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Posted: Fri Jan 12, 2007 6:53 am Subject: DIY

Can I consolidate IRS debt with old debt on my credit report?

Posted: Fri Jan 12, 2007 4:32 pm Subject:

Most IRS debts can be consolidated. I know the IRS has a dept. that offers certain hardship programs to people in financial stress. Visit http://www.irs.gov/ and find a contact number. Talk to someone there and explain your situation. You might get some guidance.

Posted: Fri Jan 12, 2007 4:48 pm Subject:

You can consolidate your IRS debt. However, have you considered making payment arrangements with the IRS yourself? I know that they offered my aunt a payment plan to pay off her debt (which she eventually did).

Posted: Fri Jan 12, 2007 5:28 pm Subject:

IRS debt is kind of like medical debt; you can propose almost any payment plan and they will more than likely accept it (They are very agreeable to work with). Why pay a consolidator when you can do it on your own for free, and on your terms.

I had an IRS debt just a few years ago; I proposed $35 per month until paid in full and they accepted it with no resistance whatsoever.

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