i did default on the loan after i paid them $540 on a $200 loan. these guys wont give me any info when they call(although the guy who calls me is from somewhere in the middle east and i can't understand him)all he says is "is this your ss #? is this where you live? do you think you won't go to jail? do think that you are above the law? you're going to jail for a very long time."
when i tell him he cant call me at work and that he is breaking the law he laughs at me and says he can do whatever he wants because i owe them $$. he calls me 20-30 times a day yesterday he called my work 7 times. i finally went to my supervisor and told him the situation and he had the calls transfered to his office and they hung up on him when he told them not to call me at work and then they called right back. it amazes me how crazy this is. i tell them i want to pay them back and that they need to send me info in the mail for the loan and they refuse. he says they only accept $$ through a bank account. of course they wont since they just keep sucking me dry. i had to goto my back and tell them what was going on. my account was over $400 od and i was so scared. luckily the bank was very understanding and closed my account even though it was in the negative. i am not going to open up another account. im just paying everything in cash but im behind on all my bills because of these slimballs. i have been doing some investigating and found out that they are breaking so many laws which relieves me a little. i keep thinking that maybe since they are breaking the law they wont try to inforce anything. everything was done over the phone also no paperwork or even electronic loan papers. just a phone call to confirm the loan. can they prosecute me on that alone? i do need some legal advice if anyone knows all the laws. you guys have been helpful already. thank you so much. it helps to know i am not alone!!!!
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