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The Fair Debt Collection Practices Act Simplified: A Primer on the Law
[img]/forums/attachments//bsm1_999.jpg[/img][img]/forums/attachments//bsm2_211.jpg[/img][img]/forums/attachments//bsm3_578.jpg[/img][img]/forums/attachments//bsm4_506.jpg[/img][img]/forums/attachments//bsm5_135.jpg[/img][img]/forums/attachments//bsm6_453.jpg[/img] A simplified version of FDCPA __________________
Cajunbulldog Keeping an eye out for consumers. http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809 http://www.ftc.gov/os/statutes/fcrajump.shtm http://www.debtconsolidationcare.com.../about216.html Use this letter to protect your rights under the FDCPA myfairdebt.com & myfaircredit.com-Good source of case law in forums. |
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#2
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But this does not apply to the original creditor, just debt collector or CA, right? What happens if the creditor is not following these rules? Who should I report them to?
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#3
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Original creditors are exempt.Look at your state laws.Another place to look is fair credit reporting act.This law governs how they report on your credit bureaus.
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#4
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I will do that. Thanks.
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#5
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cajun, Great information. Something that everyone should be aware of their rights. Thanks for all your hard work. KYSIDE38
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RYDERS OF THE NIGHT |
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#6
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kyside38,
I have a bunch of this info,still learning rules on size of post,attachments,etc. ops: I'll get some more once I figure it out!
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#7
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Thanks for the sticky, Mike.
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#8
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You are welcome, cajun
The technical problem in the website is keeping me very busy for the moment. I am sorry that I didn't post earlier that your topic is included in the special topics of the "Dealing with Collection Agency" forum. Thanks for your hard work Regards Mike __________________
Happy friendship day/week/year to you ... be my friend. |
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#9
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Thank you cajun & Mike!
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A journey of a thousand miles begins with a single step...and becoming debt free is a journey! |
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#10
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Thanks for posting this.
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#11
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This website is part of the FTC
http://www.consumer.gov/sentinel/ It has loads of information relating to consumer scams and ID Theft. |
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#13
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5mil,this is a sticky and will remain here as long as this site is up.
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Cajunbulldog Keeping an eye out for consumers. http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809 http://www.ftc.gov/os/statutes/fcrajump.shtm http://www.debtconsolidationcare.com.../about216.html Use this letter to protect your rights under the FDCPA myfairdebt.com & myfaircredit.com-Good source of case law in forums. |
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#14
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hey Cajun....this is great info....As soon as I can learn how to hotlink text using this code...I am definitely adding this along with my other attached signature! Thanks for all of this work! I read the entire thing....gr8 stuff
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"Heal the past, dream the future; live the present." http://www.naca.net/know-your-consumer-rights/ Find your Congressman Find Your Senator Know your rights under the FDCPA |
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#15
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Oh Lord I wish I could remember my html...geezzz haven't written any in yrs. Well as soon as I get the time this link will absolutely be added!
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"Heal the past, dream the future; live the present." http://www.naca.net/know-your-consumer-rights/ Find your Congressman Find Your Senator Know your rights under the FDCPA |
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#16
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WOW!!! Thank you so much!!! I read the whole thing--it definitely opens your eyes! I wish I had known all this stuff last year!!! I paid over $3000 for ipdls when I only needed to pay $750!!! I am so glad you put this up!!! We have NOTHING to be scared of when it comes to these nasty bloodsuckers!
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Live, love, and laugh today for tomorrow may never come. |






I have a bunch of this info,still learning rules on size of post,attachments,etc.
ops: I'll get some more once I figure it out!
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