Is credit solutions affiliated with debtxs?

JR How long have you been a member with Mezey? We have only been a member for one month. Should we hang in there? Have you been served any summons? When did the collection calls stop? Please let me know any advice you or Nelly have on the beginning stages of this company. Thanks! Amy

To Robert23ee...You don't have a clue as to what your talking about. Your probably one of their competitors taking cheap shots, for whatever reason.

I am just starting with Mezey and I still have creditors calling me. I was told by Paula that my creditors would be contacted with Power of Attorney over my accounts within 72 hours after my first payment was taken went through, and the calls would stop. BUT... I am still getting calls from my creditors saying no one has contacted them with anything... they also said that Mezey would not make any payments to them until there are enough funds to pay off the settled debt... Also, I had one creditor tell me that they cannot call Mezey to settle my sebt, and that they do not settle with any third parties, only me... so, you can imagine my confusion with all this crap... I thought I was on my way to paying off my debt and start fresh... I only made one payment of $400 so far, and I am seriously thinking about filing Chapter 7, so I can really start fresh because I recently became a single mother of two, and I just cannot afford to pay out $400 per month and be toyed with... What do you all think? Should I withdraw??? Please advise... I really appreciate any advice.

Wow! I didn't even know this site existed. i misplaced Mezeys phone number and was looking online for it. Mezeys program was recommened by a co-worker who was very happy with the results she was getting. My co-worker has been in this program for three years now and almost has her debt completely eleminated. I was deep in debt and was happy to hear of something that could help me. I researched debt settlement programs thoroughly before I got in. i knew this program was not perfect, but i was desperate and took a chance. I did not want to file bankruptcy. I have been in this program with Mezey for 1/1/2 years now, and although there were some bumps in the process, i stuck with it and now have had several of my accounts paid off. i can see the end in the near future. I don't know why these other people had such difficulty, but this program saved my life. I am very happy I decided to do it.

Teresa

Before signing on with any company, always check them out with the BBB!..Karen

Stay away from debt consolidation. It's a trap. You will pay back everything you owe plus their fee over many years. Citibank and other major creditors have pulled out of these programs. debt settlement is the only program that works and saves you 50-75%. I am so happy I went with Mezey & Associates. So far, I have averaged a 60% reduction from what I owed when they paid off my creditors.

Me and my husband have been involved with mezey & associates since Jan/2006. You have to pay thier fee first before they can help you. Then the money each month goes into an account. As your money grows they will start settling your debts. They do not talk to a credit card company until you have enough money to talk about a settlement with them. They have settled accounts for us and are still working on some. Yes it is scary I and my husband have both had civil summons and been to court and have judgements out against us but the judgements will come off when they are settled. We have a lot of debt and we know it will take time to get rid of it. They have a new customer service now and I have had nothing but good responses from them.

I joined Mezey in April of 06. I have paid them over $3,000 to settle my debts. I recieved 2 summons and when I notified Mezey they sent me some generic forms to type up and submit to the courts, and none of them were accepted. I had to figure out how to put them into Pleating format before the court accepted them. I now have 2 judgements against me. The Customer service rep told me that when the judgements were made that NDS would lower my monthly payment and I would have to settle these judgements by myself.
Yes, their customer service has improved as far as answering the phone in a few minutes instead of the 16 to 25 mintutes it took before, but other than that I have seen no improvement. I have been trying for weeks to close my case and get my money back, that is harder than I imagined. I now am trying to raise the funds to file bankruptcy. I wish I would have known about their less than honest pratices before I started down this road.
I am going to make it my mission to tell everyone about this company. I am going to start a letter writing campaign to network news trouble shooters, BBB, and to whom ever will listen.
I am glad to hear there are some people who have had a good experience, but you seem to be in the minority. There are too many of us who feel robbed and conned. I hope someone listens and learns from our mistakes.

Watch out for these guys, they are very misleading about what they are able to do for you. You can negotiate with creditors on your own much quicker once you start getting offers to settle, and you'll have more money to settle with since you're not paying an enormous fee to Mezey. Their site leads you to belive that creditors will stop calling you directly, which is far from the truth. Once you sign up and start paying them they tell you that when creditors call you to give them Mezey's contact info. The truth is that creditors do not care about this if you have not filed for bankruptcy and you will continue to receive calls. Their customer service is horrible - I can't think of any other company that I would pay thousands of $$ to and get service this bad. Run while you can.

I have submitted all my papers to my lawyer and will be filing Ch7 within the week. Once that is over with I will be putting my attention on Mezey.

I just read the past dozen postings and I want to give my opinion.

1. The customer service has gotten better in the past month or so. That is due to what I believe to be they are using a debt cutomer service company. I am sure I heard other firm names being used by other people in the background on my last few calls.

2. For people just starting with them. STOP If you feel you can manage it yourself, I would if I could go back with the knowledge I have now, and do what they say they will do on your own. Stop paying the card companies. Put 400 - 500 dollars into an account each month for a year. Deal with the hastle of the calls and letters. Then when you have about 50% of the debt, make a settlement offer of your own.
Take the ball and make your own play.

3. I was sent a direct letter telling me to be patient, that I was expecting a quick fix. By no means. But I contacted all my creditors the other day and the only contact from NDS Mezey they had received was the POA and seice letters. The POA letter I sent them. So I would like to hear more detail on the cases they did work. In mine.... I just don't see it.

I mailed, faxed, and phoned Mezey informing them that my relation with them and there services were no longer needed, as stated in out contract. I also demanded an itemized bill and copy of work done to warrent the charges, and finally a refund of funds not used. I also informed them that any further attempts on my bank account would be viewed as fraud. You can file a fraud claim with your bank and they will conduct an investigation. It might allow someone to recoup a payment. I was told an investigation can take up to as much a 3-4 months.

For those who read this and have had a good experience with Mezey, more power to ya. It has been 13 months I have payed them. There retainer is covered. I am a week away from judgement. I have another wanting an arbitration meeting next month. Another debt purchased by some very rude SOBs that say a repo man will come and take things. I am at about 9 months of payments away before my settlement account is at 50% of debt for my smallest debt. Ch7 is my last chance. I will not loose my house. I will not work 70-80 hr work weeks anymore just to pay the bills and have no time or money to do anything, I want to see my children.

It is something I'm not proud of. I have never...NEVER walked away from a responsability. I did not come to this lightly.

More after I file.

I jsut notice an ad at the top of my page.
yourdebtlawyer.com
Thats NDS Mezey and Ass.
I find it commical to click about the site

Stay way from mezey...deal with the creditors yourself.the money that you pay in fee's just hold off and save it for working out your settlements yourself.......mezey has cause me more sleepless nights then the creditors.......

My initial contact told me that the first three
payments would go to the fee, then bills would
start to be paid. But the customer service people
told me that all the fee had to be paid first, which
will take a year. After paying for 6 months I feel
that i will have to ride it out.

I am making it my mission to let everyone and anyone know about Mezey and Assoc. I found a site called whollycarp.com and I have put in my complaint! I am writing up letters to a couple "trouble shooters" at news stations. I am also filing a complait with NACA and BBB! Does anyone else have any ideas as to where or to whom I can contact? I was suppose to have recieved the refund of my reserve account, having already paid their fees, but still nothing! Mezey assures me it was mailed over a week ago! I have recieved mail from London quicker? Am I ever going to get it? They refused to refund me any part of their fee, even with the overwhelming evidence of their incompetence and breech of contract!
I feel like a fool for falling for their promises!
I am so angry!!

I think these complainers just don't understand how all these types of companies operate similiarly.
When I signed with them 18 months ago I took notes
on the instructions they gave such as not to get
into protracted conversations with collections
people. You are supposed to say i have retained
legal services,here is the name and phone number
and hang up. Collections people are money motivated,
they get compensated 25% of whatever they scare you
into paying. Come up with $4,000 he earns $1,000.
They will say anything true or false to get to this end.In the hear and a half I am with Mezey & Associates i have followed this rule. 3 out of 7 of
my accounts already settled. As they build up my
funds in the attorney trust account, when there is sufficient there to make a payment they make an acceptable settlement. I have heard these message boards are sponsored by Mezey competitors. You
clients are just scared babies playing into their
hands. Instead of running scared, you need to hang tough
From what i am reading in these posts

I will comment on what Jz posted. We are not a competitor of Mezey.What we are is a discussion board for people with debt problems.As I state in every post dealing with Debt cons/settlement,check out the company using our board search,the better business bureau,and the attorney general of that companies state. If they are a law firm,check out there record with the state bar association.Only thing I will add is these posts will always be here until all of the companies learn to address the needs of their customers.