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 Posted: Tue Jan 23, 2007 8:52 am Subject: letter from rio |
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I sent Rio (working through tendollarpaydayloan.com in my case) a form letter a few months ago, and after not hearing anything from them in like, 2 months, this is what they send me:
| Quote: | Date: 1/21/2007
Dear MS. SMITH:
The purpose of this letter is to offer you a substantial discount to settle your account with TenDollarPaydayLoan.com. No one wants to have
delinquent accounts that will affect their credit worthiness so we have tried to make it easy for you to pay your outstanding balance with us. Your total outstanding delinquent balance is currently $12.00. We will apply a 25% discount to your account in the amount of $3.00 provided that you respond to this offer within 7 days. This means that you can settle your account with MTE Financial Services for only $9.00. If you respond to this offer, we will quickly remove you from Teletrak, our consumer reporting agency, so that your personal check writing or debit card privileges are not jeopardized by your delinquent account with us. We will also notify the outside collection agency that your account, which had been placed with them, has now been settled and is marked paid in full. Please accept this last chance opportunity to settle your account, save money, and straighten out your credit. To take advantage of this one-time offer, simply choose one of the 3 following options listed below, complete the information and fax this entire email with the requested documents and information to 866-539-7503. Should you have any questions, please feel free to call one of our customer service representatives at 866-465-5054 or email to recovery(at)invcity.com
Sincerely, Ms. PhillipsCollections Manager
SAVINGS OF: $3.00OFFER EXPIRATION DATE: 01/28/07
OPTION 1:Please deduct the total amount due from my checking account on: ____________________
OPTION 2:I will send the full amount through MoneyGram on: ____________________
OPTION 3:I would like to pay the full amount due by using my credit card on: ____________________
If you wish to deduct your checking account, you must fax us a copy of your voided personal check to verify account numbers. To pay by credit card, you must speak with one of our representatives so that we can obtain credit card information from you. To pay by MoneyGram, you must speak with one of our representatives for
sending instructions.
Signature: _________ |
_________________________________
Ok, so I'm not stupid enough to give them my new account information or my credit card number, but would it just be easier to send them a moneygram?? Or would that be like admitting that they are right and that I actually owe them money? I mean, it's $9.00!! Should I cave or ignore??? Thanks guys!
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sheenasmith0715
Joined: 04 Oct 2006
Posts: 10
Debtcc Points: 582
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| Posted: Tue Jan 23, 2007 9:20 am Subject: |
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well if all it takes is 12 to get these a** holes off your back i would do it!
_________________
IN DEBT, BUT STILL BLESSED...
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TASHA_MOSELEY
Joined: 16 Aug 2006
Posts: 416
Debtcc Points: 10831
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| Posted: Tue Jan 23, 2007 9:27 am Subject: |
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No, do not give them any of your account information, banking or credit card. Rio Resources is part of MTE Financial out of Oklahoma. They have been banned from making loans in Oklahoma. This makes this loan null and void.
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CowampChicken
Joined: 20 Dec 2005
Posts: 3682
Debtcc Points: 36188
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| Posted: Tue Jan 23, 2007 9:37 am Subject: |
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They have been ordered by Oklahoma to cease and desist operating all together and that includes to consumers from other states. I believe they have been ordered to stop collecting on all outstanding loans. You should let them know you are aware of this. And if all they want is $9, then send them a money order.
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5324
Debtcc Points: 71256
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| Posted: Thu Apr 12, 2007 8:31 am Subject: Weird Weird Weird -- |
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OK. What is THIS supposed to mean?
| Quote: | | You need to do what you have to but I can already tell you that taking that step has never helped someone that owes this company money. You can choose to have your attorney contact this office. I am not threatened because you’re stating you’re sending correspondence to any other party because I know the steps that will be taken so you’re dealing with the wrong person. I am making sure I provide you with all the information to eliminate this company from any and all false accusations. I have sent the balance inquiry and statement via email and it will also come to your mailing address. The other information you’re requesting can be confirmed by your banking institution easily. Also, I am now emailing you a release form so you are provided proof of your online loan contract that you entered into. You need to fully complete this release form and have it signed by a notary public so that I can release your contract. If this is not done then you will not get the contract. Again, this contract was available to you when you applied for this loan. You could’ve printed it out for your records. We can go the long way if you want to but we’re going to end up the same way after you do so try not to drag out this process. Thanks |
All I asked for what a copy of my contract with the company.
What the HECK??
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SarahR
Joined: 05 Apr 2007
Posts: 151
Debtcc Points: 2442
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| Posted: Thu Apr 12, 2007 8:45 am Subject: |
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I would not sign a darn thing to send to them.
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Sassnlucy
Moderator
Joined: 12 Mar 2007
Posts: 2612
Debtcc Points: 28230
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| Posted: Thu Apr 12, 2007 8:52 am Subject: |
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Oh, I'm not -- it says something about releasing financial information between us and them -- I am not giving them permission to look at anything of mine. I told SW that if she can't verify my debt with a contract, then I don't owe a debt, and won't be paying it.
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SarahR
Joined: 05 Apr 2007
Posts: 151
Debtcc Points: 2442
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| Posted: Thu Apr 12, 2007 9:28 am Subject: |
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This is an old post. I think they settled it quite some time ago.
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5324
Debtcc Points: 71256
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