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Posted: Thu Aug 24, 2006 3:12 am Subject: How to work with credit company????

Hello I need help to work with my crediters. I want ot repay them but I don't have too much money left over at the end of the month to repay them. I want ot repay all of them but, I don't know how to get them to work with me. They are ruid and mean when I try to talk to them on the phone and all they say is we will garnish your pay. What to do? I have every company telling me the same thing. TUFF COOKIES BABY....What huh don't they want there money???I am trying so hard to get out of this HUGE debt with little to no money. Debt consolidation company's don't help there required payments are more then what I pay know. Also how do you work with your mortgage company too??? I am so in need of help please help!!!!! Thanks

Posted: Thu Aug 24, 2006 4:29 am Subject: get registered

someone will call you soon

Posted: Thu Aug 24, 2006 8:38 am Subject:

Welcome to the forums Very Happy

If you signed up for the free credit counseling,someone will be contacting you. Hear what they have to say,they will offer you several options,and you may be surprised when all of your bills are combined,interest lowered,etc. In the meantime,browse the other forum topices,and you will see that you are not alone. Many of us are,or have been,in your shoes,and what can be done to become debt free. Good Luck...Karen

peg · Posted: Thu Aug 24, 2006 10:18 am Subject:

i had an automobile loan that i didn't finish paying for because i put in a repair shop and couldn't affor to get it back, the bank refused to get car from mechanic and have written off the loan as a bad debt. i want to pay but not the entire amount. the toal is $8000 the total loan was $17000 what can i do.