My life has changed so much since I came here last week: I have signed up with Town & Country to manage my open payday loans, I have started drafting letters to those PDL companies that I have already paid off in order to try to get a refund, I have started drafting letters to the attorney general in PA to complain, and I have work with two MARVELOUS ladies as my bank to close my account, and fillout forms to ENSURE that no ACH credites go through the closed account. I am still dealing with some calls, but now I refer them as politely as I can to T&C. I feel SO MUCH BETTER!
I will be glad to keep you all up to date on T&C as I progress. So far, they have been super nice and responsive to me.
I could use a little bit more help: I need the addresses of the following PDL companies if anyone has them. I have checked out the new list that is being compiled on "thehub.yesdebtfree.org" but these are not there yet. Does anyone have them? I can't find them anywhere!
EPAY (Epayday PFELSL)
MTE Financial (Instant Loan Til Payday)
Check and Go
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.