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Posted: Wed Mar 14, 2007 9:23 pm Subject: I hear horror stories.......

I hear horror stories all the time about people getting calls at work from PDL's trying to get their money. I am closing my bank account tomorrow and next week will be starting a new account so they can't take my money anymore. I have contacted T&C and they will be helping me with my debt but I am afraid that the companies will still be going after me at work and all. Is this true? Will they still be going after me even if I am working with a consolidation company or is that only if I were to stop paying them altogether once I have paid off my principal and what I owe them in general. My biggest worry is Route 66 because I have heard it several times on here about how they called people's work harrassing them and what not. If they call my work and do that I will probably get fired, I'm in management and shouldn't be getting calls like that.

Posted: Thu Mar 15, 2007 5:04 am Subject:

kim - If you gave them your work phone number, chances are very good that you WILL get a call from them. I hate to be the bearer of bad news, but they are one company that is very hard to deal with when it comes to the phone calls. You have to play tough with them.

Posted: Thu Mar 15, 2007 5:23 am Subject:

Kim- I dont know if you have done this but can you send them a cease and desist letter?

Posted: Thu Mar 15, 2007 5:40 am Subject:

Tweety - a C&D letter is a good idea, but Rt. 66 is not located in the US, and they think they are not bound by our laws. They'll tell you so. Anything you can do to get them to stop is a good idea - a C&D, file complaints to the State AG and the BBB - anything you can do.

Posted: Thu Mar 15, 2007 6:16 am Subject:

OH- Thank you..for that.....

Posted: Thu Mar 15, 2007 6:50 am Subject:

I went back and checked some messages that they had sent me before "payment reminders" and on that file it has my cell phone listed on there twice, as my home and work. So I'm thinking that MAYBE I had it switched to use my cell as both my cell and work. Crossing my fingers. Will I have that problem with other companies that I DID give my work number to?

Posted: Thu Mar 15, 2007 7:09 am Subject:

I never give out my cell number to Payday loans.......

Posted: Thu Mar 15, 2007 7:14 am Subject:

That's the only number I have......I only carry a cell, I have no home, I would rather them have my cell than my work number. I'm afraid they are going to be constantly calling me and I don't want to get in trouble for getting so many "personal" calls.

Posted: Thu Mar 15, 2007 7:14 am Subject:

I should rephrase that because after reading it, it really sounded bad. I have a home..........just not a home phone lol

Posted: Thu Mar 15, 2007 7:17 am Subject:

If you are not in default yet, call them and change the number now before the crap hits the fan. You will have to be inventive, give them another number for work, not your work number.

Posted: Thu Mar 15, 2007 7:23 am Subject:

The only number I could change it to would be the "employment verification" number which is just for the company to provide to lenders to verify, its not actually my work number. But other than that we only have one number with hundreds of lines on that one number ( i work in retail). I'm hoping that they will change it without checking it first. Do you think they will actually delete my real work number or just add that as another?

Posted: Thu Mar 15, 2007 7:27 am Subject:

my guess is they will add that to the others?

Posted: Thu Mar 15, 2007 7:36 am Subject:

I hope they replace it, I'm calling them right now to change them, I just tell them the other one they won't be available to reach me at anymore, hopefully that works lol

Posted: Thu Mar 15, 2007 7:41 am Subject:

goodluck, hopefully they will replace it, then you won't have to worry about them. Let us know what happens.

Posted: Thu Mar 15, 2007 7:42 am Subject:

I would give them a number to a completely different store altogether, not the one that you work at. Give them one down the street. I doubt they will call and verify, they do this when processing the loan.

Posted: Thu Mar 15, 2007 7:48 am Subject:

yeah i didn't want to do that though because sometimes i work at the other ones as well, so they would probably just redirect them to my home store........the number i gave them is employment verification and its just a recording at first so they wont be able to get to me, just verify my employment with target, which they already knew about anyway

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