Hi there! Wow, from the sounds of things you have waaaayyyy over paid these people!
First things first. You need to learn your state's laws re payday loans. What state do you live in? Once we know, we can help you do that.
Once you do that, we can also help you learn how to check to see whether this company is licensed in your state. Chances are they're not, since they're probably really not licensed anywhere in the US, but it's good to check to be sure.
After you do this, then you need to let them know that the gravy train is over and they need to stay the heck out of your checking account. More than likely, you will probably have to close your account and get a new one, as most of us did, but talk with your bank--poss they will put blocks on your account to keep them out.
And finally, go straight to your payroll dept and tell them in writing that you are revoking any voluntary wage assignment you might have signed authorizing them to garnish your wages should you default. Trust me, they will try and do it to you--I know, because Sonic tried to do it to me--and my payroll dept told them to pack sand.
You will be bombarded with phone calls, but trust me, it does get better. Know your rights--and we are here to help you do that.
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