i need to find out if i have loan with you guys

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Look at your bank statement or your account on line, if you can access it. You should be able to tell from there or maybe even call your bank.

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I UNFORTUNATELY use to work for UCL when they FIRST started the comapny. I think there were maybe 12 people that ran it, and I was one of them. I had NO clue what they were in to and would ask TONS of questions...which basically made them start turning against me. They advised me not to answer certain kinds of questions over the phone, my supervisor would degrade our customers when speaking to them, ran thinsg kind of funny to avoid any legal action being taken against them. Needless to say, I warned all of the customers I came into contact with and left the company. I really didn't think they were doing anything illegal, only unethical...until I read some of these comments about the cease and desists. I didn't always have the internet or a computer so didn't have the means to warn everyone...but now years later I am in a class that prompted me to review this situation again.

The truth is taht Michael is right. The procedure he described is EXACTLY the way you need to stop the loan. It says it RIGHT in the paper taht you sign. Make sure you read ALL fine print and every other part of the contract. Your interest rate does vary based on when you start your loan too and they are insane...like 200% or more sometimes. They don't look at taht though. They look at the set amount you have to pay back per what you borrow. So if you REALLY need the loan, try to hold out a day or so until the timing is right. It's best to request the money right aroudn the time you are getting paid if I remember correctly because that gives you more time up until your next pay day. That reduces the interest rate. Most people don't need money close to their pay day though. So good luck to everyone...and make sure you READ!!! This is a company that tries to bank on the ignorance of people in a crisis situation...they EXPECT you to be desperate for cash and to just sign without reading and never review your contract...or they hope you are to stupid to understand it. I know those are harsh words...but they come from the mouths of those that truly run that place, and you need to know the truth and protect yourself.

UCL is only one of many companies that are run by the same individuals. They practically own all of those internet pay day loan companies. They can actually see if you have a loan out with another company of theirs...and sometimes they'll deny you based on that...while others will just laugh and approve it. They have so many different names for their sites to target different audiences and for tax purposes. They actually had a site at one time called beermoney.com and people actually used it. They also screw over employees and don't actually pay them over time. They pay them from over time hours under a different company name so they don't have to pay them more and they don't tell you until AFTER you get the small check. They are disgusting people...but I am pretty sure they aren't doing anything too illegal...just HIGHLY unethical. The banks want to regulate them...probably because it could take money out of the banks pockets.

Look up pay day loans and wikipedia and it actually explains everything pretty well.

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I borrowed 300.00 from united cash loan in 4/08. on 7/31 they took out 535.oo. How do I contact them?

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Please go through the following link to know more about United Cash Loans: -

United Cash Loans: Be aware of this company

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try this number 1 800 279 8511

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read the terms before you sign. they do this because you didn't pay back in time. if you read the terms instead of being cash hungry you would've seen that.

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there just is no way i can pay all this money back . Is there anyway i can get out of it. by money i mean pay day loans

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1800-279-8511

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:x i am very angry at united cash loans they keep taking money from my account every week when they said every other week i also want there phone number linda

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Either place a ACH block on your checking account or close the account altogether.

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I got a loan and was screwed with-in 3 days. They hit my accout 3 times before the origonal due date. I don't know if I should have someone pay these guys a visit. I have money owed to me that I could be let go if they do me a favor instead. It seems to me they could do a fine business without the rip off factor.

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class action suit is the only way to go if anyone out there has any qualms about infilicting physical injury. I mean that in a metaphorical sense. I would never, and this is for the record, not break any arms or legs or crush a windpipe or do any type of spinal injury to some one who ripped me off

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i need to talk to some one about my loan my number is phone # removed per TOS rules---mobile

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I have to manypay day loans and need help getting out of them fast.

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1-866-726-6669 :twisted:

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