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 Posted: Tue Nov 28, 2006 9:47 am Subject: Can store front pdls submit "check" electronic ? |
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Hey folks, I have a question regarding store front pdls. I defaulted on my pdls and put stop payment on the checks. I informed all three places that I did that. 2 out of three are ok and accepted arrangements but did explain that the checks would be deposited (they were and sent back "stop payment"). The 3rd went and electronically deposited my check and because the bank did not recognize the transaction without a check #- they honored it and now my account is in the hole. Can pdls do that? I wrote a check.
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umpyone
Joined: 10 Nov 2006
Posts: 3
Debtcc Points: 114
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| Posted: Tue Nov 28, 2006 10:01 am Subject: |
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Yes, they can do that.
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WHEREAMI
Joined: 26 Aug 2006
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| Posted: Tue Nov 28, 2006 10:11 am Subject: |
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Yes. They can do that.
More and more retailers are starting to do the same thing. I believe Wal-Mart Super Centers first started the idea in the mid 90's. If you were writing a check, they'd run it through, and hand it back to you. On your statement, it'd show electronic draft.
Unforuntately, this is something that can't really be avoided when trying to stop payments on something. However, since they did do an electronic draft, you should request to have the check back.
Regards
Mike
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Teleport
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