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Posted: Tue Sep 12, 2006 4:36 am Subject: T & C and PDL consolidation |
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Is anyone having any luck consolidating their PDL's
with T & C?
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anewday

Joined: 27 Aug 2006
Posts: 20
Location: FL Debtcc Points: 777
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Posted: Tue Sep 12, 2006 10:19 am Subject: |
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I have not been happy with the support I have received from T & C so far. It's difficult to get in touch with someone when you call, they always say someone will call you back. I signed up about three weeks ago with them
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awknox2003

Joined: 17 Aug 2006
Posts: 45
Debtcc Points: 1507
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Posted: Tue Sep 12, 2006 11:13 am Subject: |
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When I signed up with them in December 2005, I had never had any problem with them. But as of lately, the hold times are rediculous. I am thinking they are overwhelmed with customers because they consolidate payday loans and they don't have enough people to handle the volume of customers.
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NotsoLucky

Joined: 02 Nov 2005
Posts: 3164
Debtcc Points: 45632
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Posted: Tue Sep 12, 2006 11:22 am Subject: |
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Just curious, I am now doubtful whether the people who have recently signed for the services of T&C are actually getting the results they expected before signing the contract. If people have to wait for so long for someone to contact them, I wonder if their quality of the negotiation process will be worth or not. I am just thinking if this is the beginning of some negatives about T&C
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anthony

Joined: 22 Jun 2006
Posts: 463
Debtcc Points: 8677
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Posted: Tue Sep 12, 2006 12:06 pm Subject: |
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I have been with T & C since March and have yet to have one problem. I agree that the hold times are long but try calling first thing in the am. I have found that is the best time to get someone on the phone. I live in Alabama and do not use the 800 number, I dont know if that makes a difference or not? I will say this though, if your not happy with them this early maybe you should consider going somewhere else. I also was very proactive in handling my debts, I dealt with all of the payday lenders myself, this made the process go alot quicker. Hope you guys find what your looking for. Stephanie
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c_stephanie

Joined: 28 Mar 2006
Posts: 93
Debtcc Points: 3248
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Posted: Tue Sep 12, 2006 12:46 pm Subject: |
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| Stephanie wrote: | | I will say this though, if your not happy with them this early maybe you should consider going somewhere else |
By this time, T&C has already taken the retainer fee of $155. And I guess, it is non-refundable until the plan finishes. So, the consumer is stuck nowhere. I still think, T&C has to get some answers towards these problems faced by their customers recently .
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anthony

Joined: 22 Jun 2006
Posts: 463
Debtcc Points: 8677
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Posted: Tue Sep 12, 2006 3:11 pm Subject: T&C - PDL |
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I am w/ T&C too and I'm not getting any response for 3 weeks now. I have to call all of my pdl and make my own payment arrangement w/ them. None of them said T&C ever contacted them, I'll find out tomorrow if they are lying. I am taking Wednesday off to take care of this pdl mess and call T&C all day.
If you're thinking of consolidating your loan, you might want to consider other company and don't stop communicating w/ your pdl.
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chicagobabe0725

Joined: 17 Aug 2006
Posts: 93
Location: las vegas Debtcc Points: 2969
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Posted: Tue Sep 12, 2006 4:21 pm Subject: |
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i must submit my opinion.
i will share what i know. if you were to eat many more servings of brain enriching vegetables T&C would certainly help you so much faster.
_________________ Register today to cash in debtcc points.
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Eating Healthy
Guest

Debtcc Points: 100
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Posted: Tue Sep 12, 2006 4:24 pm Subject: |
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perhaps T&C could benefit from some olive tasting as well to expedite these transactgions
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lickinolives
Guest

Debtcc Points: 100
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Posted: Tue Sep 12, 2006 6:19 pm Subject: |
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I know this is my second post to this subject, but if T& C cannot add any value, then your throwing away your money. I understand if they are busy, but they should not be taking on more clients if they cannot handle the clients they already have.
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awknox2003

Joined: 17 Aug 2006
Posts: 45
Debtcc Points: 1507
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Posted: Tue Sep 12, 2006 7:01 pm Subject: |
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I agree with you awknox2003. I am beginning to second guess when it comes to giving out T&C phone number.
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NotsoLucky

Joined: 02 Nov 2005
Posts: 3164
Debtcc Points: 45632
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Posted: Tue Sep 12, 2006 11:11 pm Subject: T&C |
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A lot of people are asking me for T&C's phone# too but I am hesitant to give because I am hearing negative feedbacks about them & I'm experiencing it myself. I made payment arrangements again w/ 3 of my pdl. They were firm that they did not receive any proposal from T&C.
T&C should stop accepting clients for now so that they won't loose their good reputation. I am thinking if I should stop sending them my payments and deal w/ pdl myself. I already made 6 pymt arrangements since I signed up w/ T&C but I'm still sending them my weekly fee but nothing is happening.
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chicagobabe0725

Joined: 17 Aug 2006
Posts: 93
Location: las vegas Debtcc Points: 2969
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Posted: Wed Sep 13, 2006 7:11 am Subject: |
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I am having the same problem as most of you all. I have signed up with t and C months ago and have gotten nothing, I have made my own payment arrangements with some of my pdl's but still need help and am not getting it from T and C. SO i don't know what else to do about this problem. I have called several times to speak with someone and no one has called me back. I think they should be informed of how unhappy their customers are with thier service. I know the 155.00 could help me out alot right now, and the weekly fees i am sending in. I am going to stop sending in payments since i am not getting any kind of help.
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AmandaB

Joined: 11 May 2006
Posts: 120
Location: OHIO Debtcc Points: 6103
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Posted: Wed Sep 13, 2006 7:24 am Subject: |
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Where you all are gettting arrangements made iwth the pdls on your own, I would quit sending payment to T&C and demand the $155.00 retainer back and explain to them that they haven't contacted any of the creditors and are near to impossible to get in contact with. I know others have dropped T&C and have had to battle, but they got their retainer fees back.
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NotsoLucky

Joined: 02 Nov 2005
Posts: 3164
Debtcc Points: 45632
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Posted: Wed Sep 13, 2006 8:10 am Subject: T & C |
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This morning I have sent a email and addressed to the management of T & C, I will let everyone know if I receive a response.
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awknox2003

Joined: 17 Aug 2006
Posts: 45
Debtcc Points: 1507
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