Is credit solutions affiliated with debtxs?

all the people who are satisfied are singing in the same key (similiar words and phrases, short posts), very suspect. Also they seem to come in bunches that are very close in time posted, suspect. Some thank Mr Mezey, like he actually exsists and they've spoken to him, suspect.

If you really want to have some fun, go to your local library or law school and have a librarian do a search for Mezey to get a phone number and address. Yep, you stumped them.

Most companies have their name in their web address (free advertising and name recognition), not Mezey.

Run Run Run

Are you kiddin me when it comes to Mezey - RUN RUN RUN RUN. Contact the attorney general in your state and lodge a complaint. Companies need to register with the Sec. of State to do biz in your state, Mezey could not be found.

I finally got a supervisors ext number so I could go there directly, ha ha not with this customer DIS-service company. An improvement over the last c.s. dept that did not even have Voice mail ?? Are you kidding me in the year 2006!

letting Mezey take money out of your account is akin to taking 20's and 50's and lighting them on fire with a match.

try to do a search for their phone number or address....nothin doin
try to find them in the phonebook under attorney....not in the cities in CA or NY, suspect

try to get a name of an attorney......nope
their customer DIS-service depatrment was run by NDS LLC and is now run by Americorp. Ask them on the phone for the law firm's headqarters phone and address. You can escalate and talk to supervisors supervisor's supervisor and still not have an answer.

As mentioned earlier 300 employees? why do I always get the same one or two and no matter what time I call they are experiencing unususlly heavy call volume? Yes, their system to check your payments is never working.

Look at the emails that you have received from this company. Where are they coming from? And don't get me started on the response times and quality of the answers -POOR POOR POOR; just like all of us that were swindeled.

Oh, by the way what do they do for the money we send? I had to repond to the courts when judgments were levied against me. I had to send the cease and desist letters when I asked THEM to send them.

Oh and try to get copies of correspondence sent out on your behalf...I am still waiting for some from last December! RUN RUN RUN

I want to know where the name Harry Reis came from, because when I did a Whois search (samspade.org) I got a stone wall. I also need an address if possible.
Thanx

Oh and when you see or hear the name Mezey.....RUN RUN RUN RUN

As a Paralegal I thought I'd comment, as there seems to be some major misunderstandings here. Hope it helps.

I'm not sure what CS debt settlement is, but Credit Solutions is a Texas Debt Settlement company, not a Law Firm. They may retain lawyers but are not lawyers themselves. There's a big difference. Most debt settlement companies charge a few fees totalling 30% or better, which is comparable to standard legal fees. However, most creditors today will not deal with debt settlement companies.

Further most debt settlement companies are not licensed, bonded and insured, nor regulated by the Bar Association. They can promise all sorts of things, but may not legally be able to fulfill their agreement. So, I'd suggest seeking legal advice before retaining any company and explore your options.

Hope that helps.

I just had my 3rd card paid off for 43%, so I have nothing but praise for Mezey. There are always going to be complainers, not matter what. So, I ignore them and do what's right for me. Even if it cost me 100% of what I owed, that's half of what it would be in 3 years, if I was stil paying interest! It takes time, but they do what they say they will. In looking at my choices, I could have continued paying my minimums forever, but now they are finally get paid off. To me it's been like dieting though, I had to pull in my belt and grin and bear it a while.

As to customer service, a year ago it was hard to speak with anyone, but that seems to be a lot better lately. Their explanation that they went through a tremendous growth and had a hard time adapting for a while made sense, even if I didn't like it. Now things seem to be running more smoothly.

At this point I'm working on credit restoration, so I can buy a house. A couple years ago that was just a dream, but not it's something I can start planning toward. So, I'd say to anyone in the program, hang in there, as it works. And, if creditors are still bothering you, find out your rights. You can do something about it.

it's working for me..and i'm happy with the results. My sister referred me and she's been in the program over a year now and recommended I do it too. I did the math and it was a lot cheaper to do it this way then any other ways i found. if you add up all the fees some companies charge it's like half what i owed, so this was a good alternative to filing for bankruptcy.

Is Credit Solutions affiliated with Debtxs? If so, Debtxs is a ripoff! I don't care if you work for them or not! I don't know how a person can work for a company that will rip people off like Debtxs has. You can read all of these other reports because mine is the same. They tell you not to answer the creditors calls, but don't give them Debtxs' name because they don't want to talk to them either, although I gave Debtxs my money to pay these creditors! This company should be closed!

I can't see how our government is allowing this company to rip people off like they have. I haven't received any of my money back. They have offered 200 dollars, which is not even close to 1/3 of what I paid to them. Debtxs- you are a rip off company. RIPOFFS. You should be ashamed of working for a company like that! It will all come back to get you in the end. JUST WATCH and see!

J

you must be bad in math,15% is a lot for a company to charge for something you can do yourself,credit card companies will never stop calling until a settlement can be reached,mezey can only settle when they have your money in account,which by the way you cant access any longer,after taking their fees first they will settle,but you can also do this yourself,i have settled at 60%and 70% ,since being with mezeys program ive paid them $2300 which they told me it was for their fees,what about a payment i asked?customer service informed me that no payment would be made until fee was paid,this is why creditor still call,mezey is only another bill collector

I was scammed over the Phone by a Damian Morrow who works for Debtxs. I was told to "stop" paying my bills and started paying Debtxs payments for their service.

When I was done paying Debtxs I had spent $4,000.00 that I could have paid my creditors off with. By the time I had almost saved enough money to settle on an account I was in the process of being sued by 2 out of the 5 creditors I had enlisted into debtxs's program.

I had no choice but to file for Bankrupcy. After some investigating I found that Debtxs never spoke to anyone of my creditors and the 2 that were suing me don't even deal with companies like Debtxs. (I admit at the time of my financial crisis I was pressuring myself to find a way out of debt and was ignorant to scams like Debtxs.)

I wish now that I would have explored other options, got counseling and somehow been informed of the scams these companies operate. "It is a Evil world out there and sometimes the demons are snarling at you behind the deceived voices of the willing and hungry masses."

Don't believe the positive posts on Mezey, they are by him or the owner Harry Reis who is at 15981 Yarnell St. Sylmar, CA 91342. Make your voice heard and join others in helping to stop this corrupt firm by calling the FTC and Cal Atty. Gen. office. Call the FTC complaint # at 1 877 382 4357 and the Atty Gen. at:1-800-952-5225. You can call Mezey to from his # on the NY Atty search at 949 542 7661.

Credit Solutions and Debtxs are not law firms. Stay away. Most creditors will not deal with them. All they do is take your money and run!

DebtXS is another debt settlement company and not a law firm. They misrepresented themselves and routinely charged a total of over 25 percent of the total amount owed. The fee was paid over several months via automatic withdrawals from their bank accounts, though some were unaware they had agreed to this arrangement with the company.

DebtXS also required consumers to place the money they would have normally paid to creditors into a personal savings account over several months or longer. Like asking a fox to guard the the house! If clients could save money they already would have.

The cessation of payments technically put consumers in default of their contractual obligations with creditors, which triggered aggressive debt collection efforts and even lawsuits brought by some creditors. DebtXS misled some consumers into thinking it would hold creditors and debt collectors at bay during this period and prevent any litigation.

After several months, DebtXS would contact creditors and offer to pay off the debt at a fraction of the total balance owed. If creditors agreed, DebtXS would contact indebted consumers, who would make the agreed-upon, lump-sum payments to creditors from the savings they had accumulated over time. If creditors did not agree to the offer, insisting late fees and interest were due, consumers would be immediately liable for the entire new balance.

Most clients believed they were misled and were unaware of the costs they would incur and ad up to 25 percent or more.

Many believed the fees withdrawn from their checking accounts were being applied to their debts, when this was not the case. Other consumers reported the company misled them by offering "legal advice" as to whether they should file personal bankruptcy.

debt settlement is not the best route if you have trouble saving. I say this because I tried this route and failed. I lost $5000 to a debt settlement company based in Texas. Most of these companies have terrible service. I paid most of my money to them and only settled one account - a small one! Many of my accounts went to attorneys and they filed judgements against me. I finally dropped the company and went to an attorney here in my home state. I was dealing with $40,000 in credit card debt and did not know where to turn. I am now in a repayment program available only in Wisconsin which will have me debt free in 3 years - I have 16 months left. The attorney fee was only $750 vs the ridiculous amount the debt settlement company took from me!

Dropping a debt settlement company was the best thing I did. Talk to an attorney in your own city about your options. It seems many people here have nothing good to say about the route you are considering. Debt settlement works, but only if you are good at saving. Please talk to an attorney, they can help you and they probably will do debt settlement as well.

According to the UDSA of 1995 of the Uniform Commerical Code which regulates the rules and regulations of all debt settlement companies; if an individual terminates a contract with a provider ( debt settlement company ) and the provider has not yet settled any accounts; the provider MUST refund 65% of all settlement fees which is usually 15% of the original debt of the individual. I recently terminated my contract with Mezey and Associates because I was able to settle my debts on my own. They did refund me all of my reserve amount, but did not refund any of the settlement fees. I have obtained a attorney who is very versed in this area and we are going to write and ask for a 65% refund of the settlement fees. If they chose not to refund, we will consider a legal suit against Mezey and Associates as they have violated several aspects of the above mentioned act.

I'm glad I went with Mezey instead of some bogus debt settlement company too. They tried to sell me some BS story, but my debts are now in the hands of an attorney, not some boiler room operation. And, I'm not sure how it works, but my understanding from my attorney here was a law firms fees are non-refundable. He recommended Mezey instead of my doing a Chapter 13, as it would have cost me more and taken longer, but if I did do the bankruptcy even his fees were due upfront.

Also, my creditors were pretty slick in offering me deals but only after I hired Mezey. They each wanted to get paid first. So, I stopped talking to them. I thought about quiting the program and doing it myself, now that they were going to give me deals, but I'm still a bit gun shy and would rather have a pro handle it.

So forget the debt settlement companies and see a lawyer and if I had to do it over I'd call Mezey again.