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Posted: Wed Dec 06, 2006 12:53 pm Subject: OSL/CMG |
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I have a payday loan coming up as OSL/CMG on bank statement. Has anyone heard of this?
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YELIK1

Joined: 06 Dec 2006
Posts: 35
Debtcc Points: 1058
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Posted: Wed Dec 06, 2006 1:49 pm Subject: |
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By chance, have you taken any loan from OSL/CMG or one of their affiliates?
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BKP

Joined: 19 Oct 2005
Posts: 242
Debtcc Points: 3532
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Posted: Wed Dec 06, 2006 2:00 pm Subject: OSL/CMG |
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Yes, I do have one, but I have no clue how to get in contact with them. Do you know?
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YELIK1

Joined: 06 Dec 2006
Posts: 35
Debtcc Points: 1058
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Posted: Wed Dec 06, 2006 3:06 pm Subject: |
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I think your bank may have the contact info of the loan place. Their system keeps a log file of all the companies doing transactions at the bank. Or, search in the BBB
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BKP

Joined: 19 Oct 2005
Posts: 242
Debtcc Points: 3532
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Posted: Wed Dec 06, 2006 4:07 pm Subject: |
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Do you remember the name of the individual lender?? Sometimes these companies have several lenders under one name that they debit with...
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Guest

Debtcc Points: 100
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Posted: Thu Dec 07, 2006 9:16 am Subject: OSL/CMG |
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These are the emails I have received. Any suggestions?
| Quote: |
From : kwarren(at)fsmprocessing.com <kwarren>
Sent : Thursday, December 7, 2006 10:00 AM
To : "Kiley Tillotson" <yelik1>
Subject : RE: LOAN APPROVED - osl marketing
| | | Inbox
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You might want to forward your documents to the state of Illinois. These are legal document that you electronically signed. What do you need the address for?
-------Original Message-------
From:
Date: 12/7/2006 9:59:20 AM
To: kwarren(at)fsmprocessing.com
Subject: RE: LOAN APPROVED - osl marketing
The State of Illinois is telling me this. Even though I signed that it does not matter. Anyways, what is the address of you company.
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From: "kwarren(at)fsmprocessing.com" <kwarren>
To: "Kiley Tillotson" <yelik1>
Subject: RE: LOAN APPROVED - osl marketing
Date: Thu, 7 Dec 2006 09:36:46 -0600 (Central Standard Time)
MIME-Version: 1.0
Received: from mail.infonexxus.com ([209.59.192.25]) by bay0-mc2-f17.bay0.hotmail.com with Microsoft SMTPSVC(6.0.3790.2444); Thu, 7 Dec 2006 07:36:50 -0800
Received: (qmail 31969 invoked from network); 7 Dec 2006 09:36:47 -0600
Received: from 66.64.233.250.nw.nuvox.net (HELO System-10) (66.64.233.250) by drewquinn.com with SMTP; 7 Dec 2006 09:36:47 -0600
Again you did not agree to the laws of your state. You agreed to the governing law. Which is: Both parties agree that this Note and your account shall be governed by all applicable federal laws and all laws of the jurisdiction in which the lender is located, regardless of which state you may reside, and by signing below or by your electronic signature, you consent to the exclusive exercise of regularity and adjudicatory authority by the jurisdiction in which the lender is located over all matters related to this note and your account forsaking any other jurisdiction which either party may claim by virtue of residency.
So whoever is telling you should read over the terms which you agreed. Unless you let me know otherwise I will keep you set up for your payoff of 260.00 which you requested on 12/1/06.
Thank You,
Kristina Warren
OSL Marketing
866-516-9300 ext 103
866-263-1841
kwarren(at)oslmarketing.net
-------Original Message-------
From: Kiley Tillotson
Date: 12/7/2006 9:21:20 AM
To: kwarren(at)fsmprocessing.com
Subject: RE: LOAN APPROVED - osl marketing
I was told that it does not matter what state the pdl is in. They are to go
by the state laws of where the customer lives.
>From: "kwarren(at)fsmprocessing.com" <kwarren>
>To: "Kiley Tillotson" <yelik1>
>Subject: RE: LOAN APPROVED - osl marketing
>Date: Thu, 7 Dec 2006 08:38:13 -0600 (Central Standard Time)
>MIME-Version: 1.0
>Received: from mail.infonexxus.com ([209.59.192.25]) by
>bay0-mc9-f4.bay0.hotmail.com with Microsoft SMTPSVC(6.0.3790.2444); Thu, 7
>Dec 2006 06:38:03 -0800
>Received: (qmail 14153 invoked from network); 7 Dec 2006 08:38:00 -0600
>Received: from 66.64.233.250.nw.nuvox.net (HELO System-10) (66.64.233.250)
>by fsmprocessing.com with SMTP; 7 Dec 2006 08:38:00 -0600
>X-Message-Info: LsUYwwHHNt3660MmjhEvYg2f34OAemlK3oXsmRrh6gU=
>X-Mailer: IncrediMail (5202407)
>References: <BAY102>
>X-FID: 6F8C1C98-8654-42E3-A680-E0A3A64843EF
>Disposition-Notification-To: "kwarren(at)fsmprocessing.com"
><kwarren>
>Return-Path: kwarren(at)fsmprocessing.com
>X-OriginalArrivalTime: 07 Dec 2006 14:38:03.0398 (UTC)
>FILETIME=[4D1CD260:01C71A0D]
>
>I will forward your documents that you agreed to the terms. Please read
>carefully. You agreed to the choice of law in your contract which is
>outside
>your states jurisdiction. So if you would like to payoff on 12/8/06 it
>will
>be 260.00. Please let me know if you would like to payoff, paydown or
>refinance on 12/8/06. The lender does not operate under your states
>guidelines.
>
>
>
>Thank You,
>Kristina Warren
>OSL Marketing
>866-516-9300 ext 103
>866-263-1841
>kwarren(at)oslmarketing.net
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KILEY
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Posted: Thu Dec 07, 2006 9:19 am Subject: OSL/CMG |
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I looked up the FSM Processing on the BBB and they have an unkown address in PA and a address in NV. The one in NV they cannot do a report on because they cannot find where they have a legal business license to operate in the state.
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KILEY
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Posted: Thu Dec 07, 2006 9:29 am Subject: OSL/CMG |
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This is the address she gave me.
We are the service center for CMG Group, LLC.
Their address is
P.O Box 636 Charlestown, Nevis
West Indies
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KILEY
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Debtcc Points: 100
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Posted: Thu Dec 07, 2006 12:23 pm Subject: osl/cmg |
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She emailed again and said there is nothing further to discuss. My payment will be taken out on the 8th(the amount they think should be taken out) and they will not contact me any further.
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YELIK1

Joined: 06 Dec 2006
Posts: 35
Debtcc Points: 1058
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Posted: Thu Dec 07, 2006 12:51 pm Subject: |
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YELIK1, what you need to do is go to your ban TODAY and close that account! This comapny will bleed you dry if you don't. Are you dealing with any other IPDL companies?
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PDLFREE

Joined: 07 Oct 2006
Posts: 1264
Debtcc Points: 18243
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Posted: Thu Dec 07, 2006 1:01 pm Subject: |
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Have you had one with these people?
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YELIK1

Joined: 06 Dec 2006
Posts: 35
Debtcc Points: 1058
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Posted: Thu Dec 20, 2007 12:17 pm Subject: CMG Group, LLC. |
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I made the mistake with CMG, and they hit my bank account every paypay. The amounts they take out don't pay the loan off, it's a finance charge because you didn't pay the loan off. I tried to tell them I never signed anything of agreed to their terms and they claim the "Electronic Signature" button is all they need.
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DPBARRI
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