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 Posted: Sat Feb 10, 2007 10:20 pm Subject: Credit card question |
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I was just wondering how many credit cards a company would consider to many. I currently have 2 and am trying to rebuild my credit. I have very low limits on the card and am currently paying a car off....I didn't know if the 2 cards that I have, which are in good standards and have never been paid late or maxed will really help boost my credit or not. If anyone has any suggestions just let me know. I would appreciate it a lot.
thanks!
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stephaniemjmcintyre
Joined: 10 Feb 2007
Posts: 8
Debtcc Points: 329
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| Posted: Sat Feb 10, 2007 10:32 pm Subject: |
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Welcome to the forums!
I'll wade into deep water here stephanie......the more CC's you have , the harder it will be to pay for your future. CC's? all they are is a gamble you take thinking you will always be able to pay for the future in the present.
Tuck away at a minimum....$500 into a savings account for disaster times....the less you try to finance your future, the better off you are. Depending on your present earnings? I'll wager a guess & say two is more than plenty. Do not max them out......use the conservative approach, okie dokie?
*chuckle*
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texasconsumeractivist
Debt Samaritan
Joined: 23 Jan 2007
Posts: 680
Debtcc Points: 553
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| Posted: Sat Feb 10, 2007 10:43 pm Subject: texasconsumeractivist |
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thank you very much for your reponse...I will keep that in mind.....and will definitely try not to finance and just pay in cash....I appreciate your time....
Thanks 
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stephaniemjmcintyre
Joined: 10 Feb 2007
Posts: 8
Debtcc Points: 329
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