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Posted: Sun Jan 28, 2007 7:42 am Subject: Any dealt w/ paydayservices.com ?

I have emailed them a settlement letter since i have overpaid a $450 loan 830.00 thus far in interest.
I emailed them friday but have not heard back from them. Has any one dealt with this company before with a settlement and if so, how did you make out? I reemailed the letter to them demanding a confirmation of this email and to close my account. I tried doing search here and online and to no avail. Just curious when i will hear from them and hopefully i can put this behind me and move on. On Monday i plan on submitting a complaint with the MASS General Attorney's office. I have the paperwork i need to mail out on Monday as well. Thoughts?

Posted: Sun Jan 28, 2007 9:03 am Subject:

Kimmy, which company are you referring to?

Posted: Sun Jan 28, 2007 9:04 am Subject:

anyone hear of this PDL?

Posted: Sun Jan 28, 2007 9:05 am Subject:

paydayservices.com

Posted: Sun Jan 28, 2007 9:05 am Subject:

Sorry, now I see it in the title. I have not but maybe someone else has, they will respond if they have.

Posted: Sun Jan 28, 2007 9:06 am Subject:

paydayservices.com

Posted: Sun Jan 28, 2007 11:41 am Subject: loan

Kimmy, This is another new one I have not heard of. I would send complaints to the Attorney Generals consumer division in your state. These people are changing names and running from the law so much its hard to keep up with anymore. Best Wishes Kyside38

Annette44 · Posted: Tue Jul 10, 2007 4:25 pm Subject: Paydayservices.com?

I know this thread is old but I was wondering what the outcome was. I recently sent the a refund letter for two loans I had through them. On the first loan, I paid $975 on a $300 loan. On the second loan, which I was still paying on, I paid $500 so far on a $300 loan. If anyone knows anything about this company, please let me know. I'd really appreciate it.

Thank you

Annette44 · Posted: Thu Jul 12, 2007 8:42 am Subject:

anyone?

Posted: Fri Mar 07, 2008 7:35 am Subject:

Payday just ignored by letter/calls/emails.
They took the entire amount plus fees next period.
Lesson learned from me. Stayed away. I got no where with this PDL shark.

Knownsomeoneontheinside · Posted: Fri Jul 25, 2008 4:40 pm Subject: becareful

FFD RESOURCES...WOW SHE FEELS SO BAD FOR YOU AND OTHER PEOPLE WHO HAVE GOTTEN CAUGHT IN THAT TRAP Sad

. PEOPLE ARE SO EXCITED TO QUALIFY THAT THEY DON'T REALLY LISTEN TO THE REPAYMENT OPTIONS. IT STATES THAT ON YOUR FIRST DUE YOU CAN PAY YOUR LOAN IN FULL BY CALLING ATLEAST 3 DAYS BEFORE YOU LOAN IS DUE, YOU CAN CHOOSE TO PAY THE FINANCE FEE PLUS ADDITONAL MONEY TOWARDS THE PRINCIPAL IN A 25 INCREM. MEANING YOU CAN PAY THE FFE PLUS AND AMOUNT OF MONEY YOU WANT AS LONG AS ITS IN A TWENTY FIVE DOLLAR INCREMENT. OR YOU CAN CHOOSE THE THIRD OPTION WHICH IS TO DO NOTHING MEANING THT YOUR ACCT WILL BE CHARGED THE FF ONLY. NOW IF YOU CHOOSE TO DO NOTHING YOUR ACCT WILL BE CHARGED THE FFE ONLY. ON YOUR FIFTH REFINANCE YOUR ACCT WILL BE CHARGE THE FF PLUS THE ADDITONAL 50 DOLLARS TOWARD THE PRIN OF THE LOAN. BY PAYNG DOWN ON THE LOAN YOU WILL BE LOWERING YOU PRINCPAL AMOUNT AND THE FINANCE FEE WILL BE LESS. ITS LEGAL BECAUSE YOU SIGHNED THE DOCUMENTS AS WELL AS YOU GET A COPY OF YOUR DOCUMENTS TO READ AT YOUR CONVIENCE.
ITS CRAZY BECAUSE YOUR NOT THE ONLY ONE. ITS FINE FOR SOMEONE WHO CAN AFFORD TO PAY THE LAON RIGHT BACK, BUT MOST PEOPLE WHO TAKE THESE LOANS OUT ARE IN A BIND AND THINK ABOUT IT THEY CAN REFINANC 4 PAYPERIODS SO THEY PAY JUST THE MINIMUM. THEY DONT UNDERSTAND THAT THE FFE GOES TO THE COMPANY. THEY HAVENT PAID ANY MONEY TOWARD THE PRIN FOR FOUR PAY PERIODS. THINK ABOUT A LOAN THAT IS $500 THE FF FOR SOMEONE WHO IS A PAID BIWKLY CAN BE EITHER $75( WILL DOUBLE ON THE SECON PAY PERIOD TO $150) OR $150 SO YOUR PAYING $600 OR $525 TO THE COMPANY. AND NOTHIN TO THE PRIN. SO IMAGINE FINDING OUT WHEN THE PERSON CALLS WANTING TO KNOW WHY THE COMPANY IS STILL TAKEN MONEY OUT OF THE ACCT. ITS A SHAME THT YOU GOT, GOT! BUT LEARN FROM THIS AND PUSH FOR YOUR STATE TO MAKE PAYDAY LAONS ILEGAL IN YOUR STATE. DO A MASS WARNING TO PEOPLE.

Posted: Sat Jul 26, 2008 6:41 am Subject: reply

i agree with your last statement guest,but the rest you can keep.you see,i got this pdl loan shark from a pdl finder site like
all my pdl's.therefore it is up to the lender to ensure that the
borrower receives a copy of there terms&conditions and can opt out if they choose.as to your other point,most if not all these pdl loan sharks make it impossible to pay because they
don't give a useable ph# or just ignore the borrowers request to
pay the loan.nice effort except for the all caps.

Knownsomeoneontheinside · Posted: Fri Aug 01, 2008 5:46 pm Subject: get your facts straight

first of all Debt Samaritan. Your repayment options are sent via email as soon as the loan is approved. terms and conditions everything! as well as doc 5 gives then the option to cancel the loan. its not the lenders fault that the borower doesn't read the information. it is told to them when they take the loan out and at the end they are asked " do you have any questions about your repayment options. all that person is worried about is the bind they are in and the fact that, that loan is a way out of the bind. this is a buisness. they provide the service because there is a need. you act as though someone twists their arms this is a free country.

Posted: Sat Aug 02, 2008 3:11 pm Subject: reply

first off,thanks for the stupid quick message.second i requested
a copy of a contract along with terms and conditions.none came
in the meantime they violated illinois lending laws left and right.
when i tried to call and email i couldn't for some reason.so next time you want to do the typical troll speak save it.i'm not interested.

Knownsomeoneontheinside · Posted: Thu Aug 07, 2008 3:10 pm Subject: talk facts not opinion

Debtsamarian. Lets use a little commonsense if it was ilegal the company wouldn't be able to provide loans in the state of illinois as well as they would be shut down by now. But b/c of people in need like you they are making 100's of thousands a dollars a month. Lets not speak from opinion or frustration. speak w/the facts. if you wanted the docs and you had a loan all you had to do was call the 800#.

Posted: Fri Aug 08, 2008 6:02 am Subject: reply

you want facts troll here are the facts.

1)i did call your stupid 800#some other waste told me three
times i would get it.didn't happen.
2)this pdl is illegal in IL,how else was my legal balance of 109.00 rendered null and void by the AG.
3)pdl's such as this are going to go away soon.

there are the facts troll,now you go away.you have people who don't know there rights,or haven't seen this sight to harrass.i do give you credit for addressing me properly.

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