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 Posted: Mon Dec 04, 2006 3:28 pm Subject: Has anyone dealt with cashnetusa |
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I just got off the phone with a very nasty customer service person at CashNetUSA, he said they don't make payment arragements and I told him my other payday loans did and he said well they are different that they would only accept full payment or broken out in three payments which I can't afford. I live in Minnesota what are my options? So far three of the five payday loans have been very nice and accepting of my repayment plan. Do I send them money or get an attorney?
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joymiske
Joined: 16 Nov 2006
Posts: 18
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| Posted: Mon Dec 04, 2006 3:35 pm Subject: |
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Try by sending your money first. If CashNetUSA cashes your check, it has to be posted to your account. They might change their behavior when they see your payment in hand. If they don't cash the check, your money remains safe.
Most companies tend to behave like this because they want the full payment. However, if there is no possibility, they will adjust to your situation.
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Trenity
Joined: 14 Mar 2006
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| Posted: Mon Dec 04, 2006 5:38 pm Subject: |
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CashNetUsa is licensed to lend in each of the state's it provides loans to and they taylor their services to each state based on what the pdl laws states they can charge. I would send in what you could as a good faith move on your part.
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WHEREAMI
Joined: 26 Aug 2006
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| Posted: Thu Dec 07, 2006 6:37 pm Subject: |
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I have a defaulted loan with them (only 70 dollars due and thats being taken care of today woohoo!) and they were very friendly with me, i have setup payment options with them. My experience is, if you don't get what you want the first time. Call again, and talk to someone else! lol. But i never had a bad experience with Cashnet USA. The only thing is they will not change due dates, if you have setup a payment option with them make sure its on a date you can pay, legally they can't reissue a new date beacuse its like reissuing a new loan.
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Blizz127
Joined: 10 Nov 2006
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| Posted: Sat Feb 10, 2007 12:42 am Subject: cashnet |
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I called and tried to set up a payment arrangement,of course they wanted something that was completely unrealistic. The first payment was due yesterday, I did not have it to send so they will be on my but hot and heavy next week, maybe they will be more realistic now.
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fedupinpa
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| Posted: Wed Mar 21, 2007 7:05 pm Subject: |
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| Quote: | | CashNetUsa is licensed to lend in each of the state's it provides loans to and they taylor their services to each state based on what the pdl laws states they can charge. I would send in what you could as a good faith move on your part. |
I can't seem to find them liscensed in Texas --- and their fees seem much higher than what I've read in the law on that payday loan info website...
Maybe I'm just reading it wrong but it seems like, while their interest rate isn't that bad, they're charging the wazoo out of people with their 'Credit Services Organization fee'
Course, I guess that's how they're getting around it. With their little "we found this loan for you so you better pay us every dime you've ever earned, along with your first-born" fee.
((I'm almost out of this hole. Forgive me for being bitter.))
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michikade
Joined: 23 Jul 2006
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| Posted: Wed Mar 21, 2007 7:10 pm Subject: |
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This is what I found on CashnetUsa's website about Texas.
| Quote: | Governing Law
The loan agreement will be governed by the applicable laws. Questions or complaints should be directed to your state's regulatory agency that you can find by clicking here .
Credit Services Organization
CashNetUSA will not be the lender for loans received at this site. CashNetUSA is a Credit Services Organization. We will attempt to arrange a loan between you and a third party lender and service that loan once it is issued. Any questions, service issues or complaints about your loan will be addressed by CashNetUSA and not the lender.
Maximum Loan Amount
The maximum loan amount for Texas residents will be $1500.00.
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They must be licensed under the third party lender. Here in OH, they are licensed under the "Check Giant."
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brownsugar
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| Posted: Sat Mar 24, 2007 5:49 am Subject: |
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None of the pdl's are licensed in pennsylvania either, they fall under a different state, for pennsylvania they fall under Nevada, strange but it happens, I don't know how they get away with it.
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fedupinpa
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| Posted: Wed Mar 28, 2007 3:42 pm Subject: |
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cashnetusa is not license in minnesota..
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perry968
Joined: 18 Jun 2006
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| Posted: Wed Mar 28, 2007 9:30 pm Subject: |
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As a person who just got rid of Cashnetusa, they are not wanting to settle with you at first. I ended up having to turn them over to Town and Country. Then after a few payments, I sent a letter to them requesting a settlement. They refused. Then a few days ago, I received a letter from them telling me that they were interested in settling for the amount I requested. I was pleased as peaches.
I am sorry that you came in contact with such an individual. Usually, the people at cashnetusa are very friendly even if they want their money. They are probably, in my opinion, the friendliest ones (especially when they are trying to place the knife in your back).
My advice is to keep trying and send them a payment. I guarantee you that they will take it.
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Alexandra
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| Posted: Wed Apr 18, 2007 11:42 am Subject: test com |
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Write your comments here, please.This is the third post I have seen with the same words.What are you wanting comments on? Cajunbulldog
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mavines
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| Posted: Wed Apr 18, 2007 11:45 am Subject: |
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I too am dealing with Cashnet...send them what you can and they will take it...They may not like it but they will take it....I just mailed them 20 bucks today and sent them an email stating so....
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Leah
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