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Guest · Posted: Sun Aug 20, 2006 9:41 pm Subject: Geneva Roth SCAM so is Trent Bradlley

Geneva Roth is being investigated and have been turned in to the FederalTradeCommission.
(1) Geneva Roth in 2002 sold accounts to another PayDayLoan called PDVentures. Clients that have paid in full and had settlemenets with PDVentures received calls from Geneva Roth saying they are back dated in paying.
(2) Geneva Roth is well informed and know that theses clients have paid, but still harrass for money.

(3) Don't you think that there recordkeeping sucks? Example: Clients fully Paid the firm Geneva Roth sold account to, then Geneva Roth gets accounts back in 2006 then "pretend" clients never paid? Clients explain that they paid..but Mr. Bradley here falsifies the truth by probably reading a script right in front of him, pretending he is in a legal department. Let's work on shutting them down.

Guest

It's rediculous that pay-day loans on line charge you an extension fee for $80/ This dosn't help any client bring the amount down. Geneva Roth gets money for this when their clients ask for an extension. Their not there to help anyone, not even the hardworking father who needs to help his family.

Better to go to a "real PayDayLoan Office" - they have no extension fees. All PayDayLoan Physical Offices are decent, legitimate and work out payment plans and their much easier to pay back fully on the next payday. They will warn you about on-line payday loans.

melinda107 · Posted: Mon Nov 06, 2006 8:44 am Subject: geneva roth problems

geneva roth ventures kept taking money out of my account so i closed it and switched to a different bank. i filled out an online debt consolidation app and somehow geneva roth got my new bank info. they put through 3 debits and when i called them, a woman named shirley (who calls my job quite often) tol me that once i put my info online it is fair game and they considered it as me updating my bank info so they have every right to take the money out. she was very nasty and told me she was going to fax over my contract to the bank so they will let the debits go through. i NEVER gave her my new account number and it is NOT on my contract that i originally signed with them so is it really legal for her to do this to me? this will be the 3rd account i have had to close because of them!!!

Guest · Posted: Mon Nov 06, 2006 11:37 am Subject:

I don't think they can legally take money from a different bank account. You have to give authorization for the money to be taken from your account. Go to your bank and talk to them about the withdrawals. If you have to you can do a stop payment for withdrawals from them. Be sure the bank leaves the amount blank, or they will simply take out a different amount. This will stop all ACH from this company. The bank will charge a stop payment fee for this service.

Courtney Smith

I had a pay day loan out over five years ago and now Geneva Roth has debited my account for $89.67. Back then I had some fraudulent problems with the account and had to close it. I called the payday company and informed them of the matter. Can Geneva Roth still take money out of my account for something over five years ago even if I didn't give them permission to take it out of my new account?

Posted: Sun Dec 17, 2006 9:50 pm Subject:

No. They can not take money from your new account with out your permission. Have you talked to your bank yet to get the money back? And I would most definately file a complaint with your AGs office.

Posted: Sun Dec 17, 2006 9:59 pm Subject:

I can do ACH transactions through my company, and I only offer it when a customer asks if we do that because it would be easier for them. We have a paper form they fill out, put their routing # and account # down, and sign it.

I would never fathom putting an ACH through on an account our customer didn't authorize. I would expect them to file a complaint against me if I did.

I don't understand why banks are so meloncholy about this whole thing. Like they don't care... "nobody could possibly be putting a transaction through without your permission, stop wasting our time."

Sound like someone needs to file a class action against the banks for letting all these ACHs go through.

Posted: Mon Dec 18, 2006 6:01 am Subject:

I agree with you DebtCruncher Smile

Posted: Tue Dec 19, 2006 6:24 pm Subject:

if anyone has ever delt with this company do what i did.. file a coplaint with the kansas ag and your states ag office.. the more compalints they get the faster this company will get investigated heavily fined or shot down due to there unaulhorized debits and illegal collections.. IF ANYONE FROM GENEVA ROTH ESPECAILLY COREY BOLLIES YOU ARE GOING DOWN....

tina h · Posted: Fri May 11, 2007 8:04 pm Subject: pay day loans rip u off

seems they all take 90.00 my daughter checks goes in the bank and they take it all how can a person stop this?

Posted: Sat May 12, 2007 6:02 am Subject:

Tina,dispute the charges if they are not authorized directly with the bank.If you wish to stop the debits,either freeze or close the account completely.

Guest · Posted: Sat May 12, 2007 11:13 am Subject:

File complaints with Kansas Banking Commissioner, your own state attorney general and your own state's banking authorities. Despite its Utah license Geneva Roth operated from 1923 Foxridge Dr., Kansas City, KS. Their loans aren't even legal under Kansas law and since they aren't in Utah, they can't even argue that their Utah license allows them to lend under Utah law to people outside of Utah. A good class action attorney could have a field day with Geneva Roth.

Freaky Friday · Posted: Sat May 12, 2007 11:15 am Subject:

Sorry, forgot to put my name on that last post.

Jerimie · Posted: Wed May 23, 2007 4:34 pm Subject: Need advice

I had a pay day loan with Geneva Roth and they also took 90.00 dollar instalments from my account since I figured it was their way of taking payments. I didn't think much of it until they kept taking 90.00 twice a month causing me to overdraw my account. Later I closed my account after many attempts to make contact with them with no responce and they called within two days to complain and threaten to take me to court. I live in Wyoming and have spoken to a lawyer and he told me that since the 90.00 dollars they are taking out never went towards principal but instead went "to keep the loan active" that I should contest the loan in court but to make sure that I have all debt paid plus 36% does this sound right?

Posted: Wed May 23, 2007 8:04 pm Subject:

I don't understand the "plus 36%", but I would contest it in court. Also, complain to your bank that these were unauthorized debits, the bank is required to investigate.

Posted: Wed May 23, 2007 9:42 pm Subject:

The lawyer is probably assuming that in a worst-case scenario a judge would allow Geneva Roth the maximum Wyoming law permits on payday loans. I believe its $15 per hundred with only one refinance. (Somebody double check me please, because I'm coming up with that from memory. I'm not 100% on the rate or the rollover limits). Where he comes with the extra 6%, I couldn't tell you.

Believe it or not, most people have never heard of payday loans including attorneys. They have no idea who makes them, who borrows them or how they work. Assume you have to educate everyone you deal with - private attorneys, judges, even the attorneys general and banking department officials.

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