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#1
08-08-2006, 10:15 AM
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household bankHSBC
MY HUSBAND JUST PAID A 107,00 eletronic check to HSBC HOUSEHOLD CREDIT CARD in august 3,2006 and they asked for more 187,00 for august 18,2006.i think for a credit card with 1400,00 only is a lot of money and i go to copy(xerox)this letter to the atorney general of florida (later).household credit card people told my husband that they dont ask for more money in august 2006 because he was paying july and august 2006 together in august 3,2006 (107,00).they told my husband in a letter yesterday,if he didnt make another payment of 187,00 in august 18,2006 his credit rate you be affected and all the damage against my poor husband blind and mentally ill.i hope household bank think about the letter they send here.they need a court order to take from disability check and after that stoped to harassed a person that gets only 623,00 a month and is paying his accounts.
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#2
08-08-2006, 11:21 AM
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HSBC P.O BOX 80053 SALINAS CA 93912-0053
HSCB HOUSEHOLD BANK P.O BOX 80053
SALINAS,CA 93912-0053. telephone 18004344954. HSCB CARD SERVICES PO BOX 4155 CAROL STREAM,IL 60197-4155 PLEASE debt consolidation investigate "household bank(HSCB).
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#4
08-09-2006, 02:19 PM
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You have to check the due date the company has put in the monthly statement. Fees are added only after the dates when the account has defaulted. It cannot be done earlier than the set date.
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#5
08-10-2006, 08:21 AM
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Watch out for them...they charge $30 for late fees.
If you get a charge for the late fee and it puts you over the limit...they will charge you again for over your limit fees...They're stinkers! I had one a while ago and paid it off and cancelled it!
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#6
08-10-2006, 08:24 AM
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Be very careful dealing with HSBC. Even if your payments are ontime, they still try and stick you with a late fee. They will deliberately post the payment late to get the fees. They are known for not posting payments, lying about receiving payments, even though if you pay online you have a confirmation number. They don't at all hesitate to sue. Trust me on this one.
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#7
08-10-2006, 12:30 PM
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Oh I know. Last month, I was charged 30.00 for going over my limit. Let me tell you why. They charged 59.00 in what they called a annual fee. I have had this card for two years and now I get an annual fee? I explained to them that I didn't know about this annual fee and they removed the 30.00 over limit fee. However, guess what? I went one dollar over and I am being charged again the $30.00 overlimit fee.
That is why I have a no hassle capital one card. I have not had not one problem with my capital one card since I have had it. in fact, they have raised my credit limit. I am considering doing a balance transfer which I have told them that I would at one point. HSBC begged me stay.
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#8
08-10-2006, 12:49 PM
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Capitol One is just as bad as HSBC in my opinion only.
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#10
09-28-2006, 01:49 PM
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ameriquest credit card
Household bank just send a credit card for my husband in the mail.the name of the card is ameriquest and belongs to household bank.my husband
Dont need more cards from household bank.ameriquest offers this credit card only for people with serious problems of credit.ameriquest credit card is a fraud credit card.put on the carbage.hsbc
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#11
01-11-2007, 07:49 AM
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household bank mastercard statement of 12-25-06
previous balance is 1309.78.mis.finance charge is 5,00.finance charge is 34.14.current payment due is 51,00.payment date is 1-19-07.late payment charge is 0.past due amount is 0.hsbc card services po.box 5222 carol stream il 60197-5222.i think is better now because of debt consolidation care forum.before they want more money:107,00 and 187,00 in august 3-2006. transaction sumary: 12-12-06 check by phone payment is 55,00 check by phone fee is 12.95 cash fee finance charge is 5,00 12-18-06 SHEA CLASS ACTION SETTLEMENT AWARD IS$0.01----------I THINK THIS IS A JOKE AWARD IS ONLY $0.01!
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#12
05-31-2007, 07:48 AM
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i have a problem here.
my husband received a Ameriquest credit card in 2006. i want to put this card in the garbage but was a substitute card from Bank Popular credit card that is Household credit card either.(HSBC) my husband have a balance of 4500,oo but he is paying over a 100,00 is this credit card.Ameriquest give cash either like 40,00 a month and this account is increasing for 5000,00. Ameriquest is in his credit report with different names:Hsbc Nevada and Direct Merchants Credit card bk.(2005-06 CREDIT REPORTS OF MY HUSBAND) THE AMERIQUEST CARD HE HAVE HERE HAVE ONLY THE DATE OF EXPIRATION 5-09. THIS ACCOUNT WAS OPENED IN 2003. I DONT UNDERSTAND WHY THEY SEND AMERIQUEST CREDIT CARD FOR HIM AND DONT PUT THE REAL Name in credit report. AMERIQUEST IS NOT SUPOST TO BE SENDING TO HIM? MORTGAGE AMERIQUEST? YESTERDAY MY HUSBAND RECEIVED A LETTER HERE FROM DIRECT MERCHANTS BANK PO BOX 22128,TULSA,OK 74121-2128. THEY SEND A LETTER IN SPANISH AND MY HUSBAND ALWAYS SPEAKS fluent ENGLISH WITH THEM. I CAN TRANSLATE SPANISH BUT I CANNOT WRITE SPANISH. THEY ASK FOR 188,00 TO BE SEND TO: HSBC CARD SERVICES PO BOX 17313 BALTIMORE,MD 21297-1313 "LE DIRIGIMOS ESTA CARTA CON RELACION A SU CUENTA EMITIDA POR HSBC BANK NEVADA,NA." WE SEND THESE LETTER WITH RELATION TO YOUR ACCOUNT EMITTED FOR HSBC BANK OF NEVADA,NA. PHONE NUMBER 18775785735 I READ THIS LETTER AND HE IS PAYING THEM 150,00 A MONTH. I TOLD HIM STOP TO TAKE 40,00 BECAUSE HE NEVER GO TO PAY THIS ACCOUNT AND THIS ACCOUNT IS ONLY IN HIS NAME. MY HUSBAND IS A VERY SICK MAN AND BLIND. MY FAMILY GIVE ME MONEY TO PAY ALL BILLS and more for food and everything HERE. HE REFUSES TREATMENT AND I'M SICK AND TIRED TO PUT HIM IN THE HOSPITAL AND BE WORST FOR HIM. I PRAY FOR THESE PEOPLE TAkE HIM TO THE COURT BUT UNTIL NOW ONLY CHASE DID IT. CHASE WANTS TO HAVE credit CARD WITH MY HUSBAND BECAUSE THEY KNOW HOW MUCH THEY STOLEN FROM MY VERY DISABILITY HUSBAND AND MY HUSBAND GET A BP WITH CITIBANK AND CHASE BOUGHT THIS ACCOUNT BECAUSE MY HUSBAND IS A GOOD BUSINESS FOR THEM. every
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#13
05-31-2007, 08:13 AM
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MY HUSBAND HAVE 2 HSBC CREDIT CARDS.
ONE CREDIT CARD IS IN THE NAME OF HSBC AND THE OTHER ONE THAT IS MANY NAMES AND AMERIQUEST EITHER BUT IS NOT REALLY AMERIQUEST BECAUSE HAVE MANY NAMES IN CREDIT REPORT.
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#14
08-18-2007, 09:10 AM
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HSBC Please Wake up and Smell the Money!
...The money that is walking right out the front door that is.
You have provided this lovely forum thinking that your customers and prospective customers would sing your praises but have you really spent time reading anything anyone has posted? I am going to say no because your own forum is displaying dissatisfied person after dissatisfied person. Wake up call! Your customer service reps are cocky and rude. ICG has a glitched up computer calling system which is making people angry all on your behalf. Have you ever checked out your 1-800-446-1022's records on whocalled.us (found by typing the 1-800 number into the google.com search bar). There are over 650 dissatisfied people that will never use you because of their frustrations with your services and employees. Over 650 people that ONLY represent the population using computers, then using google.com, then using whocalled.us, then actually reporting it to whocalled.us. "650" is a narrowed down number, the amount of people you've probably driven away is into the thousands or tens of thousands. We are your customers and future customers, you can't survive without our money. I, for one, will never use anything afiliated with your bank ever again. Such a shame for you because I work very hard and would have probably been your ideal customer. Oh well. Maybe you'll learn, maybe you won't.
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#16
09-28-2007, 10:20 AM
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I disagree with you Aizawa. First, many credit cards now charge $39 for late fees and $39 for over limit fees which is way to much. Second, many cards post them if you are late or not. Heck I just had an American Express bill come in that they posted a $39 late fee and over the limit fee 4 times in my past two billing cycles and it was a physical impossibility for that bill to be late and I easily proved it. In the past 2 billing periods they have removed 4 late payments and 4 over the limit payments that they tried to stick me with. The final reason I disagree with you is because both the due date and the limit are set by the credit card company and they manipulate them in order to create fees. The grace period from the time the bill is sent to the time the bill is due has shrunk to about 15 days in total down from 40. In 2006 the credit card industry made 90 billion in interest and 55 billion in fees. This is 4 times the profits of the oil industry and credit card companies produce NOTHING!!! I urge anyway that gets a fee to dispute it everytime.
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