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Sub: #1 I would like to get some information on Debt consolidation
Replied on 07-20-2006, 12:48 PM
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I would like to get some information on debt consloidation i want to get my monthly bills into one with a lower intrest rate and not to have to pay out some many bills. Dose this type of item cost. Please email me some information
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Sub: #2
Replied on 07-20-2006, 01:13 PM
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A consolidation program will combine all your bills into one monthly payment. You will draw only one check to the consolidation company and they will send the payments to your different creditors. There won't be any hassle of writing different checks each month after joining the program.

In this program, you will get lower interest rates and if you are in default, most of late payment fees will also be waived off. This program can be a choice if you want to erase all your past debts with comfort. Someone from your area will call you for free counseling. Get all the latest monthly statements of the accounts you wish to include in the program. He will offer you some payment options suitable to your present financial situation. If you feel satisfied after the counseling, ask him to get the program started. He will prepare the contract for you. Also discuss if there are fees involved in the program. Get all the queries before starting in the consolidation plan.




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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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