Navigation

EPayday

Message Author
PostPosted: Fri Nov 30, 2007 10:52 am Subject:

Quote:
Georgia State Information

Legal Status: Prohibited

Citation:
Industrial loan act applies. Ga. Code Ann.§ 7-3-14. Ga. Comp. R. & Regs. r. 80 § 3-1.02(7)

Small Loan Rate Cap
16% per year (10% per year discounted plus fees); 60% per year criminal usury cap

Where to Complain, Get Information:
Regulator: Georgia Office of the Commissioner of Insurance
Address: Industrial Loan Division, Two Martin Luther King, Jr. Drive West Tower, Suite 704 Atlanta GA 30334
Phone: (404) 656-2070
Fax: (404) 657-8542
Regulatory Contact: Frank Ogletree Director
Regulator’s Website
http://www.gainsurance.org/

kashzan
Debt Samaritan

Debt Samaritan

Leave a quick message for kashzan
Joined: 11 Jul 2007
Posts: 5463
Debtcc Points: 38905

PostPosted: Fri Nov 30, 2007 10:55 am Subject: scared for my life

these people are still calling wanting 800 dollars,i am at teh point to tell them do what you have to do.but on the other hand im sacred of going to jailtehir # is1-480-365-0155 has anyone hared of these people.im a single mom of three children ive worried so much made myself sick this acct is only 1 month old how does it get from 300 to 800 i dont get it
_________________
Register today to encash debtcc points.
tina_baldwin6.
Guest




Debtcc Points: 100

PostPosted: Fri Nov 30, 2007 11:00 am Subject:

so are you sure im not going to jail,ihve not paid them anything due i dont hve an address,all i hve is phone# and tehy say they dont take money orders or wire transfers wht do i do im so worried
_________________
Register today to encash debtcc points.
Guest





Debtcc Points: 100

PostPosted: Fri Nov 30, 2007 11:17 am Subject:

i contacted mr ogletree they are the ones that are in fraud internet lending is illegal in the state of ga iam to contact a mrs burnes for futher details.



thank you,

tina baldwin

_________________
Register today to encash debtcc points.
Guest





Debtcc Points: 100

PostPosted: Fri Nov 30, 2007 11:22 am Subject: very upset

you guys know this is illegal what these people are doing they should be a law where we could file a complaint against them.for harrassing and emotionial damage if there was a law like taht they would evential quit taking us citizens for granted.



thank you.
tina

_________________
Register today to encash debtcc points.
tina_baldwin6.
Guest




Debtcc Points: 100

PostPosted: Fri Nov 30, 2007 11:43 am Subject: att

i am still wondering shuold i call these guys back give them section code in which they are frauding me
_________________
Register today to cash in debtcc points.
tina_baldwin6.
Guest




Debtcc Points: 100

PostPosted: Fri Nov 30, 2007 11:46 am Subject: thank you

thanks for all your help on this matter i feel a little better.but if they keep calling what do i do.



thank you
tina

_________________
Register today to encash debtcc points.
tina_baldwin6.
Guest




Debtcc Points: 100

PostPosted: Fri Nov 30, 2007 11:49 am Subject:

There are laws in place to govern the actions of collection agencies.
1. The Fair Debt Collection Practices Act (FDCPA)
2. The Fair Credit Reporting Act (FCRA)

You can read more about them on www.ftc.gov

Even with these laws in place there are quite a few collection agencies that still try to take advantage of consumers, they are banking on consumers ignorance of these laws. One of the advantages we provide here is education.

_________________
Regards
JCEMT

Here is a list of resources for the community

Site TOS
JCEMT
Moderator
JCEMT
Moderator

Leave a quick message for JCEMT
Joined: 10 Sep 2007
Posts: 3009
Debtcc Points: 27076

PostPosted: Fri Nov 30, 2007 12:04 pm Subject:

The same thing happened to me today too. When i requested documentation showing that the loan was taken out the guy kept telling me that i owed the money and that if i did not pay it today i was going to jail. Well i kept requesting documentation and finally the jerk hung up on me. Amazing isn't it. How do they live with themselves.
tlmjcj



Leave a quick message for tlmjcj
Joined: 03 Nov 2007
Posts: 84
Debtcc Points: 2010

PostPosted: Fri Nov 30, 2007 12:09 pm Subject: mr ogle tree

someone showed me how to contact mr ogletree in ga i need that act again plz


tina

_________________
Register today to encash debtcc points.
tina_baldwin6.
Guest




Debtcc Points: 100

PostPosted: Fri Nov 30, 2007 12:23 pm Subject: epayday

someone sent me a ga act on payday loans ia m needing to see that again plz
_________________
Register today to encash debtcc points.
tina_baldwin6.
Guest




Debtcc Points: 100

PostPosted: Fri Nov 30, 2007 12:41 pm Subject: loan

teh guy called again i answered the phone i tld him that i would pay him what i could by mail and tld him they wre not to be loans giving in ga he hung up on me can u believe that
_________________
Register today to encash debtcc points.
tina_baldwin6.
Guest




Debtcc Points: 100

PostPosted: Fri Nov 30, 2007 3:22 pm Subject:

Use the second and third links in my signature, those are will lead you to the .PDF files that contain those statutes.
_________________
Regards
JCEMT

Here is a list of resources for the community

Site TOS
JCEMT
Moderator
JCEMT
Moderator

Leave a quick message for JCEMT
Joined: 10 Sep 2007
Posts: 3009
Debtcc Points: 27076

PostPosted: Tue Dec 04, 2007 2:20 pm Subject: epayday

i called my ga state attorneys office i talk to her they are in fraud but they are still calling me stating im going to jail,she said those loans are voided because internet loans are illegal in ga what do i do they ae still calling me threating me that im going to jail and im gonna pay them and they are watching my home.
_________________
Register today to encash debtcc points.
tina-baldwin6
Guest




Debtcc Points: 100

PostPosted: Tue Dec 04, 2007 5:18 pm Subject:

They are just blowing smoke up your arse. Send them a cease communications letter certified mail, return receipt requested. Retain a attorney to sue them for everything you can. If they call you after they get the letter you can sue em for 1k per phone call.
_________________
Register today to cash in debtcc points.
Guest





Debtcc Points: 100

PostPosted: Sat Dec 08, 2007 11:51 am Subject: For Tina

The phone number you listed is the same guy who's been calling me. He has a very thick foreign accent (with an American name), refuses to tell me what my alleged debt is or what company he's representing, called my employer (I work at a police department!!) and told them I was going to be arrested and wouldn't be into work because of my criminal activity!! He called me an idiot and hung up on me -- twice -- when I asked him who he worked for. He finally told me he was a "federal investigator" and when I asked which agency he worked for, he said the "United States Bureau of Federal Investigations"!! When I finally had my sergeant call him, he stopped calling. This is all a huge scam, and if I could find out who this thief is, I would have him prosecuted.
_________________
Register today to cash in debtcc points.
rebl1128
Guest




Debtcc Points: 100

Quick Reply
Your Name
Subject
Message body
All times are GMT - 7 Hours
 Previous  1 2 3 4  Next  
Page 3 of 4

 
About Us | Contact Us | Privacy Policy | Testimonials | Sitemap | Espanol | Media Kit | Terms of Services Navigation
Hacker Safe   Member of IAPDA   DnB Listed