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 Posted: Fri Jul 07, 2006 11:54 pm Subject: New here... |
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I found this site thru the BBB and also signed up for a phone consultation. My DH and I are so far into debt we are drowning. All was find til I had to quit my job 4 yrs ago due to my health. We are currently able to pay our house pmt and truck pmt (we only have one vehicle). We have been trying to work with the credit card companies to no avail. And now I have an attorney calling regarding hospital/medical bills - the hospital/medical/health issues are mostly what have gotten us so far behind as we only have a couple CC. Will we be able to keep our house and car with debt consolidation? Also what about our new furniture from last year (we are behind but working with them - they are one of the few nice ones working with us). We have 1 more payment for one company and they are paid and we paid off 1 company last month. But it's the ongoing medical that will be a problem as I have a disease that has no cure and will require continued medical/hospital coverage. Anyone with any thoughts? We want to pay off everything somehow but how because even caught up our debts are more than my DH makes now (due to medical like prescriptions and such). Any thoughts?
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Guest
Debtcc Points: 100
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| Posted: Fri Jul 07, 2006 11:56 pm Subject: also DebtCC points.. |
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just saw this when my message posted. What does this mean? It says 100 DebtCC points under my user name.
TIA.
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Guest
Debtcc Points: 100
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| Posted: Sat Jul 08, 2006 1:43 am Subject: |
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When you post in this forum, you earn some DebtCC points with each post. The points earned depend on various factors like length of the post, the forum you are posting and so on. These points keep on accumulating and you can receive cash award against these points. Check it out-
http://www.debtconsolidationcare.com/forums/community-rewards.html
Only registered members are entitled for this award.
To your first post, I think someone else can guide you better than me.
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dave
Joined: 15 May 2006
Posts: 64
Debtcc Points: 1012
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| Posted: Sat Jul 08, 2006 7:30 am Subject: |
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Yes, you will be able to keep your house and truck in debt settlement or consolidation.
I'm sorry you're not well. I know that ongoing medical attention is VERY pricey. Have you considered state assistance or Medicaid to help out with medical bills? With you not working, I think you'd have a pretty good chance of getting some help. Good luck, and please let us know how it goes.
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"It's a treat, being a long-distance runner...."
Allan Sillitoe, The Loneliness Of A Long-Distance Runner
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finsfan13
Moderator
Joined: 17 Feb 2006
Posts: 7021
Debtcc Points: 59875
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| Posted: Sat Jul 08, 2006 11:47 am Subject: |
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Make sure you are signing in each time with your user name, that way you can earn points as mentioned above. When the counselor calls you have all the questions you posted above ready so they can answer for you. I am sorry you are not feeling well, please keep us posted and feel free to ask any questions. Someone always has an answer.
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Lorri
Moderator
Joined: 27 Apr 2006
Posts: 1728
Debtcc Points: 20969
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