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aizawa14 · Posted: Fri Dec 21, 2007 2:42 am Subject: credit consolidation companies

hey these companies tell us, "dont talk to your credit card companies,we'll handle them for you " really now..
tell you what, they send the bank a proposal that would take 45 days to be reviewed and that's the only time for them to take over the acct imagine your credit card 30+ days late thats a big no no.

AMERIQUEST A HOUSEHOLD BANK CARD IS CHARGING A FINANCE CHARGE OF 136.62 TO MY HUSBAND BLIND AND MENTALLY ILL.
CHECK BY PHONE IS 15,00 DOLLARS
PAYMENT THANK YOU IS 179.00
THE BALANCE IS 4993.13.
I THINK IS A LOT OF MONEY FOR A FINANCE CHARGE 136,62.

Posted: Sat Jan 12, 2008 5:03 pm Subject:

ABOUT 103.302 MEMBERS?
I WENT TO WHO CALLED US TO PUT A NUMBER THERE.
http://whocalled.us/lookup/8004461022

Posted: Sat Jan 12, 2008 5:07 pm Subject:

http://www.debtconsolidationcare.com/creditors-information/about13009. html
1800-4461022

Karen276 · Posted: Tue Jan 15, 2008 2:35 pm Subject: Care Credit/GE Money Bank

This company is probably the biggest scam out there! They come through in a pinch if there is a medical emergency. My dog was hit by a car and his back broken. The driver left him in our yard in the middle of the night. The next morning he was whimpering at the door and dragging his backside. The surgery was 6000 that I did not have. But I couldn't put him down since he was just a year old. They came through and my baby is walking just fine today. However the first payment was due in Sept. It was paid on time and even more than was asked. The October pmt was the same. November was 2 days late with Thanksgiving and company and they socked me with a late fee and upped my interest saying that my contract was now voided since I was late! My interest skyrocketed to 28% now. The following month with Christmas I was a week late but I spoke to the woman on the phone and told her that I would have it completely caught up by the next payment and did make a double payment on Jan 4th! Right after they accepted my payment they sent it to collections!!!!!! Talk about a scam. You try so hard to do the right thing and make good on your word and where does it get you? I am really still devistated.

Karen276 · Posted: Tue Jan 15, 2008 2:37 pm Subject: Care Credit/GE Money Bank

Ok...just noticed that the subject of this message never posted. It was supposed to say Care Credit/GE Money Bank.

Guest · Posted: Tue Jan 15, 2008 7:55 pm Subject:

KAREN I'M VERY HAPPY FOR YOUR DOG AND WELCOME TO THIS
GREAT FORUM.
HOUSEHOLD,AMERIQUEST,GE ARE RIPPING OFF GOOD CONSUMERS LIKE US.
GOD BLESSES YOU AND YOUR DOG.
HAPPY 2008!!!

AMERIQUEST CREDIT CARD IS A HOUSEHOLD CREDIT CARD.
MANY PEOPLE KNOWS ABOUT AMERIQUEST MORTGAGE AND FEW PEOPLE KNOWS ABOUT AMERIQUEST CREDIT CARD.
MY HUSBAND HAVE TWO HOUSEHOLD CREDIT CARDS.
ONE HOUSEHOLD CREDIT CARD WAS A BANCO POPULAR THAT
BECAME HOUSEHOLD AND AFTER THAT IS AMERIQUEST CREDIT
CARD AND THE OTHER ONE IS A HOUSEHOLD CREDIT CARD.
MY HUSBAND HAVE 4993,00 AND HE IS PAYING ALMOST
200,00 A MONTH AND THE FINANCE CHARGE IS 139,00
IN FEBRUARY 2008.
AMERIQUEST CREDIT CARD NEEDS TO BE REPORTED TO FEDERAL RESERVE BANK?!!
AMERIQUEST CREDIT CARD HAVE A VERY HIGH FINANCE CHARGE ($139,00) AND I REALLY THINK MORE CONSUMERS
HAVE BEEN RIPPING OFF FOR THIS CREDIT CARD OF AMERIQUEST AND PLEASE GIVE YOUR COMPLAINTS HERE
ABOUT AMERIQUEST CREDIT CARD.

TODAY A BIG SURPRISE IN THE MAIL.
A CARD WITHOUT A NAME TO REPLACED AMERIQUEST OF MY HUSBAND THAT IS FROM HOUSEHOLD BANK.
I WAS THINK WAS NOT A CREDIT CARD AND NOW I SEE a NAME oF THIS CREDIT CARD IS "PLATINUM" AND IS ONLY MASTER CARD PLATINUM.
" DEAR JOHN ALVAREZ,
WELCOME TO DIRECT REWARDS PROGRAM.YOUR NEW PLATINUM
CARD REPLACES YOUR AMERIQUEST CARD,ACTIVATE YOUR NEW CARD TODAY TO TAKE ADVANTAGE OF ALL YOU CARD HAS TO OFFER."?!
A CARD WITHOUT A NAME IS ANYTHING VERY STRANGER.
IT IS THE FIRST TIME IN MY LIFE THAT I SEE A CARD WITHOUT A BANK NAME AND MAYBE IS BECAUSE THEY REALLY THINK MY HUSBAND IS BLIND AND HE CANNOT SEE IT.
I HAVE GOOD VISION AND I CAN SEE FOR HIM.
THIS TIME HOUSEHOLD BANK GO TO FAR AND THE LETTER IS SIGNED FOR ANNE HOFER
DIRECTOR OF CARD PROGRAMS
HSBC SERVICES.
PHONE NUMBER IS 18003373050
1800 379 7999 OR VISITE accountcentralonline.com
HSBC SEND A CARD HERE WITHOUT A NAME AND I THINK
THIS IS ILLEGAL BECAUSE IS THE FIRST TIME I SEE A CARD PLATINUM MASTER CARD with NO NAME.
I THINK HSBC CARD SERVICES IS REALLY HIDE SOMETHING
VERY ILLEGAL.

Posted: Sat Feb 16, 2008 5:17 pm Subject:

HSBC HORROR STORIES.
PLEASE READ:
householdwatch.com/news/

Posted: Tue Feb 19, 2008 9:27 pm Subject: credit card

Seems like HSBC credit card isn't good. I have a Savings account, through them, with a Debit card attached. Gosh....I use to hear good things about Household. Alot of unsatisfied people here.

Midlandsucks · Posted: Wed Feb 20, 2008 12:34 am Subject: Stop Credit Card Fees

You want to stop credit card fees? Over the limit fees? Annual fees? Cut up your credit cards and pay cash. Become debt free. There is no such thing as a "good credit card". You will always be a slave to the lender when you "borrow" money from a credit card company to buy crap that you probably don't really need in the first place. Help yourself....listen to Dave Ramsey and follow his plan...it really works. daveramsey.com It is not some scheme to erase debt magically. Yes it does take time to pay down your debt...yes you will feel pain from tightening your budget belt...but there is a light at the end of the tunnel and it is not a train coming at you.

Posted: Wed Feb 20, 2008 4:14 am Subject:

Hsbc is quick to sue. Be careful of them

Posted: Thu Feb 21, 2008 5:38 pm Subject: credit card

A family memeber, of mine, has a lona ( or crdit card..on't remember which one) through Ameriquest. Did I read this right?....It's REALLY a HSBC Credit card? Wow...should tell my family memeber this. Thanks, ya'll.

nero yagami · Posted: Thu Oct 09, 2008 1:25 pm Subject: wtf?

help? i have a household bankHSBC credit card i have not use it for nothing but yet i have charges O.o! how this could happen

Posted: Fri Oct 10, 2008 9:05 am Subject: credit card

I use to have a Orchard Bank credit card (which was SUPPOSELY through Household) which, at the time, i thought would help me 'credit wise'. Anyway...they DID charge extra fees for this and that. Just seemed like every payment I was making (monthly..) the balance would not go down. Actually.....the % went up (it was an 'high risk' credit card..). The % went up, however.........the credit card company din't tell me that. It was wasting money when I was making payments...just din't see any 'dents' in the debt. I'm still dealing with this company. Any advice?