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wanda · Posted: Thu Nov 30, 2006 9:19 am Subject: Total lending

I amde a laon through total lending 10/30/06 all interest payments have been deducted from my acct, however to unauthorized debits to my acct from a company called gfsil, my bank closed my acct and opened another. I called everyone/emailed etc companies i've been dealing with and have had no problem making arraingements for moneygram/money orders for the amt owed. However, gfsil will not take anyother form of payment other than bank draft. Today at work i recieved a call from a man calling himself frank miller from the united processing div. Adv me that i was being charged with federal bank fraud and internet fraud. He asked if someone had been to my home saturday or work looking for me, i said no. He then told me that was good that they hadn't started the criminal actions yeat and that a police would pick me up at work or home and put me in prison. Hw said this was because i didnot pay the total loan off in 21 days. He said i must pay $820.00 today by 2pm eastern time or face prosicution. He said this was a last attempt to help me with this matter. I have not rec any calls til this awfull call. I asked him to email all the info discussed. He said he was unable to do so. I asked him for the total loan amt. He said i should know that better than he being as i took out the loan. He said he could send me nothing in writting. And that they wee unable to email me any info. I did look up the number he gave me to call back on intellius and found that it's in beuna park, ca however the name was unavail???How can a company not send wriiten documentation or email info when threatening prosecution. They just expect me to fork over $820.00 for a $500.00 loan to stop me from going to prison. I asked over and over agien to send me documentation inorder to have someone look over attny etc to make sure everything was cleared up. Being as this is a federal fraud case?? He refused. He said i had to call him back in 1 hour or go to prison. He asked had i ever been in trouble for fraud before. I sai dof course not. He kept saying oh my god this is awful for you. He eas very hard to understand. Waht can i do???

Guest · Posted: Thu Nov 30, 2006 9:29 am Subject:

Nothing, just ignore them. It is not a crime to defualt on a loan. He is lieing to you to get you to pay up. They say this to everyone.

Posted: Thu Nov 30, 2006 9:31 am Subject:

You will not be arrested. This is a lie they use to get you to pay them. You can ignore theit threats, or just call them on it. Tell them you called your local police dept and no warrants have been issued for you. Tell them the police told you that they can't be. Tell them that what they are doing is considered extortion and you will be filing charges against them!

F Total Lending · Posted: Thu Oct 11, 2007 11:20 am Subject: Total Lending is garbage

I didn't even finish the process with these morons. They told me they can only lend so much money per day even though I was told I was approved earlier that day. When I asked for the supervisor they put me into someone's vmail. When I spoke to her later and asked for HER boss, she put me into the vmail of the first person I spoke to.

They also tried telling me they don't tell anyone they are approved. If they're approved, the money will be deposited into their account. I would NOT deal with this company at all. There were several other issues too but I don't have the time right now. STAY AWAY FROM TOTAL LENDING