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Posted: Sat Sep 16, 2006 4:05 pm Subject: unable to pay for last six months

I have credit card debt of 24,000$ . I am afarid will i be send to jail for not paying the minimum amount for last six months?

Posted: Sat Sep 16, 2006 4:06 pm Subject:

You can't go to jail for not being able to pay your debts. Did somebody tell you that? If so, they lied just to scare you.

Posted: Sat Sep 16, 2006 4:25 pm Subject:

My friend told me that collection agency can semd me to jail for not paying the amount

Posted: Sat Sep 16, 2006 4:27 pm Subject:

No. They can take you to civil court and get a judgement, you will not go to jail.

Posted: Sat Sep 16, 2006 4:31 pm Subject:

Right now I am outside USA and wondering there will be no problem at the airport

Posted: Sat Sep 16, 2006 4:34 pm Subject:

What kind of problem at the airport would you have? I don't understand. You think there will be a problem at the airport because you haven't paid the minimum on a credit card bill for the past 6 months? Is your friend telling you this?

Posted: Sat Sep 16, 2006 4:36 pm Subject:

If that were the case there would be a back up at all the airports because I'm sure there are plenty of passengers who are behind on their credit card payments. I don't know that for a fact that they are behind but I'm willing to bet that the collection agencies are not sending people to aprehend those who don't pay their credit card bill at the airports. It makes no sense.

Posted: Sat Sep 16, 2006 4:40 pm Subject:

Yes my friend is telling me that credit collection agency may tell FBI about this and I may have problem in future.
But thanks for your detail answer

One more question If I come after two three years will it make a difference?
Really appreciate your help

Posted: Sat Sep 16, 2006 4:43 pm Subject:

You are still going to owe the credit card balance. I think there is something more to this. Why would you want to wait 2 to 3 years. Did you get this card under fraudalent means? Are you worried because you are not a citizen. I just don't understand why you think the FBI would get involved with credit card debt, unless there is more to it like I said getting it under fraudalent means.

Posted: Sat Sep 16, 2006 4:44 pm Subject:

Maybe you should consult an attorney if you have these concerns.

Posted: Sat Sep 16, 2006 4:45 pm Subject:

I am a US ctizen . I got ur point

Posted: Sat Sep 16, 2006 4:57 pm Subject:

alli, all states in the US follow a specific statutes within which the creditors and/or collectors force you to pay the debts legally. If you don't pay them until the debt remains within the SOL, there chances of getting a legal case against you are feasible. When the statutes expire, you get the legal base and can refuse payment on the debt.

Posted: Sat Sep 16, 2006 10:37 pm Subject:

If a card company threatens you with jail time, then you can sue them. That is clearly illegal.

Next, you have to attack the problem. Why haven't you been able to pay at least the minimum? Do you have an income source?

I would suggest that you should pick up an extra part time job to cover your costs. You should also speak with one of our counselors about consolidation because you may be a good candidate.

You may be dealing with high interest rates that can be knocked down through consolidation. So after you fill out the form on the homepage, someone will get in contact with you shortly.

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