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Send message to kimyjunk
Sub: #1 Credit counsling vs debt consolidation - what's the differen
Replied on 08-07-2006, 06:00 PM
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what is the difference?
can anyone help me?
i am not late, credit score is great, just need to get them paid off.

debt settlement is not allowed in FLORIDA...
any information would be great.

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Sub: #2
Replied on 08-07-2006, 06:20 PM
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Your previous posts similar to this were answered here. Did you read them?

http://www.debtconsolidationcare.com...bout13549.html

http://www.debtconsolidationcare.com...bout13291.html

credit counseling helps you in understand your payment options before getting started in the program. Since you are having a good credit, concentrate on the debt consolidation program. It will help you in retaining your credit in good shape.

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Sub: #3
Replied on 08-07-2006, 08:17 PM
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I did read them, it still does not actually tell me the difference. there is also debt settlement which is not allowed in florida.

any other suggestions?




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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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