experience with Christian Debt Consolidators

I am considering using Christian Debt Consolidators to negotiate my credit card debt. I discovered they are part fo American Debt Foundation. Any experience with either of these companies would be greatly appreciated.

I am sorry! Haven't heard about them.

You may search for the company feedbacks with your local bureaus and the dept of finance in your state. I am sure there will be feedbacks with your local AG too.

How did you find their quote? Have you compared it with other companies?

I used Christian Debt Consolidators to resolve my debt, they worked hand in hand With American Debt Foundation and we were out of debt within 2 years.We did recieve call from the creditors but they explained that was normal on a settlement program I woulld reccomend the service to anybody wanting to negotiate on their balances.

Dave, please do extensive research on this company. Start with google and do a search for "Christian Debt Consolidators" using quotes. A lot of companies throw the word Christian in their title, when their business practices are far from Christian. (There is even a Christian Payday Loan company that charges about 700% interest!) This company might be ok, but research, research, research and compare them with others out there.

I agree Polly. Always check out a company you are considering doing business with. I have seen companies that were " Christian " that scammed people and shut down. I did check out Christian Debt Consolidators and they are members of the BBB.

I am also considering using this company. They are on the BBB, but there is one complaint on ripoffreport.com but the complaint sounds a little crazy.

I had an awful experience with Christian Debt Consolidators. I called for a quote and wanted to move forward with them even though their quote seemed a bit high. However, I started a new job and had to get licensed and trained for my new job, so I put off the application process for a couple of weeks.

Joseph Miller emailed and called me to say that they were going to take money out of my account even though I never signed the application, asked them to proceed nor gave them my authorization. He also called me a jerk and had no care about my time frame or my needs.

I doubt they are Christian and give the Christianity faith a bad name. Just because he ends every email with God Bless - they do not treat others how they would like to be treated.

After this whole bad experience, I am very weary of dealing with such a company and will have to find another one.

Or we can always do it on our own.
Good luck to you!

Many firms with "Christian" in their name also advertise that they are non-profit. Ask them to provide proof of IRS approval as a non profit corp. So far, non of these companies could do it. It's just another way to lull you into a false sense of security.