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I cannot believe they did this! Of course it is not being paid. On top of that my bank decided to transfer the balance of my other account into this account because it is in the negative that I have been trying to get closed! OMG I am having a cow right now! I cannot believe this is happening!

Posted: Fri Dec 15, 2006 3:14 pm Subject:

You will be curious to know why the company was doing this debit. Call them and know their purpose. They should give you one genuine reason of doing the transaction. If they don't verify, tell them that you are complaining to your local AG who will investigate into the matter. I am sure they didn't expect you saying something like this.

Posted: Fri Dec 15, 2006 3:32 pm Subject:

I have already sent them the letter, filed a complaint with the OK BBB, AG, and MD AG. I have about 9 email correspondence with them refusing to settle the loan.

Posted: Fri Dec 15, 2006 5:06 pm Subject: mte

I have warned about this several times on the forums Hudiva. I knew it was going to happen again. It happened to me and I never got my money back either. KYSIDE38

Posted: Mon Dec 18, 2006 8:24 am Subject:

I don't even want any money back from them at this point. I just want them to mark my account "paid in full". It's just extremely frustrating that they keep doing this even though I have communicated to them that the account is not going to accept anymore fund from them and that my bank transferred my balance over to the negative balance account leaving me with zero dollars in my account. Kyside, what is going on with them now? Did they send you to collections?

Guest · Posted: Mon Dec 18, 2006 9:59 am Subject:

I found that in my history with on line PDL's that if they were not paid, for whatever reason, the company did in fact process a check and deposit it for payment. There is nothing worse than being blindsided like that when you least expect it. I did learn, however stupid it is, that the paperwork I signed to get the stupid inital loan, gave them autorization do that if the loan was not paid. Awful isn't it?
I'm sorry this happened to you.

Posted: Mon Dec 18, 2006 1:00 pm Subject:

I just came back from the bank and they are willing to reverse it and now I have a payment plan to settle the account but they are unwilling to credit me back for any of the fees, which is really why the account is negative. They were very unsympathetic, even when I explained to them the extent that I have gone to contact the pdls to get them to stop. They are finally making the account "deposit only" but when I asked them that a long time ago I was given a "no" answer. I am extremely upset over this because I feel like the bank just cares about making money and not really helping the customer. I could have paid it off when it was not so in the negative. Now it has doubled almost tripled in the amount and now making it deposit only is an option.

Posted: Mon Dec 18, 2006 3:25 pm Subject:

Boy, HUDiva, what a rotten thing to happen. I'm so sorry this happened to you. I hope things get better soon.

Posted: Mon Dec 18, 2006 3:30 pm Subject:

HUDiva, who do you bank with? by any chance B of A

Posted: Mon Dec 18, 2006 4:33 pm Subject:

Sue- Just when I was having so much luck settling many of my accounts this happens. I'm going to write a letter to the bank's corporate office because I do think that they didn't handle my case well.

Drowning- Yes B of A. They aren't very helpful unfortunately. Crying or Very sad

Posted: Mon Dec 18, 2006 5:15 pm Subject: loan

Hudiva, They did not send me to collections. My AG stepped in on these companies. I overpaid this bunch by a thousand dollars. Basically he told me if they are not licensed dont pay them anymore. KYSIDE38

Posted: Mon Dec 18, 2006 7:38 pm Subject:

Yahoo has this thing called disposable email addresses. It's basically a "fake" email address you can give out and when people send emails to it, it forwards them to your real email. When you start getting a lot of spam, you can delete the disposable email and still keep your real email.

A while ago, PayPal (I think it was them) had disposable credit card #s, where you could shop around online without giving your real card # out.

I think banks need to start making disposable account numbers. You give a payday store your imaginary account number, and as long as you authorize transactions, they can use it. When you go deactivate that account #, their requests get blocked.