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 Posted: Sun Dec 24, 2006 10:49 am Subject: debt free |
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I am trying to get debt free but it feels like each month goes by and it is getting worse for me finanially I cant even make my monthly payment!!
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yvettefontenot
Joined: 24 Dec 2006
Posts: 1
Debtcc Points: 29
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| Posted: Sun Dec 24, 2006 10:56 am Subject: |
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Welcome to the forum. One of the problems with the credit cards is 1) if you miss a month, then next month the minimum doubles; 2) if you are always making just the minimum payments, then your balance will never go down.
How much do you owe? What makes up your debt (credit cards, payday loans, etc.)? With more information, we may be able to give you some specific advice on how to handle your load.
Since you registered, a debt counselor in your area will be calling you (probably Tueday) to evaluate your situation and setup a plan that should work for you.
In the meantime, you can browse our posts to see what others may have done in the same situation. Good luck and keep us posted.
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DebtCruncher
Moderator
Joined: 07 Nov 2006
Posts: 1569
Debtcc Points: 17628
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| Posted: Tue Dec 26, 2006 1:53 pm Subject: |
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the debt counsler helps.
_________________
ITS ME AGAIN
AKA BEAUTY 1217
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BEAUTY1217
Joined: 28 Nov 2006
Posts: 283
Debtcc Points: 6290
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| Posted: Tue Dec 26, 2006 4:02 pm Subject: |
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Welcome to the Community  You aren't alone, but we are here to help guide you! Have a look at this link on consolidation at http://www.debtconsolidationcare.com/benefits.html it explains a little about consolidation, and you can decide whether or not this is right for you, when the debt counselor contacts you. Feel free to ask questions, and post!..KAren
_________________
As long as you are alive, there's always hope
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Bossy4455
Moderator
Joined: 27 Feb 2006
Posts: 5465
Debtcc Points: 64243
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