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Posted: Fri Mar 09, 2007 5:28 pm Subject: Geneva Roth aka Loanpoint

I sent them a letter yesterday telling them I won't be able to pay finance charges and that I am consolidating and they told me that they would not consolidate because the loan is new.

"quote
Your loan is so new that there is not an amount to settle so will not
>consider working with debt consolidation companies due to the fact that
>you just took the loan and there is no amount to settle.
>
>If you have further questions, please contact our office."

Has anyone worked with these people..because I do not understand "there is no amount to settle" I am new at this guys..

Posted: Fri Mar 09, 2007 5:31 pm Subject:

Geneva Roth Ventures is discussed many times on the board. They sound very pushy and rude. Do you have any contract copy from them? You should make sure that they are charging as per the laws of your state and have a licensed business.

Posted: Fri Mar 09, 2007 5:34 pm Subject:

They are charging me $ 90 interest on a $300 loan..I live in Florida where rollovers are not allowed and I am pretty sure thay are not liscensed here..I just want to pay them their $390 but I know its not going to be that easy..

Posted: Fri Mar 09, 2007 5:35 pm Subject:

Then you need to block them from your account and force them to work with you. They are going to call and make illegal threats. Make sure you file complaints with your state's Attorney General's office against them since they are not licensed in your state and they are charging you roll over fees. How many times has the loan rolled over?

Posted: Fri Mar 09, 2007 5:48 pm Subject:

Hey Britneysbald..how are you..It has not rolled over yet..i had aprior loan with them that rolled over like twice then i paid it off in full.I already opened a different account at A DIFFERENT BANK AND i TOLD THEM THIS..but i refuse to pay additional fees..So lets see their response to a payment plan..

Posted: Tue Mar 27, 2007 1:40 pm Subject:

My consolidation company called loanpoint and they said that they wo'nt work with them..I called them myself and they said my balance of $390 is now $480..are they serious..I however told them to send me a payment plan to pay in three payments..I will be paying them $390 and nothing more..To top it off they will only accept moneygram are they for real..

Posted: Tue Mar 27, 2007 1:45 pm Subject:

If they really want their money they will accept moneyorders...I had a company tell me that and I did not send them moneygram I sent them a money order and they accepted it...They are not going to turn down your money if you send it via moneyorder...

Posted: Tue Mar 27, 2007 1:52 pm Subject:

These guys are bad news,they got their butts handed to them in several federal lawsuits when they were playing the collection agency game. Lock down your purse strings and get a attorney general involved.That might get their attention.

Posted: Tue Mar 27, 2007 2:03 pm Subject:

Cajun:

What lawsuits? Can you tell me more? You can PM me if you don't want to post it here but I am curious and can't find it anything on google.

Thanks,
Rach

Posted: Tue Mar 27, 2007 8:06 pm Subject:

I defaulted before I even financed the loan..so I am willing to pay them back waht I really owe..But I am not going to pay to pay..Does anyone know their physical address where I can pay them through mail with amoney order..

Posted: Wed Mar 28, 2007 7:10 am Subject: Geneva Roth

I got a call from a Mr. Harris there. He called my cell that is mounted in my truck. A friend borrowed my truck for the day and when it rang he attempted to turn down the volume as he was getting out of the car. He then heard some guy say....Oh you likeplaying gmaes?? This one is going to cost you! Lucky for me i have this recorded as all call get recorded on this on this phone as i get dispatched to EMS calls on this. I am guessing they will be really upset since i send a copy of the call to the AG and FTC.