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The bill with Dell doesnt seem to go down

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PostPosted: Tue Dec 19, 2006 9:51 am Subject: The bill with Dell doesnt seem to go down

I Have Been with dell for some where around 4 years and i started out with 2 computers and there was like 1200 and i have been paying on them each month and the bill DOESNT go down it has ben going up more nad more each month Now my computer are 1777. I havent payed on them for 2 months now.should i just let it go and let the credit agcy get in touch with me or What should i do to get them payed off? i am soooo sick of dealing with dell now.. Mandy
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PostPosted: Tue Dec 19, 2006 9:58 am Subject:

Are they charging you a high interest or something? It sounds like your interst is super high and the minimum monthly payment is barely enough to cover what's tacked on for interest. Do you get monthly statements from them, does it show why your balance is not dropping. You may want to try and work something out with dell before it gets to a collection agency so it doesn't mess up your credit. Let them know you don't understand why your balance is not dropping.
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PostPosted: Tue Dec 19, 2006 11:19 am Subject: Interest

My interest is at 29.99% Sad thats high i might just call them see what i can do if they will help me out You know if they will knock off anything to make it lower to pay off ?
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PostPosted: Tue Dec 19, 2006 11:22 am Subject:

Wow that is pretty high, I would definatly call them and see if there is anything they can do to help you.
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PostPosted: Tue Dec 19, 2006 11:40 am Subject:

I am New at all of this so i was just paying the bill and going on.. so just what i am going to ask them to help me with?
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PostPosted: Tue Dec 19, 2006 1:56 pm Subject:

Well there might be anything they will be able to do, I'm not sure if they can lower the interest or not. Is there anyway you can send more than just the minimum payments.
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http://www.idfpr.com/dfi/ccd/ccd_licensees.asp

ILLINOIS PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=IL

WISCONSIN PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=WI

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PostPosted: Wed Apr 02, 2008 12:01 pm Subject:

The only way to get out of that 30% interest is to make big payments each month and get it settled as quickly as possible. The less you pay Dell the higher the fees get...
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