting .. |
| Posted: Fri Apr 21 9:47:07 2006 |
Woohoo! That's one less worry for .. |
| Posted: Fri Apr 21 9:38:48 2006 |
I wonder if a better idea might be for you to .. |
| Posted: Fri Apr 21 9:23:56 2006 |
I hadn't realized there was a difference either. .. |
| Posted: Fri Apr 21 9:14:21 2006 |
Tammy, I looked up VA law, and the state doesn't .. |
| Posted: Fri Apr 21 9:06:29 2006 |
it was more of a rhetorical question, trying to .. |
| Posted: Thu Apr 20 18:43:46 2006 |
Yes, anyone else that gets a refund, please let .. |
| Posted: Thu Apr 20 18:27:50 2006 |
I was doing some research, and found that there .. |
| Posted: Thu Apr 20 16:13:33 2006 |
Ari, oh no, I hope you didn't take my post as .. |
| Posted: Thu Apr 20 15:50:40 2006 |
It figures. Thanks for looking jj. At least it .. |
| Posted: Thu Apr 20 14:21:01 2006 |
hmm why don't we do a search to find out if it .. |
| Posted: Thu Apr 20 11:07:04 2006 |
That's a good idea!! Having that visual .. |
| Posted: Thu Apr 20 11:05:23 2006 |
They do still collect, but I think they are .. |
| Posted: Thu Apr 20 11:04:24 2006 |
I changed the subject heading for this topic. I .. |
| Posted: Thu Apr 20 10:45:59 2006 |
polly, yes I did, Military Financial. I kept .. |
| Posted: Thu Apr 20 10:35:00 2006 |
I thought there were other members here, that are .. |
| Posted: Thu Apr 20 10:31:36 2006 |
jj, I'm in Virginia, and I did tell them I filed .. |
| Posted: Thu Apr 20 9:19:43 2006 |
YEAH! I'm so glad you have another one down. I .. |
| Posted: Thu Apr 20 9:16:46 2006 |
angel,
I'm very sorry for the loss of your .. |
| Posted: Thu Apr 20 9:13:51 2006 |
*knock on wood* I've had pretty good luck with .. |
| Posted: Thu Apr 20 9:10:24 2006 |
if they take you to court, the judge can force .. |
| Posted: Wed Apr 19 22:56:19 2006 |
From what I've seen, some store-front lenders are .. |
| Posted: Wed Apr 19 22:51:18 2006 |
oops, I forgot to log in. I'm sure there are more .. |
| Posted: Wed Apr 19 22:50:17 2006 |
ohhh reading stuff like that makes me so .. |
| Posted: Wed Apr 19 21:58:02 2006 |
I had heard that about a few companies, that they .. |
| Posted: Wed Apr 19 21:14:29 2006 |
I'm sure it's self-explanatory. .. |
| Posted: Wed Apr 19 21:06:39 2006 |
Thanks mwtx. Do they have to have a true 3rd .. |
| Posted: Wed Apr 19 20:58:06 2006 |
technically the creditor stays on your credit .. |
| Posted: Wed Apr 19 20:51:49 2006 |
lol I hope the financial farce is over at 36 Ari, .. |
| Posted: Wed Apr 19 20:48:58 2006 |
so when Allied was using an auto-dialer to call .. |
| Posted: Wed Apr 19 19:50:29 2006 |
It's debt consolidation company. According to .. |
| Posted: Wed Apr 19 19:32:53 2006 |
That's great news! I know I've finally felt like .. |
| Posted: Wed Apr 19 19:31:27 2006 |
heehee I feel so special. Stan added a post on .. |
| Posted: Wed Apr 19 19:22:12 2006 |
No problem. The company advertises as a mortgage .. |
| Posted: Wed Apr 19 18:54:44 2006 |
I searched the MD database for a licensed lender .. |
| Posted: Wed Apr 19 18:48:45 2006 |
I did a Google search to find them, and on the .. |
| Posted: Wed Apr 19 18:41:03 2006 |
No kidding Ari.
Did you know that US taxpayers .. |
| Posted: Wed Apr 19 18:36:50 2006 |
Yeah sure, as soon as the per-minute charge for .. |
| Posted: Wed Apr 19 18:35:48 2006 |
If they are asking for you to wire 3 payments .. |
| Posted: Wed Apr 19 18:07:20 2006 |
I didn't know that you could do that. Do you .. |
| Posted: Wed Apr 19 16:28:21 2006 |
Polly, I can't believe they left VA off. It's .. |
| Posted: Wed Apr 19 15:39:04 2006 |
Oh, I never thought about asking for things to be .. |
| Posted: Wed Apr 19 15:35:43 2006 |
Really Tammy Shoot I hadn't checked per barrel .. |
| Posted: Wed Apr 19 15:28:55 2006 |
that's true, then they will call your references. .. |
| Posted: Wed Apr 19 15:25:50 2006 |
I've only tried *67 on a few 1-800 numbers, and .. |
| Posted: Wed Apr 19 15:22:45 2006 |
polly, I put in 14 gallons last Saturday, at .. |
| Posted: Wed Apr 19 12:55:58 2006 |
Sorry, I completely misread the original post. .. |
| Posted: Wed Apr 19 12:34:29 2006 |
Is GC a debt collector I ask because I haven't .. |
| Posted: Wed Apr 19 12:28:19 2006 |
I would say that if you continue to make payments .. |
| Posted: Wed Apr 19 12:25:52 2006 |
I think the letter jj posted is excellent. I .. |
| Posted: Wed Apr 19 12:21:26 2006 |
SEE, that is what I've always heard and read, .. |
| Posted: Wed Apr 19 12:11:39 2006 |
Have you written them letters stating that they .. |
| Posted: Wed Apr 19 12:08:40 2006 |
They should be illegal, but for some reasons .. |
| Posted: Wed Apr 19 12:00:53 2006 |
I think the highest price we paid in my area was .. |
| Posted: Wed Apr 19 11:54:37 2006 |
I know. The latest excuse is that they are .. |
| Posted: Wed Apr 19 11:47:21 2006 |
I just need to rant about this. Gas prices are .. |
| Posted: Tue Apr 18 16:34:52 2006 |
Yes, to follow up what Jessi posted, if you .. |
| Posted: Tue Apr 18 16:31:43 2006 |
There is a lot of rumbling about payday loans, .. |
| Posted: Tue Apr 18 16:21:56 2006 |
oh no, I would still send the letter. Most posts .. |
| Posted: Tue Apr 18 16:04:42 2006 |
dream_big,
drats I forgot we are talking about .. |
| Posted: Tue Apr 18 15:43:53 2006 |
carl,
I would bet that guest is pretty close .. |
| Posted: Tue Apr 18 15:40:43 2006 |
It's not that it isn't valid, it's that without a .. |
| Posted: Tue Apr 18 15:05:05 2006 |
Wow. I don't have any experience with those .. |
| Posted: Tue Apr 18 15:00:59 2006 |
Guest, thanks.
It's weird, because I think .. |
| Posted: Tue Apr 18 14:56:55 2006 |
Each one that I've dealt with has charged usury .. |
| Posted: Tue Apr 18 14:55:39 2006 |
Bank issues - had to close my account b/c of identity theft .. |
| Posted: Tue Apr 18 13:36:44 2006 |
Aww a thread to rant about Allied, just what I .. |
| Posted: Tue Apr 18 12:37:36 2006 |
You've been waiting since January 12th If you .. |
| Posted: Tue Apr 18 12:17:31 2006 |
I'm sorry for all the stress this is causing you. .. |
| Posted: Tue Apr 18 12:11:46 2006 |
Thanks Stan.
I don't want the account to be .. |
| Posted: Tue Apr 18 11:05:59 2006 |
Companies that won't work with T&C? .. |
| Posted: Tue Apr 18 10:44:59 2006 |
When I'm sending a validation letter, should I .. |
| Posted: Mon Apr 17 23:55:37 2006 |
celticlass_4,
If possible, I would recommend .. |
| Posted: Mon Apr 17 23:45:59 2006 |
LessIsMore,
If you do a Google search for .. |
| Posted: Mon Apr 17 22:21:25 2006 |
LessIsMore,
That is what the collector at .. |
| Posted: Mon Apr 17 21:43:44 2006 |
Just wondering if there are other military here, .. |
| Posted: Mon Apr 17 21:39:12 2006 |
Thanks Shirley, I needed some glimmer of good .. |
| Posted: Mon Apr 17 21:34:57 2006 |
So far we have two creditors that state they .. |
| Posted: Mon Apr 17 18:59:33 2006 |
Sorry, this is going to be kind of long.
Last .. |
| Posted: Mon Apr 17 16:51:24 2006 |
I forgot to add, the other big one to watch out .. |
| Posted: Mon Apr 17 16:27:43 2006 |
I would advise opening another account now. Some .. |
| Posted: Mon Apr 17 12:23:47 2006 |
I think what was meant is that the ads Google .. |
| Posted: Mon Apr 17 12:21:41 2006 |
Yeah!! I'm still waiting for a reply from them .. |
| Posted: Mon Apr 10 12:11:07 2006 |
celticlass_4
If you don't mind PMing me the .. |
| Posted: Sat Apr 8 20:56:13 2006 |
I have had problems with our credit union about .. |
| Posted: Sat Apr 8 11:34:31 2006 |
I have received email snail mail letters from .. |
| Posted: Wed Apr 5 16:38:18 2006 |
Thanks Polly, and JJ.
JJ, I read another post .. |
| Posted: Wed Apr 5 15:11:43 2006 |
I received an email from Quikpayday about the .. |
| Posted: Wed Apr 5 13:59:21 2006 |
JJ,
So if the company attempts to debit after .. |
| Posted: Fri Mar 24 18:38:23 2006 |
Great letter, and I hope you are able to get this .. |
| Posted: Fri Mar 24 12:50:43 2006 |
I received an email from United Cash loans that, .. |
| Posted: Thu Mar 23 19:18:46 2006 |
I think it depends on the company. I've had some .. |
| Posted: Thu Mar 23 12:03:07 2006 |
I think certified mail is 70 cents or so, and .. |
| Posted: Wed Mar 22 19:31:15 2006 |
two, I figured everyone here probably received .. |
| Posted: Wed Mar 22 19:22:52 2006 |
Now if I could just figure out which of these .. |
| Posted: Wed Mar 22 17:30:24 2006 |
Good for you! I hope they reduce the amount owed .. |
| Posted: Wed Mar 22 16:01:54 2006 |
Thanks Myshelle (did I spell your name .. |
| Posted: Wed Mar 22 15:34:28 2006 |
I'm with you. It's not that I am trying to get .. |
| Posted: Wed Mar 22 15:03:37 2006 |
twokidtwocat, the phone number is
804/371-9657 .. |
| Posted: Wed Mar 22 14:53:25 2006 |
I ran across a ruling from a court case where the .. |
| Posted: Wed Mar 22 14:50:20 2006 |
Yeah, what JJ said. They are under as much .. |
| Posted: Wed Mar 22 14:31:06 2006 |
According to the state of CA, no one can lend .. |
| Posted: Wed Mar 22 14:15:10 2006 |
rkai- thanks to folks here, and some Google .. |
| Posted: Wed Mar 22 13:48:12 2006 |
Jessi:
"How do you sing a contract Oh I'm sorry, .. |
| Posted: Wed Mar 22 13:18:57 2006 |
Have you called someone (attorney general, .. |
| Posted: Wed Mar 22 12:10:17 2006 |
ironically, I finally found someone that was .. |
| Posted: Wed Mar 22 10:25:37 2006 |
The number I have .. |
| Posted: Wed Mar 22 9:31:02 2006 |
There is one payday lender I am dealing with that .. |
| Posted: Tue Mar 21 10:57:43 2006 |
Shirley,
Thank you. I called the collection .. |
| Posted: Tue Mar 21 6:51:38 2006 |
No, NCO is collecting on behalf of the credit .. |
| Posted: Tue Mar 21 6:22:11 2006 |
There is a creditor that we had included with the .. |
| Posted: Mon Mar 20 18:36:30 2006 |
Has anyone had an account being collected via NCO .. |
| Posted: Fri Mar 17 20:03:55 2006 |
finsfan,
A rep answered pretty quickly when I .. |
| Posted: Fri Mar 17 19:54:40 2006 |
Thanks, I searched and found one in my area that .. |
| Posted: Fri Mar 17 17:55:19 2006 |
Does anyone have a list of financial institutions .. |
| Posted: Fri Mar 17 16:37:03 2006 |
I looked up the Virginia law (6.1-445), and it .. |
| Posted: Fri Mar 17 16:10:50 2006 |
On the application it asks for co-applicant info. .. |
| Posted: Fri Mar 17 15:47:39 2006 |
We received one of these letters last week, and .. |
| Posted: Fri Mar 17 15:02:09 2006 |
Thank you thank you for that link! Virginia reps .. |
| Posted: Fri Mar 17 13:57:26 2006 |
Thanks, that was the address I had already .. |
| Posted: Fri Mar 17 13:51:13 2006 |
Are these two companies one and the same All of .. |
| Posted: Fri Mar 17 12:40:05 2006 |
Thank you .. |
| Posted: Fri Mar 17 11:58:43 2006 |
I keep seeing T&C brought up as a good .. |
| Posted: Mon Mar 13 18:21:51 2006 |
drats, sorry I forgot to log back in.
And I .. |
| Posted: Mon Mar 13 13:38:48 2006 |
oops, couldn't remember my password to log in .. |