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help in finding out who i owe

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PostPosted: Thu Mar 01, 2007 12:57 pm Subject: help in finding out who i owe

ok i've been gone for long time about 6 months and my email got shut off and the loan companies i owe i dont remeber who all i owe is there a way i find out who i owe and stuff cause they haven't contacted me in an form if you do know please send the info in a private message unless someone responds in the next few minutes cause i have to use public comp again i dont when i'll be back thanks and hello to all that remembert thsi name
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PostPosted: Thu Mar 01, 2007 3:47 pm Subject:

Check your mail regularly because the loan companies will be sending you letters when they want to get their money back. In some cases, lenders will hire a collection agency for recovering the debts. They will be listed in your credit report. Monitor your credit copy regularly and see the status of your accounts. Call the companies and make your payment arrangements.
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PostPosted: Thu Mar 01, 2007 3:51 pm Subject:

If any of these loan companies debited your bank account at anytime in the past, your bank statement should show who the loans were from.
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PostPosted: Fri Mar 02, 2007 8:43 am Subject:

i lost all my records, bank records and such when we moved the 1st time. any other ideas, suggestions, i cant check my credit report just yet cause it hasn't been a year since i last checked it. any help will be great thanks guys and gals
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PostPosted: Fri Mar 02, 2007 8:47 am Subject:

You should be able to contact your bank and explain what happened and request copies of your bank statements or if you have online banking, you should be able to pull up copies of your statements/history on line.
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PostPosted: Fri Mar 02, 2007 8:49 am Subject:

ok they would still have records of it even if i dont bank with them anymore? here's another question, since i had the loans i've moved to different state so which state law applies the one where i currently am or the law where the loan was made and recieved?
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identity_crisis04

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PostPosted: Fri Mar 02, 2007 9:29 am Subject:

I would think you old bank would still have some sort of record. Doesn't hurt to call and ask.
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PostPosted: Fri Mar 02, 2007 11:47 am Subject:

They have to save your records for 7 years so retrieving the info you need should be no problem.
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