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#449
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I am unclear as to whether or not I am conducting matters right (look at me, questioning myself over Route 66).. I took out a 150 dollar loan in Dec., let it rollover until today, where I just blocked them from doing this furthur on my account. I blocked them because I was told (when I called to say I could pay my loan in full soon) I now owe over 800 dollars. Is this legal reason to stop payments until an agreement is reached, or is my account still considered not paid?
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#450
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amfit ~ I am sorry, but don't remember what state you were in and how much you have paid back? If they had been taken payments out of your account since December, I would think your account was paid in full. Of course they are going to say you owe more than you do. Route66 will continue to say your account is not paid, even when you have paid way more than you should have. If I were you, I would keep them blocked and figure out how much you paid and if you have paid everything that you should, per your state law, then you would not owe them anything else. Don't let these people bully you or anything like that. They are scum and they will bleed you dry.
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#451
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Same company as GFSIL as well and BIG....
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#452
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Thanks. I am in Illinois, and figured there was something fishy about this company once my original 60 dollar service fee started declining by five dollars each payday. I actually took 2 loans out with them, one i paid in full the week after i had it lent and there were no problems. this one has been the big problem, and i remember after i paid the first loan i received up to 8 calls consecutively within 10 minutes.. asking if i wanted a new loan. i also get text messages, STILL.
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#453
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Yep, trying to charge $1900 for a $200 loan. They called my job for an hour today nonstop; I kept hanging up, I threatened to forward the call to our police dept, they demanded to talk to my supervisor. I asked them to show me in writing how the balance could be that high; mind you, I've paid the $200 back. They can't show you proof. They threatened to repeatedly call my references until I agreed. I was at work and the calls would not stop. I thought about closing the account but since I see all this about bank & wire fraud..I don't know. They threw it in my face that they are calling from the UK and were not subject to any US laws.. I told them to take me to court..they change the subject when you say that..
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#454
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Close your account and open a new one. They can not charge you with anything. They are lying. Next time tell them that since they do not follow US law that means they are going to have to try and extradite you to the UK for such ignorant lies. They are so stupid. Don't believe any of their threats. You need to file a complaint with your Attorney General's office.
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#455
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if i havent technically paid off my loan, only made the offer to pay back (and held back after being told i owed 800+ dollars) and paid much much back with rollover fees, am i still liable? i know they wont make a settlement. please help.
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#456
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If you have paid more in the roll over fees which totals more than the principal and legal interest allowed by your state, then you are done with them. File a complaint with your state's Attorney General's office against this company. Also, they are going to make alot of threats which are all lies, please know you will not be charged with any crime or arrested. But if you have been paying nothing but roll over fees you probably have already paid the interest and principal back. Get your complaint in.
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#457
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im on my way, thanks for the advice. i closed my bank account thursday night, the night before payday. i talked to the fraud dept. and told them to be aware for any other customer being debited by route 66. after all of that, i just checked my email this morning and saw a "payment reminder" from route 66. nice that they remind my closed account to have their money
I'm hoping they never find the glitch... they've only talked to me once since the loan was taken out and i made it clear i was not paying back the 800 dollars.
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#458
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Is a scam. Even if you refuse their loan, the people from India continue calling you saying you applied for a loan. I tell them to take me off of their list because I dont want a loan and they call me again.
I took another bloggers advise and called 877 564 7738, pressed 2 and actually spoke to an American. She said she took my phone numbers out of theirs system so the calls will stop. I will have to see. I told her I was closing out my bank account and informed my bank of their company. DO NOT APPLY FOR A LOAN WITH THIS COMPANY!!! |
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#459
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I am currently being harrassed by Route 66 Funding. They call my job at least 3 to 4 times a week. My employer has asked them not to call and they still do.
Anyone who is having a problem should try My Fair Debt.com I would like to see this company pay all of us back for the way they have done us. |
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#460
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I reached what Route 66 calls a "settlement" over the phone. After they started harassing my old work and references, I called and spoke to a man who said I now only owe the amount I took out for my loan (not the 800-something they told me a while back). I said I am not setting up my new bank account for this debit and will gladly mail that payment. He refused to give me a mailing address, then said he could check with a manager about Moneygram. I called back and he told me Moneygram is only for people who are extremely delinquent with their loan. So I called back and said I could pay it back in two weeks. I am going to put the money in a bank account separate from my main one, have it taken out and then close it. He also told me I could pay in halves but then changed his mind when I called back. Anyone paid back by settlement and been okay or is this more problems?
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#461
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I would get that agreement in writing...sounds to wishy washy to me
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#462
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Hey do not open a new account to pay these people.
by US laws they must accept any form of payment for any debt. but I suggest no cash payments. Make a contract agreement in writting as to the payment amounts for them. But before you do this I suggest a certified letter to them if you have not done so do a request for how much the origional loan was for, Any payments made, percentage rate charged on the loan, total amount due ,total roll over fees ect. Don't over pay these people they will never refund any over amounts. |
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#464
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How do I get htis to stop? Has anyone been able to stop these people. These people have cost me lots of money, they should be paying me at this point. They keep telling me they are going to send me to there legal dept, and I tell them go ahead, and they never do. I live in California and we have stric laws against collections. I would not even know where to begin. Can anyone give ma a suggestion? Anything would help me at this point.
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I'm hoping they never find the glitch... they've only talked to me once since the loan was taken out and i made it clear i was not paying back the 800 dollars.
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