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 Posted: Mon Dec 11, 2006 7:52 pm Subject: Please help |
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I am a 23 year old single mom who had a great job working for an attorney and got laid off due to hurricane Wilma. Before this inncodent I was paying all my bills on time and after the hurricane I became so over whelmed with debt and working only a minimal paying job, I couldnt keep up. Now I have relocated to a less expensive town and am going to college full time and working a part time job, while raising my son. I need help and would apprieciate receiving more information on this program.
Thanks, Jennie Solis
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Flyshortyjen
Joined: 11 Dec 2006
Posts: 1
Debtcc Points: 60
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| Posted: Mon Dec 11, 2006 8:56 pm Subject: |
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Hi Jennie---welcome to our forum. Here is what you can expect. You have registered as a member on here, which is good. A debt counselor will be contacting you shortly and you can discuss your financial situation and he/she will advise you of different options available to you. Have all of your bills, statements, etc. ready. Good luck and keep reading the postings here and ask questions. You will find a wealth of information.
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Lorri
Moderator
Joined: 27 Apr 2006
Posts: 1728
Debtcc Points: 20969
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| Posted: Mon Dec 11, 2006 10:32 pm Subject: |
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Hi Jennie.
It sounds like you're on the right track. Do as Lorri says, and you'll do fine. Feel free to come back and let us know how we can help. Good luck.
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dbaker6
Moderator
Joined: 25 Aug 2006
Posts: 1609
Debtcc Points: 13841
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| Posted: Tue Dec 12, 2006 12:10 pm Subject: |
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Probably, you can look into a debt consolidation program. Not a loan, but consolidation either through this site, or another reputable one. What the counselors do is find out how much your take home salary is, how much you need to live on (rent, food, etc) and then figure out how much you can afford to pay each month. Then they contact your creditors and explain to them that you are working with a debt consolidation program and set up payment plans using the amount that you can afford to send to them. Some creditors will suspend late payment fees and interest while you are working with a debt consolidation company so your payment goes straight toward the debt you already owe. Each month they should send you a statement that shows where your money has gone, and how close you are to paying off each of your bills. This is a viable solution for many people, especially when you are overrun by debt. Snowballing is better for those who have the money to pay, but like me, have made bad choices in the past about what to pay and when.
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anthony
Joined: 22 Jun 2006
Posts: 462
Debtcc Points: 8670
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| Posted: Wed Dec 13, 2006 6:01 am Subject: loan offer |
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Hello there,
I am Mr chris peter.
Advertisements for loans are against forum rules! Tammy
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cpc_consultant
Joined: 13 Dec 2006
Posts: 2
Debtcc Points: 223
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