Internet's first get-out-of-debt community - 134,000 members

Posted: Thu Nov 02, 2006 4:26 pm Subject: Langhorne Law`

Well I am just beginning my long journey back from payday hell, thanks to all your support and suggestions. Because I had so many (19) I decided to retain Langhorne to deal with this mess. I was just wondering if there is anyone who has retained Langhorne Law and if they would be willing to share their experience and successes or failures.

Posted: Thu Nov 02, 2006 4:34 pm Subject:

Langhorne law has just started their business. It might be too early to narrate a successful story. There are few here who have signed up with the company and will view your post soon. Good luck.

Posted: Thu Nov 02, 2006 4:43 pm Subject:

Well I will keep everyone posted on how they are doing. I just did not feel I could deal with all of the letters and calls myself with so many lenders. Today I got my first full paycheck in over 2 years. I was actually able to pay some real bills. What a feeling. Of course the nasty-grams which I'm sure will be followed by the nasty calls have started to trickle in. I get a new home phone number tomorrow. I just wish they did not have my work number.

Posted: Thu Nov 02, 2006 4:48 pm Subject:

Just a suggestion! You can open a new bank account now and keep it optional. Just in case, if there are multiple debits from the lenders and eats up your paychecks and puts you in negatives , you can think about transferring your direct deposits to the new account as a precaution. I just thought an idea and posted here.

Posted: Thu Nov 02, 2006 5:04 pm Subject:

Thanks Keystrokes. That is exactly what I did (at the advice of forum members.) I closed my checking account and opened a new one. I was able to stay with my same bank. I simply told them I had inadvertently compromised my bank information online and wanted to close my account as a precaution to identity theft. They (Bank of America) were most helpful and understanding. I also verified with Langhorne that it was legal for me to do so. About 1 week prior to all the PDL debits I stopped writing any checks or using my ATM/Debit Card to make sure all those transactions cleared. I also put in the paperwork to stop my direct deposit. Today I got a paper check, but next week my Direct deposit will resume into the new account. I walked my paper check in and had the same nice manager who helped me switch out my account waive the hold.

Posted: Thu Nov 02, 2006 5:33 pm Subject:

Cool!! Things are going good for you. Stay on top and you will come out of your debts without going through hard times. Keep us posted. Good luck!

Posted: Thu Nov 02, 2006 6:32 pm Subject: payday loan

Congradulations cbig, It feels great to have a paycheck dont it? Without the vultures getting it all. Hope your experience with Langhorne is a good one. KYSIDE38 Very Happy

Posted: Thu Nov 02, 2006 8:01 pm Subject:

I believe that Dennis and his staff will serve you well. He appears to be a intelligent and honorable man. Good Luck to you!

Posted: Fri Nov 03, 2006 4:10 am Subject:

It sounds like you are on the road to recovery. You will become debt free quicker than you think. When I came here last winter, I was in so much pdl debt and now I am out of it. Next fall I will be out of my regular debt as well, credit cards, personal loans. I've learned to use cash or I just don't get it. I used credit cards and payday loans as a crutch. I don't have to do that anymore and it feels pretty good Smile

Keep us posted on your progress.

Posted: Fri Nov 03, 2006 1:56 pm Subject:

Well, I just hope I can get the PDL's to deal with them. I get the feeling some will and some won't. I get the distinct feeling that some will violate the law and harrass me no matter what.

Posted: Fri Nov 03, 2006 4:15 pm Subject: Langhorne Law

I e-mailed Langhorne Law today requesting help consolidating or settling my PDL's - they both e-mailed and called me back while I was gone just a few hours later! I'm impressed - contact by a real person, not an auto-reply e-mail, and within the same day. I will keep everyone posted.

Posted: Fri Nov 03, 2006 4:18 pm Subject:

Good luck Suebeehoney70! Very Happy

I have heard really good things about Langhorne. I think you are going to be okay! Very Happy

Look forward to your updates.

Posted: Fri Nov 03, 2006 7:47 pm Subject:

This is a response from Langhorne Law in regards to Geneva Roth.

Posted: Fri Nov 03, 2006 7:51 pm Subject:

Excellent! Very Happy

Posted: Sat Nov 04, 2006 8:43 am Subject: Langhorne Law Responds...

I received a phone call from Langhorne Law this morning regarding my PDL situation. I was advised that because I technically only have 3 PDL's outstanding (one apparently only has a small balance of $15, which I didn't know until I investigated it more), they can't help me. They say their fee would be more than what I owe. Also, they stated they don't work with any less than 4 PDL's - you have to have 4 PDL's outstanding before they will help you. I understand their viewpoint - it has to be financially benefical for everyone involved. Just wanted to give everyone an update. So that leaves me working with the PDL's on my own, I guess.

Posted: Sat Nov 04, 2006 10:11 am Subject:

Suebeehoney70, we are here to help and support you through this process. You need any support or help you can pm me anytime and I'm sure the others are willing to help you through this. You will come out of it just fine. Very Happy

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