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How to work with credit company????
Hello I need help to work with my crediters. I want ot repay them but I don't have too much money left over at the end of the month to repay them. I want ot repay all of them but, I don't know how to get them to work with me. They are ruid and mean when I try to talk to them on the phone and all they say is we will garnish your pay. What to do? I have every company telling me the same thing. TUFF COOKIES BABY....What huh don't they want there money???I am trying so hard to get out of this HUGE debt with little to no money. debt consolidation company's don't help there required payments are more then what I pay know. Also how do you work with your mortgage company too??? I am so in need of help please help!!!!! Thanks
If you signed up for the free credit counseling,someone will be contacting you. Hear what they have to say,they will offer you several options,and you may be surprised when all of your bills are combined,interest lowered,etc. In the meantime,browse the other forum topices,and you will see that you are not alone. Many of us are,or have been,in your shoes,and what can be done to become 
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