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 Posted: Wed Jan 03, 2007 8:46 pm Subject: can you help?? |
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i am trying to avoid reposition of my vehicle
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LIL_TWEET_18
Joined: 03 Jan 2007
Posts: 1
Debtcc Points: 42
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| Posted: Wed Jan 03, 2007 8:56 pm Subject: |
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Have you tried contacting the company? Most are pretty good about trying to work something out. If you communicate with them, they're more willing to work with you.
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dbaker6
Moderator
Joined: 25 Aug 2006
Posts: 1609
Debtcc Points: 13841
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| Posted: Wed Jan 03, 2007 8:57 pm Subject: |
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Without more detail, I can't shed too much light. Don't take this personally, but you can't have the car for free. When you get 2-3 or more payments behind, they will want the car back.
The only way to avoid reposession is to either bring the account current, or at least make some type of arragements with the creditor and show them you are not trying to skip out. Call them, or answer the phone when the call you. Ignoring their calls is a good way to get the car reposessed.
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DebtCruncher
Moderator
Joined: 07 Nov 2006
Posts: 1569
Debtcc Points: 17628
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| Posted: Wed Jan 03, 2007 10:12 pm Subject: my story |
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You cant run forever. My brother just got a repo. The sad thing is I believe he could have avoided it if he would have tried to work out something. Do as Debtcruncher says and give it a try. KYSIDE38
_________________
RYDERS OF THE NIGHT
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KYSIDE38
Joined: 19 Jun 2006
Posts: 2502
Debtcc Points: 37316
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| Posted: Thu Jan 04, 2007 12:17 pm Subject: |
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By laws, creditors don't need to inform if they are thinking of picking your car. They will find your car in the parking lot and when you return back, you will see it's gone. It can happen if you are behind in your payments even by one day. Go ahead and call your creditors. You can actually save a lot of hassles by making one single phone call.
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PassionHunting
Joined: 30 Jun 2006
Posts: 514
Debtcc Points: 3674
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