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Posted: Wed Nov 22, 2006 6:52 pm Subject: Payday OK response |
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As y'all know, Langhorne is doing all my settlement letters, and has got a lot of my accounts settled paid in full. A friend of mine had only 2 outstanding loans with Payday OK and Payday Select, and not really enough to warrant paying an attorney to settle (she has been paying a REALLY long time) so I decided to use the letters y'all have come up with and try and settle it ourselves. For example, She has already paid over $1100 on a $500.00 loan to Payday OK. I even was so bold as to request a refund of the amount overpaid as per Texas law. So after 3 days of continuous e-mailing and faxing today I get this:
| Quote: | We are in receipt of your fax. Your account has been placed in special handling pending review.
Thank You,
PayDay OK Special Handling Team
support(at)paydayok.com
paydayok.com
866.612.4506
866.416.5027- FAX
Business Hours: M-F 8-7 CST/Sat 10-2
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So has anybody ever got this response from them? And if so, how long did it take for their "Special Handling Team" to actually...ummmm..... what's the word I'm searching for?...HANDLE it! Should I keep bugging them?
_________________ I believe in a Constitutional Amendment banning Astroturf, the Designated Hitter and PAYDAY LOANS!
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cbigfan7

Joined: 25 Oct 2006
Posts: 169
Debtcc Points: 188
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Posted: Wed Nov 22, 2006 6:58 pm Subject: |
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Yes, you need to keep bugging them until they respond with Paid in Full.
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WHEREAMI


Joined: 26 Aug 2006
Posts: 5317
Debtcc Points: 71258
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Posted: Wed Nov 22, 2006 8:58 pm Subject: |
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Allrighty then! Let the bugging begin!
_________________ I believe in a Constitutional Amendment banning Astroturf, the Designated Hitter and PAYDAY LOANS!
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cbigfan7

Joined: 25 Oct 2006
Posts: 169
Debtcc Points: 188
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Posted: Thu Nov 23, 2006 1:17 pm Subject: |
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You have caught their attention. Their "Special Handling Team" will come to know that you have paid so much on the account. Following the laws, they will need to mark your account "paid in full" . You may also mention that you are filing formal complaints with the DA's office if the account is not checked properly. They will be forced to do what is right. Keep pushing!
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mcranberra

Joined: 14 Aug 2006
Posts: 527
Debtcc Points: 7151
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Posted: Mon Dec 04, 2006 9:17 am Subject: |
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Victory!
| Quote: | Subj: [691635:392193]
Date: 12/4/2006 9:25:12 AM Central Standard Time
From: shteam(at)paydayone.com
To:
Sent from the Internet (Details)
We are sorry you are dissatisfied with our service. We consider your loan paid in full.
Thank You,
PayDay OK Special Handling Team
shteam(at)paydayok.com
paydayok.com
817-546-2707
866-416-5027- FAX
Business Hours: M-F 8-7 CST/Sat 10-2
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I am still going to go after them for a refund though. About $360.00 in excess interest was paid per Texas State law. According to the BBB website, it looks like they have issued refunds to resolve disputes in the past. So I guess I have a shot
_________________ I believe in a Constitutional Amendment banning Astroturf, the Designated Hitter and PAYDAY LOANS!
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cbigfan7

Joined: 25 Oct 2006
Posts: 169
Debtcc Points: 188
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Posted: Mon Dec 04, 2006 9:22 am Subject: |
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cbigfan7 , Congragualtions but don't stop until you get your refund. PDOK seems to be sending out a bunch of emails these days
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PDLFREE

Joined: 07 Oct 2006
Posts: 1264
Debtcc Points: 18243
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Posted: Mon Dec 04, 2006 9:33 am Subject: payday ok |
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Congradulations! KYSIDE38
_________________ RYDERS OF THE NIGHT
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KYSIDE38


Joined: 19 Jun 2006
Posts: 2502
Debtcc Points: 37316
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Posted: Mon Dec 04, 2006 9:46 am Subject: |
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I have seen where they have been marking people PIF, but anyone have any success getting a refund? I'm sure a lot of people are just happy with PIF and don't push any further.
_________________ I believe in a Constitutional Amendment banning Astroturf, the Designated Hitter and PAYDAY LOANS!
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cbigfan7

Joined: 25 Oct 2006
Posts: 169
Debtcc Points: 188
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Posted: Mon Dec 04, 2006 9:47 am Subject: payday ok |
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Cbigfan, I got a refund from them. KYSIDE38
_________________ RYDERS OF THE NIGHT
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KYSIDE38


Joined: 19 Jun 2006
Posts: 2502
Debtcc Points: 37316
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Posted: Mon Dec 04, 2006 1:10 pm Subject: |
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I got a refund from PaydayOK, too. They were great to work with. Even settled my loan for $500 and marked me paid in full.
Good Luck!!
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CnCsMomma

Joined: 14 Sep 2006
Posts: 49
Debtcc Points: 2252
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Posted: Mon Dec 04, 2006 1:27 pm Subject: |
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That's good to hear. Congrats Texastuck (cute name). I am in Texas too (Houston). Any tips on how you got the refund?
_________________ I believe in a Constitutional Amendment banning Astroturf, the Designated Hitter and PAYDAY LOANS!
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cbigfan7

Joined: 25 Oct 2006
Posts: 169
Debtcc Points: 188
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Posted: Mon Dec 04, 2006 1:56 pm Subject: |
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Yes Payday Ok is the easiest one of all. I am working on getting a refund from them now.
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bdouble
Debt Samaritan

Joined: 15 Jun 2006
Posts: 356
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Posted: Mon Dec 04, 2006 2:58 pm Subject: |
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I am also "bugging" for a refund let me know how your refund issue goes. I'll let you know if there are any developemnts with mine.
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edithnarchie

Joined: 18 Nov 2006
Posts: 11
Debtcc Points: 384
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Posted: Tue Dec 05, 2006 9:55 am Subject: |
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I just received a PIF e-mail from the Special Handling Team. However, I still am pursuing a refund for $2K. For anyone who has received a refund...did the notification come from the same department? Thanks!
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bigcat34

Joined: 16 Jul 2006
Posts: 14
Debtcc Points: 332
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Posted: Tue Dec 05, 2006 10:11 am Subject: |
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I would keep bugging them until they give you a refund. I am going after three internet payday lenders who are not licensed in my state that I have overpaid by hundreds of dollars. Enough is enough and I have filed the proper complaints. Now is just the waiting period to hear back from them.
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CowampChicken

Joined: 20 Dec 2005
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Posted: Tue Dec 05, 2006 10:19 am Subject: |
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I actually sent them a "thank you for responding to me" e-mail, then I asked when I could expect my refund and how much would it be. We'll see what happens. Thanks!
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bigcat34

Joined: 16 Jul 2006
Posts: 14
Debtcc Points: 332
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