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 Posted: Mon Jan 22, 2007 6:54 pm Subject: I need help to stop credit harassment from Route66funding |
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I need help to stop credit harassment from a pay day loan, i tried to pay these people back and I dont owed but 300. It went from 200 to 600
They kept trying to deduct money out of my account whe there was nothing in it
I told them many times my bank account was closed however they kept trying to take money out which always open my bank account back up
Now I owed the bank over 800 dollars in over nsf fees because of these people
They clearly knew that I no longer have a checking account
But they kept trying to deduct money off
I been sending their money by western union and money gram, we agreed to this
They picked ip up one but today they called and said now they refuse to pick it up
I am going to court and file small claims action against these people , they are clearly ignoring the letter i send to them and keep calling me on my job
| Quote: | To:Route 66 Pay Day Loan
Date: Dec 27.2006
Re: 123-45-6789
Notice to Cease Communications
Dear All Route 66 Staff:
This is to advise you that pursuant to the Fair Debt
Collection Practices Act (fdcpa) 15 USC §1692c(c), you
are hereby notified to immediately terminate any
contact with me, or any members of my family or
household, regarding any matter concerning the
collection of an alleged debt you attempting to
collect. This notice shall include, but is not limited
to written correspondence, as well as telephone
communication.
You are harassing me by calling numerous times at my
Job phone numbers removed for your protection...fins
You are harassing me calling numerous times and
leaving messages.
I do expressly request that you cease any
communication to me pursuant to the FDCPA §1692c.
Be advised that since I reside at the above address
123 s wells Chicago IL, you are warned
that any contact with a neighbor or other person will
not be "locator" information and will be considered
grounds for legal action against you.
Please also be advised that you may not contact me at
my place of employment because my employer prohibits
me from receiving such communications.
I simply wish you to cease all communication (mail,
phone calls or other) with me or any member of my
household. This includes my place of employment. I do
not admit or deny liability on the debt. I just want
you to stop contacting me.
I intend to keep a log of any contacts by email you
make with me after you receive this letter. I am aware
that further communications by you will make you
liable for $1,000.00 per communication, plus actual
damages and attorney fees.
You may contact me by mail or email to tell me that
you are ceasing communications.
Sincerely
ss
my email to them route 66
look I called 4 times with the bank routing number
and my account number and i also emailed you all three
times
every time i call who ever i am talking to act like
they don't know what i am talking about,
I asked for a manager today at 5 40 Chicago time and a rude man came on i tried to explain to him that i wanted to know did they set up my info for the new direct deposit info at rush I gave him my account number and routing number
he was very rude and hung up the phone
i tried to work with you people many times and i am
not getting any where. They keep having people that dont speak english 5 10 times a day on my job
do what you have to do sue me what ever I am sick of
this you all are very un professional and they have to
many people that barely can speak English working at
route 66
and it seems like u all is not sharing info
one person tell me one thing and that every thing went
through with my arrangements then 5 minutes later
another person call me at work asking me how i want to
take care of this account
and don't know what they are doing
you can keep going on I tried my best to pay you guys
even offering to send your payment by pay pal ,
western union or money gram
please leave me alone take me to court |
Well three days later it was in my account and it was
To late for me to return the payment because the other
Creditors had deducted their payments out
All in all the money was deducted and i still owed you
All
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stressed
Joined: 22 Jan 2007
Posts: 11
Debtcc Points: 344
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| Posted: Mon Jan 22, 2007 6:59 pm Subject: |
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These idiots aren't going to take you to court, they are unlicensed and operating out of the UK. If it isn't too late go to another bank and open a new account. And file a complaint with your Attorney General's Office. This company isn't licensed to loan money to anybody in the US. And they will threaten arrest, fraud, etc....They are LIARS.
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5316
Debtcc Points: 71262
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| Posted: Mon Jan 22, 2007 7:06 pm Subject: |
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So so sad and stresfull at the same time They are liars they did this same thing to me but I did pay the 475.00 foe a measly 150.00.... i cant stand these people! i am dealing with just one now CALLED my cash now ANY HELP?
_________________
IN DEBT, BUT STILL BLESSED...
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TASHA_MOSELEY
Joined: 16 Aug 2006
Posts: 416
Debtcc Points: 10833
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| Posted: Mon Jan 22, 2007 7:10 pm Subject: attorney |
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get an attorney
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hsrmediation
Joined: 21 Jan 2007
Posts: 15
Debtcc Points: 269
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| Posted: Mon Jan 22, 2007 7:11 pm Subject: |
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hsrmediation who needs to get an attorney?
_________________
IN DEBT, BUT STILL BLESSED...
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TASHA_MOSELEY
Joined: 16 Aug 2006
Posts: 416
Debtcc Points: 10833
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| Posted: Mon Jan 22, 2007 7:17 pm Subject: info you provided |
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their are attorneys that are out there that deal with scum like these people that are taking advantage of you and continously violating the fdcpa. You may be able to sue the company that is harassing you.The best news is that typically, each violation can be a $1,000 fine. look at fdcpa violation sue in google,
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hsrmediation
Joined: 21 Jan 2007
Posts: 15
Debtcc Points: 269
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| Posted: Mon Jan 22, 2007 7:27 pm Subject: address |
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it you need it: Route 66 Funding
46 State Street
3rd Floor
Albany NY 12207
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hsrmediation
Joined: 21 Jan 2007
Posts: 15
Debtcc Points: 269
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| Posted: Tue Jan 23, 2007 6:11 am Subject: |
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This company is absolutely shameless. They don't care who they hurt, humiliate or cause harm to in order to get what they consider "their due". They will lie, harrass and even cost people their jobs by contacting them at work multiple times in one day.
Stay away from them. If you are considering taking out a payday loan, please don't. Try to find a friend to take a loan from, or a family member. But definitely stay away from Rt. 66, or any of their many affiliates. Although they may be one of the easiest companies to get a loan with, they more than make up for that by making collection one of the worst experiences you'll ever have.
_________________
A journey of a thousand miles begins with a single step...and becoming debt free is a journey!
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SUEBEEHONEY70
Moderator
Joined: 12 Oct 2006
Posts: 4392
Debtcc Points: 61065
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| Posted: Wed Jan 24, 2007 5:15 pm Subject: Hi |
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Thanks to all the replies, I did file a complaint with The federal Commission, these people are also Located in Nevada. Thats where I send my payment by Money Gram
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stressed
Joined: 22 Jan 2007
Posts: 11
Debtcc Points: 344
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| Posted: Wed Jan 24, 2007 7:49 pm Subject: |
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streesed? thanks for the lead in Nevada, hsr a definite thank you for the NY lead.....cause thats where I traced their London calls out of
*chuckle*
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texasconsumeractivist
Debt Samaritan
Joined: 23 Jan 2007
Posts: 680
Debtcc Points: 553
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| Posted: Thu Jan 25, 2007 5:42 pm Subject: |
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Whomever it is that sent a payment to Route 66 Funding in the State of Nevada, there is no listing for them on file with the State of Nevada......this is per Nevada's Business Entity Search, Secretary of State's Office
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texasconsumeractivist
Debt Samaritan
Joined: 23 Jan 2007
Posts: 680
Debtcc Points: 553
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| Posted: Thu Jan 25, 2007 6:46 pm Subject: Thats the address they gave me |
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Thats the address they gave me and when I called money gram they said the money was picked up
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stressed
Joined: 22 Jan 2007
Posts: 11
Debtcc Points: 344
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| Posted: Thu Jan 25, 2007 6:51 pm Subject: |
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Do not send them anymore money period is my *personal opinion*........they cannot send you to jail for anything. They are not licensed with The State of Nevada or New York their base of operations in the US.....*FRAUDULENT* Do not give them a dime more, contatc the authorities in your state & report 'em!
Theres another thread on these clowns here in the forum to browse through, okie dokie? Matter of fact, what state do you live in? I'll get the right info for you.
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texasconsumeractivist
Debt Samaritan
Joined: 23 Jan 2007
Posts: 680
Debtcc Points: 553
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| Posted: Thu Jan 25, 2007 7:00 pm Subject: My loan was 200 they said I will owed 280. Route66 |
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My loan was 200 they said I will owed 280. I had 4 loans from these people and always paid in full,
however some one else debit money out of my checking account which i dint authorized this person to do so and that made my account go into negative because they did it 7 times,
to make a long story short when Route 66 tried to debit the 280 out I had no more funds. and who ever was trying to debit out of my account they kept doing it making me have a lot of NSF on my account. so i asked route 66 could I pay them another way until I get this all worked out with the bank and they refused
Next thing I know it went from 280 to 650
I finally got some one to give me the money gram number so i can pay them something so i got the payment down to 200 and the day before I was to make the last payment route 66 called me at work and told me that they will no longer take payments from money gram that i have to give them a checking account number,
I asked them whats the big deal as long as they get paid
I only owed 200 and I will pay it all that day by money gram which they refused, i did send it by money gram any way and called them back to let them know i send the money and they said they will not pick it up so i went got the money back,
I now think they are the ones who tried to debit money from my checking account in another name to make my account go over draft just so when they try to debit my account it will be returned to them
it seem like they dont want to accept the money so that they can keep charging me late fees, How can you pay some one and they refuse to pick it up. I did get all them other charges from this other bank cleared and credit back to my account however although I told route 66 I closed that account they was still trying to debit money which I had none in there and that bought me new charges
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stressed
Joined: 22 Jan 2007
Posts: 11
Debtcc Points: 344
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| Posted: Thu Jan 25, 2007 7:09 pm Subject: |
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stressed, if I may ask what state do you live in? I'll go hunt down the info to help you get started out & stick with you to see it gits done.
Do you have any records of these transactions? just yes or no....Hang in there, think Route 66 has become my *pet project* as of late, lmao!
Chin up, big smile! Their in for the surprise of a lifetime!
*great big ol chuckle*
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texasconsumeractivist
Debt Samaritan
Joined: 23 Jan 2007
Posts: 680
Debtcc Points: 553
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| Posted: Sat Jan 27, 2007 8:57 am Subject: Thanks |
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 Hi I live in Chicago IL Thanks for the info and your offer to help me out, yes have proof from my bank statements and the rec i have from the currency exchange when I send them a money gram and Yeah lets get them crooks 
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stressed
Joined: 22 Jan 2007
Posts: 11
Debtcc Points: 344
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