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Sub: #17
Replied on 03-03-2007, 09:22 PM
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To update on this issue, my attorney just emailed me an image of the last statements from Asset's attorney office. My address was masked on the two statements and replaced with the word "Attny Acct", and they were both dated in Sep. of 2003. The only charges shown on them were finance charges on the two accounts. I think they were accumulating finance charges, but they still don't show when my last payments on these two accounts were. What do you guys think in this case?



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Sub: #18
Replied on 03-04-2007, 04:49 AM
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SOLO
I am in the same boat, much smaller amount, for a providian account. I did contact a lawyer, I just got the 10 day notice on the account. There was much more that proceeded. The attorney told me that he wished I would have contacted him earlier, he could have gotten it dismissed. However he did tell me to answer the court summons or they would win by default. I simply typed up a reply to each allegation in the summons, filed it on friday, with in my ten days and mailed them a copy. You will need to answer to this at the very least to the court. Don't be intimidated. It is a pretty easy process. Just make sure they do not win by default, if you don't respond they will. Answer each item and file it with the court that you are being sued in, it won't cost you anything to do this. For example: 1. Defendant is an adult who resides at yada, yada, yada. My reply: 1. Yes, defendant is an adult that resides at yada, yada, yada.

The attorney also advised me that I should not admit to the debt while answering to these allegations. For example. 6. Defendant owes plaintiff $******, with 6%, yada, yada. 6. declined

Reason, you don't put this in there, this card was charged off and sold. I did not apply for a card through them, nor do I owe the amount they are stating. Bottom line, they don't own the debt or at least they have not answered to my debt validation to prove they do. Hope this helps.

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Sub: #19
Replied on 03-04-2007, 10:26 AM
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But in this case they still have the Citi card statements, only in this case my address part was replace with the word "attrny acct" in it. And I did hire an attorney to do this. I hope he knows what he is doing... He used to be a lawyer for a major discount sotre chain that still exist nowadays.




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