Hi, I have 2 loans but they are killing me. One for $600.00 (average) has been going on for over a year and a half. The other, also $600.00, for about 8 months, on and off. What can I do to get out of this??!! THANK YOU SO MUCH..

They are with Advance America and Ace Check Cashing.

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You will find the Payday loan laws for South Carolina here (just select your state),
http://www.debtconsolidationcare.com...pdls-laws.html

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Tony, I posted your state pdl law for everyone to see. I find something interesting. It states the maximum loan amount to be $300; however, your loans are for $600 at each one? I looked to see if either was a member of the CFSA, of which you can invoke an EPP to help get rid of them on a payment plan. Advance America is listed as a member, but ACE is not. Post with any questions!

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The max is $300 per check but they allow you to do 2 checks at a time if you qualify. Where do I find the information on how to invoke the EPP? What would the options be if they aren't members of the CFSA? Thank you fot your help.
Tony

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