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Anyway, they said "We want to thank you for being a good customer and want to make you an offer to pay off your loan...please call..."

So, the reason I am posting this is because I have read nothing but bad news about them. Are they being nice just so I will call back and then they start getting nasty?

Ideas, thoughts?

Posted: Fri Oct 13, 2006 5:48 am Subject:

They're a real pain in the neck....When you call them, they will have some outlandish amount that you owe...

If you still owe your principal, offer them that only...(Which is more than likely $200) They'll take it.

Mention the fact that they are not licensed in the US...They LOVE that....See if they say if they're licensed in all 52 united states...lol That's what they told me.

Posted: Fri Oct 13, 2006 5:49 am Subject:

Well, I can't pay them right now so I doubt I will call them back until I can

Posted: Fri Oct 13, 2006 5:49 am Subject:

52 states? Since when do we have 52? I know I slept through alot of social studies classes, but I do remember them only showing 50. Good grief!

Posted: Fri Oct 13, 2006 5:50 am Subject:

I think they count Puerto Rico and the Virgin Islands, heh

Posted: Fri Oct 13, 2006 5:58 am Subject:

They are being nice so you can call them back...
Did you send them a cease/desist letter? They are not licensed anywhere from what I have gathered and they are an on line payday lender with no store fronts. Not to pry but how much was your loan and how much have you paid thus far? I'm sure like the rest of us here that have dealt with them you have overpaid them. If it wasn't for this site I would still be oblivious to how they have gauged me over the last several months and not being educated concerning these types of lenders.

I have actually been going back in forth with them but under Route 66 Funding. I sent them the cease/desist letter and that all communications are to be in writing. I filed complaints against them with the State Attorney General, The Federal Trade Commision and the BBB, and filed an affidavit with my bank.

These are are some of the names they go under as well:
Route 66 Funding
Cash Today Limited
Cash Today Limited dba Route 66 Funding
Cash Today Limited dba Interim Cash Limited
Cash Today Limited dba Cash 2 Day 4 U

Also, did you look up Florida State Laws concerning payday lenders? If not, here is the link:
paydayloaninfo.org/states.cfm

Posted: Fri Oct 13, 2006 5:58 am Subject:

That's what I asked him. I said, "I went to a country school, but our books were printed in the big city and they said we only have FIFTY!" He was not amused...lol

Posted: Fri Oct 13, 2006 6:00 am Subject:

My eight year old's social studies book only shows 50 states also. Wonder what school he went to. Maybe a school for looney tunes.

Posted: Fri Oct 13, 2006 6:03 am Subject:

Oops forgot to recommend visiting Polly's Blog Page. She really knows her stuff and that is where you can find the template for a cease/desist letter too. She is very helpful just like everyone else here.

http://pollyandsay.yesdebtfree.org/
http://pollyandsay.yesdebtfree.org/template-letter/

Posted: Fri Oct 13, 2006 6:16 am Subject:

Yes, I know about the letter, my problem is this: I have no way of contacting them other than the 800# - I don't have a fax and I don't tknow their address. How do I send the Cease and Desist letter?

Furthermore, have they ever given a refund that anyone knows of?

Posted: Fri Oct 13, 2006 6:48 am Subject:

Mmmmmm 52 states, eh?? Let's see, Washington DC is one and maybe Los Angeles??? Who knew, lol?? One thing is very clear here: These people ARE NOT, repeat, ARE NOT nice. What they are is CRAZY!!! What is your total balance off a $200 loan: $1200?? Don't laugh, they will do this!

Posted: Fri Oct 13, 2006 6:48 am Subject: Cash Today

Hi Chagrin: I have a physical address for these creeps. I took out a $200 loan which then escalated to over $1000.00. I complained to the BBB in Nevada which then Cash today reduced it to $600.00, all while hounding me at work. They have finally stopped. Here is the address:

Cash Today
1005 Terminal Way
Suite 110
Reno, NV 89502

Good luck

Posted: Fri Oct 13, 2006 7:04 am Subject:

Missy, Please clarify - you paid 1000, right in the 79 dollar or whatever fees? Then you say they reduced it to 600. I am not sure I understand fully. Did you have to pay them another 600? Or did they refund you?

Posted: Fri Oct 13, 2006 7:06 am Subject:

Furthermore, someone else stated that they are in UK (which is how I did my loan) so which is it?

Posted: Fri Oct 13, 2006 7:12 am Subject:

You will find in the journey of dealing with pdls, they state they are in a certain state, but later you find out they are in a totally different area. Take Sonic for instance, they gave US addresses, British Columbia when they are actually located in Malta.

Posted: Fri Oct 13, 2006 7:20 am Subject:

HAA, that's hilarious! So, that whole thing about them calling me from Britain, and "governed by the laws of the UK..." I can send my letter to that Nevada adress and it addresses the same company?

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