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#1
03-01-2007, 04:24 PM
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payday loans with Magnum Z llc
It is four months later and withdrawals are still being taken on some payday loans I took out in a panic. I've been trying to track them down and get them paid off, but by the time I do that, they've collected way more than the value of the loan. I am still trying to track down Debt Dr./Magnum Z llc, as another $90 was just taken from my account yesterday and this should have been paid off last month.
Does anyone have a website for Magnum Z? There must be something, because this is how I first applied for the loan. Unfortunately, I can't recall the name of the website I used to begin with. 
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#2
03-01-2007, 04:39 PM
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This is the information I found in another thread.
Magnum Z LLC / DEBT DOCTORS Address - PO BOX 126, WENTZVILLE MO 63385-0126 Phone - 888-276-4189 / 888-756-2607 Know the laws of your state and search this company if they are licensed in your state. You also need to find out how much you have paid on the account and write a letter to the company reciting the laws. They need to refund the excessive charges debited from your account. Take the help of the AG and speed up your actions.
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#3
03-02-2007, 07:28 AM
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I have delt with MagnumZ and am still trying to get my refund, which Dennis Best told me I would have to go through their office in the West Indies since his company, Debt Doctors, could not issue the refund. They were basically the middleman. They owe me about $1000. dguame ~ I have sent you a pm with some information. Now I did not really have too much trouble getting them to mark my account PIF, just getting the refund is a different story.
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#5
04-25-2007, 08:59 PM
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Jenna, who did you get your PDL from? Many of these companies have multiple DBA's.
Also, what state are you in, how much did you borrow, and how much have you paid? If you can answer these questions, might be able to help you further. __________________
The only people with whom you should try to get even are those who have helped you. -John E. Southard
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#6
05-23-2007, 11:21 AM
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Magnum Z LLC
I am having the same problem with these jerks. I have finally gotten a number to get someone (A REAL PERSON) on the phone. They claim to have been trying to reach me since Sept 2006 (supposedly when the original loan was taken out). Apparently they are only taking $90 per paycheck out (INTEREST ONLY) until they hear from us to make some kind of payment arrangement. Anyway, here is the number. I hope you have better luck than I did.
Debt Doctor/Magnum Z LLC 888-276-4189 ext 100 Dennis or ext 101 Katie
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#8
08-01-2007, 09:03 AM
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Magnum Z llc
I just got off the phone with Dennis at Magnum Z, and the way that the loans work is, the amount getting deducted from your account on your paydays is just a finance charge. Unless you pay additional money to the principal, you're just giving away your money each payday.
I would advise everyone to call 1-888-276-4189 and pay off your loan today.
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#9
08-02-2007, 06:03 AM
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I suggest figuring up how much you have paid in fees, seeing what your state law says and go from there. I know for us, we paid way more than what we should of and technically they owe us a refund, but Dennis refuses to do anything saying that he cannot issue the refund, I have to contact their main office in the West Indies and guess what, they either ignore my letters or they get returned. But look at your bank statements and do some calculating and then figure up how much your loan actually was, including finance charges and if over paid, push to get it marked PIF. It took me a few times of contacting them, via email because I wanted everything in writing, but did finally get it taken care of.
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#11
08-24-2007, 12:42 PM
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Magnum Z/Debt Doctor
This company has taken a little over $1,000 from my account. I finally contacted the Maryland Office of Financial Regulation...payday loans are illegal in MD, so they filed a complaint on my behalf. They have sent 2 letters to the company regarding this matter. I received an email stating that the account was sent to collections, which I forwarded to the woman who is handling my case. They haven't taken any more funds from my account (and my bank actually credited me for the last 3 deductions made). My caseworker called me today and said that she is requesting that they refund me my money. So, depending what state you are in, contact your Office of Financial Regulations, because they should be able to help.
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#12
09-21-2007, 01:10 PM
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Magnum Z LLC
I also considered taking out a PDL and logged onto a website, and then the following day there was $250 in my account, tried to find out who these people were, and was told by my bank there was no number attached to it, they have been debiting my account for $75 every two weeks, and I never agreed to this loan. I believe they deserve their $250 back but that's it. I have been attempting to contact them for 2 months, and no one was able to provide me a phone number. This site has been quite helpful. But need to know what I can do if they deny refuse to end the loan.
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#13
08-22-2008, 11:20 AM
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Magnum Z
I also had applied for a PDL from another company and suddenly $300 shows up deposited in my account with Magnum Z with no contact info. I didn't know where it came from or who to contact (the bank had no contact info either). They were doing the same thing to me by taking $90 out every 2 weeks. I contacted this Dennis at debt doctors as listed here on the website. He is saying that I agreed to this loan both verbally and electronically. I never spoke to anyone from this company nor did I respond electronically. This Dennis was no help at all. He even told me they sold my account to a collection agency...of whom he had no company name for..."it's just someone we call". All he would do is give me the phone number. When I asked him several times what company, and how much do I supposively owe...all he could say is "I don't know" over and over again. So I asked him how is it I supposively have a "legitimate loan" with you people and you have no information on how much I owe or who you sold my account to. This Dennis was no help at all. I did tell him that through research that I had noted that his company was all over the internet about doing this same fradulant thing to several people. All he could say is well you know how the internet is..there is always bad stuff on there. I had to close my bank account and open up a new one. When they closed my account the initial $300 that was deposited was sent to wherever it came from. Therefore in my opinion I don't owe anyone anything. I never received any communication from these people. Now, my new account has been accessed and two $90 transactions were taken out by what the bank said was a forced debit!?!?! Apparently it is from this company that Magnum Z sold my account to...of which I have not received any calls, mail, email or anything. My bank is fighting it, but don't you think that the bank had to have allowed it to be processed through since it originated from my account that was closed???? Or could this BOGUS company have hacked in and found out my new account info!?!?!
Someone please tell me where do I go from here.
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#14
09-08-2008, 11:56 AM
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rip off company
I havd had the same experience as all of you. I don't know what to do, i am from NY and I have no idea where to start with getting them to stop deducting money from my account. I am gonna change my account number but i don't want them to mess up my credit. the loan was never authorized by me but Dennis said that he has a voice record of me but refused to let me hear this voice message. He said he would report me to the collections department. This place is such a scam!! can anyone help me to know what i can do to get this situation under control.
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