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cajunbulldog · 02-12-2007, 06:49 PM

The Fair Debt Collection Practices Act Simplified: A Primer on the Law
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A simplified version of FDCPA

lrhall41 · 02-12-2007, 07:37 PM

But this does not apply to the original creditor, just debt collector or CA, right? What happens if the creditor is not following these rules? Who should I report them to?

cajunbulldog · 02-12-2007, 07:41 PM

Original creditors are exempt.Look at your state laws.Another place to look is fair credit reporting act.This law governs how they report on your credit bureaus.

lrhall41 · 02-12-2007, 07:44 PM

I will do that. Thanks.

KYSIDE38 · 02-12-2007, 07:50 PM

cajun, Great information. Something that everyone should be aware of their rights. Thanks for all your hard work. KYSIDE38

cajunbulldog · 02-12-2007, 07:55 PM

kyside38,

I have a bunch of this info,still learning rules on size of post,attachments,etc.

ops: I'll get some more once I figure it out!

cajunbulldog · 02-13-2007, 12:43 PM

Thanks for the sticky, Mike.

Mike · 02-13-2007, 12:53 PM

You are welcome, cajun

The technical problem in the website is keeping me very busy for the moment. I am sorry that I didn't post earlier that your topic is included in the special topics of the "Dealing with Collection Agency" forum.

Thanks for your hard work

Regards
Mike

SUEBEEHONEY70 · 02-13-2007, 03:18 PM

Thank you cajun & Mike!

Cow & Chicken · 02-14-2007, 05:27 AM

Thanks for posting this.

sswett · 04-05-2007, 08:04 AM

This website is part of the FTC

http://www.consumer.gov/sentinel/

It has loads of information relating to consumer scams and ID Theft.

04-08-2007, 06:14 PM

Good job cajun.This should be perminatly posted somewhere on this site so people can refer to it expecially with the Flux of Internet PDL's that think they dont have to abide by it! way to go!

cajunbulldog · 04-08-2007, 06:27 PM

5mil,this is a sticky and will remain here as long as this site is up.

Moondanzer · 04-13-2007, 08:27 PM

hey Cajun....this is great info....As soon as I can learn how to hotlink text using this code...I am definitely adding this along with my other attached signature! Thanks for all of this work! I read the entire thing....gr8 stuff

Moondanzer · 04-13-2007, 08:36 PM

Oh Lord I wish I could remember my html...geezzz haven't written any in yrs. Well as soon as I get the time this link will absolutely be added!

skippi · 04-14-2007, 06:14 PM

WOW!!! Thank you so much!!! I read the whole thing--it definitely opens your eyes! I wish I had known all this stuff last year!!! I paid over $3000 for ipdls when I only needed to pay $750!!! I am so glad you put this up!!! We have NOTHING to be scared of when it comes to these nasty bloodsuckers!