Internet's first get-out-of-debt community - 136,000 members

Posted: Thu Jul 27, 2006 11:34 am Subject:

Thanks April..But The Steelers have lost waaaaaaay too many people to beat us, we've done too much work. Also..The Steelers' draft picks seem to have some problems staying out of jail!

Keschia · Posted: Thu Jul 27, 2006 11:59 am Subject: Route 66 Funding

I just received a loan from them and I am going to let them take the $239.00 back on my first pay date. They didn't send me anything in writing, but did some type of phone say your name a million times. I called to ask them how they got my information because I didn't apply to them online and she said she didn't know because they didn't have a website. I proceeded to ask her questions and she hung up on me. I haven't called back. Will they try to take more than quoted? Should I empty the account for only what I owe and get a new one? I never anticipated the remarks when I found this site.

April · Posted: Thu Jul 27, 2006 12:34 pm Subject:

what they'll do is take out only the finance charge every payday until you close your checking account. Even if you somehow reach them and tell them to take out the entire amount.

April · Posted: Thu Jul 27, 2006 5:32 pm Subject:

Ah, well, finsfan, I suppose this battle is best fought in another forum. Smile

Or better yet, on the field!

April · Posted: Thu Jul 27, 2006 5:34 pm Subject:

Oh gee, I'm so glad inside man was here to answer our questions. Rolling Eyes

Posted: Thu Jul 27, 2006 6:30 pm Subject:

LOL, April...I can't wait until opening day to find out!!

guest · Posted: Fri Jul 28, 2006 8:43 am Subject:

i was approved by route 66 and when they called i declined their services, has anyone else done this and if so did you still have problems with them after you declined their services and also, i honestly don't remember when i filled out my info if they asked for bank information. if anyone has answers i would appreciate it

Posted: Fri Jul 28, 2006 2:21 pm Subject:

Do you have in writing from Route 66 Funding that your cancellation request has been accepted?

christy0076 · Posted: Sat Jul 29, 2006 5:35 pm Subject:

Inside man, the only one that is "ignorant" is you. YOU do not know my situation and I DID NOTHING wrong other than try to pay your company back $279 that I feel I owe them. If they do not take money orders then I guess they do not want to get paid bad enough. If they think I am giving them a checking account number they are all sitting around smoking crack. I can't wait for the first person at route 66 to call me at work and even try to harrass me or my boss. You will be sorry.

I have already complained with the attorney general and have already complained to the BBB and my attorney has advised me of what to do and what my rights are and what you guys are doing wrong.

So long story short--Kiss mine.

rory · Posted: Wed Aug 02, 2006 9:49 am Subject: route 66 funding

they are a shady operation, and they operate in a non-conventional way, but they are not a scam. i borrowed 200.00, they charged me a 79.00 processing fee. total balance due is now 279.00. if i paid in full by the 2 week due date, by calling them 3 days in advance, the total would have been only 279.00. if you dont pay off in full, they charge another 79.00 processing fee for every additional 2 week period. i will end up paying 200.00 + 79.00 + 79.00 =$358.00. for the original 200.00 i borrowed for 30 days. EXPENSIVE, yes, but a scam, no. These loans are for desperate people only, do not use unless absolutely dire straits. There are much more reasonable companies out there. Shop around, and Buyer Beware!

April · Posted: Thu Aug 03, 2006 9:16 am Subject: Yes, it is a scam

Because it is illegal in at least one of the States in which they do business (Florida) to "rollover" a payday loan. Not following the law = scam.

They also violate federal laws by continuing to call you when you tell them not to, even if you tell them you are represented by an attorney.

Rory, I wish you the best, but let us know if they actually end up only debiting your account for a total of $358.00. My bf repeatedly tried to tell them to take the principal out of his account (the 3 days before thing) and they repeatedly have just taken out the $79.00 and insist that he still owes the $200.00. I hope for your sake that this is not what happens to you.

Posted: Thu Aug 03, 2006 11:39 am Subject:

I agree with April. They KNOW the laws, but want to tell us they aren't subject to those laws. They are scamming people!

inside man · Posted: Fri Aug 04, 2006 5:20 pm Subject: route66

the reason why we are not breaking the law is because we are a london based company that is governed by the laws of the UK not the U.S
there are no laws against what we do in the UK. SO, there is no law that says that if I.m in the U.K I can't lend u money if you are in the U.S. provided u accept my terms from the U.K.

That is why U.S laws do not apply.

April · Posted: Sat Aug 05, 2006 8:37 pm Subject: wrong wrong wrong wrong

If that were true, then no foreign company could ever get sued in the U.S. And trust me they do get sued. By doing business in a particular state (or country) you subject yourself to the jurisdiction of the courts of that state (or country). And if you read the Florida law you will see that it specifically indicates that it applies to international companies as well.

Sorry about your luck, sweetheart.

And if you are so sure of yourself in this matter, why not give us your full *and correct* info so we can have a judge settle this once and for all???

Posted: Sat Aug 05, 2006 8:53 pm Subject:

'Inside Man' has clearly never read the Consumer Credit Act of 1974 OR RECOMMENDATION OF THE OECD COUNCIL CONCERNING GUIDELINES FOR CONSUMER PROTECTION
IN THE CONTEXT OF ELECTRONIC COMMERCE

Posted: Sat Aug 05, 2006 9:01 pm Subject:

April, this is Route 66 aka Cash Today's address:

Cash Today Limited
Northway House
1379 High Road
London, N20 9LP

The director's name is Aaron Gershfield.

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