| Message |
Author |
 Posted: Thu Sep 21, 2006 3:05 pm Subject: A letter to know the payday loan status |
|
|
where can I find a letter to lenders to request status
|
|
kirasienna13
Joined: 21 Sep 2006
Posts: 99
Debtcc Points: 1971
|
|
|
| Posted: Thu Sep 21, 2006 3:10 pm Subject: |
|
|
Welcome to the community  Do you mean letters to find out what your balance is,or payments made? Under, Our Services, there is a do- it- yourself section that ,has samples of letters. Maybe if you explain a little more we can send you in the right direction...KAren
_________________
As long as you are alive, there's always hope
|
|
Bossy4455
Moderator
Joined: 27 Feb 2006
Posts: 5441
Debtcc Points: 64120
|
|
|
| Posted: Thu Sep 21, 2006 3:12 pm Subject: |
|
|
| Quote: | Date
Your Name
Name and Address
of original creditor
Re: Acct # 000-000-000-000
To Whom It May Concern:
This letter is regarding account # 000-000-000-000, which you claim I owe. This is not a refusal to pay, but a notice that your claim is disputed.
I am requesting validation, made pursuant to the Fair Debt Collection Practices Act. Please note that I am requesting "validation"; that is competent evidence bearing my signature, showing that I have some contractual obligation to pay you.
Please also be aware that any negative mark found on my credit reports from your company or any company that you represent for a debt that I don't owe is a violation of the Fair Credit Reporting Act; therefore if you cannot validate the debt, you must request that all credit reporting agencies delete the entry.
Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports.
If you no longer own this debt, remove the derogatory marks from my credit report per the FCRA. Failure to respond within 30 days of receipt of this certified letter will result in legal action against your company. I will be seeking a minimum of $5,000 in damages for:
1. Defamation
2. Negligent Enablement of Identity Fraud
3. Violation of the Fair Credit Reporting Act
For the purposes of 15 USC 1692 et seq., this Notice has the same effect as a dispute to the validity of the alleged debt and a dispute to the validity of your claims. This Notice is an attempt to correct your records, and any information received from you will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status.
Best regards,
(insert your name)
Cc: (Insert a lawyer's name here), Esquire |
Send your letter through certified mail with return receipt requested. If they are unable to give you the correct information for which you put the item on dispute, it must not hurt your credit file negatively. Hence it must be removed.
|
|
keystrokes
Joined: 13 Jul 2006
Posts: 501
Debtcc Points: 7286
|
|
|
| Posted: Thu Sep 21, 2006 5:20 pm Subject: letters |
|
|
I am looking for a letter to send to payday lenders that will stop them from debiting my checking account for any more funds, a letter to send to them to verify what I owe each one of them and a letter so they will stop contacting me at work
_________________
Register today to cash in debtcc points.
|
|
kirasienna
Guest
Debtcc Points: 100
|
|
|
|
|
|
All times are GMT - 7 Hours
|
| Page 1 of 1 |
|
