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 Posted: Tue Sep 26, 2006 9:14 am Subject: PD6 /The loan shop/Cash Express wants to negotiate !!!!!!!! |
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Received several e-mails once again from PD6/The loan shop/chase express. Ok I had a 300.00 loan paid just in fees 540.00 on that loan 90.00/each time Arizona law 45.00/each time so I paid 270.00 above the usuary law. I have sent them letters in regards to this and they understand but want to work something out they offered a settlement of 250.00 I said no because I paid to much I figured I only owed them 30.00 because of all the extra money I paid. Does anyone have any idea of a reasonable settlement amount????
I am not going to pay another 250.00.
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ouzog12
Joined: 02 Aug 2006
Posts: 120
Debtcc Points: 3665
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| Posted: Tue Sep 26, 2006 9:16 am Subject: |
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I wouldnt pay them any more!!!
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Guest
Debtcc Points: 100
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| Posted: Tue Sep 26, 2006 9:27 am Subject: |
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It sounds as if you have paid way above the legal charges which should also cover your principal balance. But if you figured $30 is what is owed, don't back down, tell them they will only get the $30. They settled with me and marked my account paid in full.
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5317
Debtcc Points: 71258
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| Posted: Tue Sep 26, 2006 9:48 am Subject: |
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How do you still owe $30 when you have already paid &270 above the usury laws of your state? Did you calculate it right?
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keystrokes
Joined: 13 Jul 2006
Posts: 501
Debtcc Points: 7286
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