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  #17  
Old 08-23-2007, 08:08 PM
cannr cannr is offline
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Just by looking quickly, I can see that some of these are illegal pdl's.
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  #18  
Old 11-24-2007, 08:13 AM
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Default Great Site

I just found out that in my state, anything over 30% annual interest is illegal. I am going to tell all these Pay day loans to blow it out their ****. I am not paying them a f----- dime back now, especially after the triple digit.interest they stole from me. This site just made my day.



****Adult term removed - Jason
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  #19  
Old 11-24-2007, 04:54 PM
cannr cannr is offline
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jim, glad we could help! If you need anything, just come on back and post!
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  #20  
Old 12-19-2007, 08:47 AM
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Default Payday loan nightmare!

I am in desperate need of advice. I am a single Mom, live in VA, my ex-husband suddenly stopped paying me the $600 a month child support, I panicked and got 4 pdls.
Cash 2 U- $400- pay $60 every two weeks
Check into Cash- $500- pay $75 every two weeks
Quik Cash- $500- pay $75 every two weeks
Check N Go- $500- pay $75 every two weeks

With these paymenst I can't afford to pay anything on the pricipal amount, it is a never ending circle. The top two pdls I have been paying on for nine months! The bottom two I have only been paying on for about three-four months. What can I do? It seemed like such a huge help at first but now I can't get out!
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  #21  
Old 12-19-2007, 08:50 AM
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goudah2424 goudah2424 is offline
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The last 3 companies you listed are going to be legal.

The best thing to do would be to ask them about an Extended Payment Plan. They are CFSA members and have to offer it. The catch is you must enter into the payment plan at least 1 business day before your loan is due.
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  #22  
Old 01-13-2008, 06:56 PM
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Default What can I do?

I currently have 3 payday loans two of which are from magnumfunding.com, unitedcashloans.com and I can't get rid of them. I got one and then another one to pay for the other one and then another one. I live in AL and have looked at the site but can't say that I completely understand what my rights are. I just really need help. Is there any way to ease this burden?
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  #23  
Old 01-13-2008, 07:26 PM
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stargzr stargzr is offline
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Kae can you list each payday loan with how much you borrowed and how much you paid back so far. It looks like you are in Alabama so someone should post the laws for your state soon. Best of luck.
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  #24  
Old 01-30-2008, 06:15 AM
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Default payday loans! need help fast!

I got into some financial trouble and now I have 7 internet payday loans and I can't get caught up enough to get out of them I need help or I'm going to lose everything! PLease!
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  #25  
Old 01-30-2008, 08:37 AM
keli449 keli449 is offline
 
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go here creditboards.com and read my story under keli449 it will be ok
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  #26  
Old 01-30-2008, 08:43 AM
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goudah2424 goudah2424 is offline
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Please do not go to another site.

This site is perfectly capable of helping you with your payday loan problems.

Can you please list some info for us?

What state are you in?

Are these internet loans or storefronts?

How much did you borrow on each loan?

How much have you paid back so far in fees?
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  #27  
Old 01-30-2008, 11:08 AM
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North Carolina
Internet loans
5 of them are $300 with $90 interest
1 of them is $500 with $80 interest
1 of them is $700 with $187 interest

Have paid nothing but interest on these

nothing toward principle....can't afford it
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  #28  
Old 01-30-2008, 11:11 AM
kashzan kashzan is offline
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here are the Payday loan laws North Carolina here (just select your state). Please tell us the names of the lenders and the TOTAL paid to each.
these loans are not legal in your state.

http://www.debtconsolidationcare.com...pdls-laws.html
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  #29  
Old 01-30-2008, 11:11 AM
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lmk3524 lmk3524 is offline
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thanks for the info. please let us know how much you've paid on each of those...even if it is just interest. Also need the names of the companies. Someone will be along shortly to post your state laws.
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  #30  
Old 01-30-2008, 11:12 AM
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lmk3524 lmk3524 is offline
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on your coat tails kash!!
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  #31  
Old 01-30-2008, 11:16 AM
kashzan kashzan is offline
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great minds think alike
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  #32  
Old 01-30-2008, 11:19 AM
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lmk3524 lmk3524 is offline
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I know you're right!!
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