hi finsfan13 i need someone who really knows my problems, now my job got an demand letter first then she got a intent letter i just call to see if something came in from cash tranferscenters, she sid yes i got scared again because i didnot think they could do any thing after i revoked them but they still are tring. my job is looking as if they will let it happen. the link you sent i tried to pull it up and it wont let me so i cant see it try it again it says cannot find when i pull it up. i need to know what to expect next i ask the lady to explain how itt goes she just says she is doing her job acts as if i have no right to ask her she said you should pay your bill, i called them and ask to make a payment arrangement, but they said they will only except the full payment from me, no small payments, the only way they will except a small payment is through my job why is that, fin i need someone who really knows what going on. tell me and also what if the rest does this what to do. waiting on your reply.