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 Posted: Wed Nov 22, 2006 7:24 pm Subject: we need help |
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My husband and I have been going deeper into debt since we've been married. At first it was just one credit card and then a loan and now we have thousands in medical bills that we can't afford. We have insurance now but that's not doing us any good. We barely make enough to live on and I am trying to get us out of debt because it's causing a strain in our marriage. We need help. We don't have a car because we can't afford one, and we don't have anyone who can help us.
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brighteyes91802
Joined: 22 Nov 2006
Posts: 1
Debtcc Points: 55
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| Posted: Wed Nov 22, 2006 7:43 pm Subject: |
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Welcome to the forum. Since you have registered, a debt counselor in your area will be contacting you shortly and will go over the different options that are available to you. You may also find helpful advice by reading the different posts. Good luck to you.
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dbaker6
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Joined: 25 Aug 2006
Posts: 1609
Debtcc Points: 13841
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| Posted: Thu Nov 23, 2006 11:27 am Subject: |
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Hi brighteyes
You should seek some professional help. Consolidate your bills under one payment at lower interest rate. If possible, take a part time job so that you are able to roll your monthly expenses and do the payments. This job is to be used as a temporary fix only until the debts are paid.
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IncredibleHelp
Joined: 30 Jun 2006
Posts: 500
Debtcc Points: 7670
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| Posted: Thu Nov 23, 2006 11:32 am Subject: |
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Also,
Depending on where you received your medical care, the hospital might have programs that would forgive part of the debt. The hospital chain I work for is non-profit and I know they have programs like this. What you should do is contact the hospital business office at the start of next week and ask. (They are probably closed for the holiday.)
Good luck to you!
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kscornell
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Joined: 22 Jul 2006
Posts: 3565
Debtcc Points: 32637
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| Posted: Fri Nov 24, 2006 9:15 am Subject: |
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Welcome to the Forums  You have come to the right place! Like kscorwell said, alot of hospitals have different programs, and also write alot of it off. My son was in and out of hospitals all his life, mostly without insurance. We were allowed to make payments,one we did for years, but we got it paid off. My husband works a second job, we cut back on alot of things, and now it is finally looking up. If you have any questions, please ask. Call your hospital and tell them your circumstances, if they see you aren't trying to get out of it, they will work with you alot of times.Good Luck...Karen
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As long as you are alive, there's always hope
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Bossy4455
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Joined: 27 Feb 2006
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