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 Posted: Mon Mar 12, 2007 6:23 pm Subject: Can I consolidate my payday loans? |
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I'm trying to keep up on payday loans. I kept taking them out thinking that by the next payday I would be able to start paying them back. I'm sinking and I can't get out of this payday loan trap. I know there are a few companies who will help consolidate or even help me settle with these companies. What companies do that and when can I start this process?
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k_i_m2003
Joined: 12 Mar 2007
Posts: 171
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| Posted: Tue Mar 13, 2007 5:37 pm Subject: |
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Read this forum very carefully. You will see many others facing the same problems and finding a way out of their pdl mess. I see you are already registered in the website. You will be getting a call from a counselor in your area and discuss about your debts and possible options. Keep in touch.
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BKP
Joined: 19 Oct 2005
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| Posted: Sun Mar 18, 2007 7:19 pm Subject: |
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How is it going? are you making any progress? This thread stopped dead in its tracks, did anyone follow up with you?
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Working my way out of this debt, one day at a time!
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fedupinpa
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| Posted: Sun Mar 18, 2007 7:31 pm Subject: |
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I hope that someone did because I haven't seen a reply from this person saying yes or no.
It is good that you checked on them.
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The Best Way To Be Is Debt Free
and Alexandra is becoming free!
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Alexandra
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| Posted: Sun Mar 18, 2007 7:49 pm Subject: |
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I have actually gone pretty far...... I have closed my bank account, going to be starting up a new one next friday (payday). And I also cancelled my direct deposit so the companies can't take out anymore from me! yeah! I consolidated with T&C but waiting for the paperwork. So far everything is going smoothly. Thank you both for checking up on me. I think the reason why this topic kinda stopped was because I had started many other topics where all my questions were being answered. I just want to say thanks to everyone on the forum who have been so nice and helpful during this really hard time. I couldn't do it without all the support from you guys! 
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k_i_m2003
Joined: 12 Mar 2007
Posts: 171
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| Posted: Sun Mar 18, 2007 7:54 pm Subject: |
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I've heard some good things about T&C on this board, so hopefully it will all work out good for you. I'm sure it's a huge relief to just be able to hand the whole mess over to someone else to start working out. Just to know you have options and help is such a wonderful feeling.
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goudah2424
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| Posted: Sun Mar 18, 2007 7:58 pm Subject: |
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Thats great KIM! I looked into Lanhorne but I still want to contact T&C and see what they have to say...Then I will make my decision after waiting to see if any of those IPDL's are gonna own up to scamming me and mark me paid in full...If not then I guess to stop the harrasment I will go with one of those companies...sigh what a mess!
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Leah
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| Posted: Sun Mar 18, 2007 7:59 pm Subject: |
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I completely agree. I'm looking forward to seeing my paycheck. To be honest, it's been about a year now since I can actually say I got to control my own money. I can't wait till next Friday!
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k_i_m2003
Joined: 12 Mar 2007
Posts: 171
Debtcc Points: 3472
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| Posted: Sun Mar 18, 2007 8:01 pm Subject: |
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I know exactly how you feel. It's nice when your payday is something to look forward to, not dread . . . .
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goudah2424
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| Posted: Sun Mar 18, 2007 8:03 pm Subject: |
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Exactly, and yes it is nice to have T&C to fall back on and take over dealing with those IPDL's. I haven't finished everything with them but so far they have been very helpful and after reading about them on here I think it will be to my benefit if everything goes well which I'm sure it will.
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k_i_m2003
Joined: 12 Mar 2007
Posts: 171
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| Posted: Sun Mar 18, 2007 8:03 pm Subject: |
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I am glad that it is working out for you. T&C is not a bad company at all. They have been working real well for me as I am about to pay off two debts next month. So I am thankful for that.
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The Best Way To Be Is Debt Free
and Alexandra is becoming free!
http://alexandra.yesdebtfree.org
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Alexandra
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| Posted: Sun Mar 18, 2007 8:06 pm Subject: |
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Congrats on paying off two more. That's huge and I bet a great feeling too! I'm glad to hear T&C are working well for you. Did you just have IPDL's or did you have storefront. I'm just curious as to how they work with the two different ones.
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k_i_m2003
Joined: 12 Mar 2007
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| Posted: Sun Mar 18, 2007 8:08 pm Subject: |
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I have both but I am paying the storefront on my own. It is possible to pay both off. I discovered that.
_________________
The Best Way To Be Is Debt Free
and Alexandra is becoming free!
http://alexandra.yesdebtfree.org
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Alexandra
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| Posted: Sun Mar 18, 2007 8:23 pm Subject: |
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Good to know...when I first contacted them and gave them my list of IPDL's, I had forgotten all about the storefront ones. That's good to know that they will add them.
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k_i_m2003
Joined: 12 Mar 2007
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| Posted: Sun Mar 18, 2007 8:39 pm Subject: |
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I'm glad to see that both of you are having good experiences with T&C. It's great to know that there are companies that will help people with pdl's, not just screw them up more.
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goudah2424
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